Get an instant Personal Laon in Tamil Nadu
Located on the southeastern side of the Indian peninsula, Tamil Nadu is the fourth-largest state in India. The state has a booming economic sector as it is one of the leaders in several industries like garments, leather products, plastic, pharmaceuticals, and engineering. The state’s growth has also resulted in improving lifestyles and increased demand for additional financial support among the state residents. If you, too, require financial assistance for any lifestyle purchase or medical emergency, you can apply for Poonawalla Fincorp’s Personal Loan in Tamil Nadu. You can borrow up to ₹30 Lakh with minimal documentation and get instant approval.
Features and Benefits of Personal Loan in Tamil Nadu
When you apply for a Personal Loan in Tamil Nadu with Poonawalla Fincorp, you can enjoy a wide range of features and benefits, including:
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Collateral-free
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Multi-purpose Usage
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Competitive interest Rates and Charges
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Quick Approval
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Instant Disbursal
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No Hidden Charges
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No Penalty for Prepayment or Foreclosure
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Flexible Repayment Plans
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Simple 5 Step Online Application
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Easy-to-Use EMI Calculator
Personal Loan Interest Rates in Tamil Nadu
At Poonawalla Fincorp, we offer Personal Loan at the most competitive interest rates, starting from 9.99%* p.a. When you apply for a loan, you must incur a few other charges apart from the interest. You must be aware of these charges to know the exact borrowing cost.
Refer to the table below to know the interest rate and other charges:
| Personal Loan Interest Rates | 9.99%* p.a. onwards |
| Loan Amount | ₹1 Lakh to ₹30 Lakh |
| Loan Processing Fees | Up to 2% plus applicable taxes |
| Lowest EMI per month | Starting from ₹2,124* per Lakh for 60 months |
| Loan Tenure | 12 – 60 months |
| Prepayment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
| Default Interest | 3% per month |
| Repayment Instrument Dishonor Charges | ₹500 per bounce plus applicable taxes |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Personal Loan EMI Calculator
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EMI Amount = *
Eligibility Criteria for Personal Loan in Tamil Nadu
To be eligible for a Personal Loan from Poonawalla Fincorp in Tamil Nadu, you must meet certain criteria. Refer to the table below for details.
Age
22 years at the time of loan application and not more than 57 years
Work Experience
Salaried employees with 1 year of work exprience
Citizenship
Indian
Monthly Income
Starting ₹30,000 based on your city of residence
Documents required for Personal Loan in Tamil Nadu
When applying for a Personal Loan with Poonawalla Fincorp, you must submit the following documents.
| Documents Category | Personal Loan Documents Required |
| KYC Documents | PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport |
| Current Address Proof | Passport/Utility Bills/Rent Agreement |
| Income Documents | Latest salary slips for the last 3 months |
| Financial Documents | Bank Statement for the last 3 months |
| Employment Proof | Official Mail ID Confirmation/Employee ID Card (in case official mail ID confirmation is not possible) |
We offer Personal Loan in Tamil Nadu to
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Salaried individuals
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Salaried Doctors
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Salaried Chartered Accountants
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Salaried Company Secretaries
Uses of a Personal Loan in Tamil Nadu
You can avail of a Personal Loan in Tamil Nadu for the following mentioned purposes:
- Home renovation: If you wish to upgrade your home interiors, extend your kitchen, or change the flooring, apply for a Personal Loan with Poonawalla Fincorp and get the funds you need for the home renovation project. Our Personal Loan comes with a competitive interest rate, making the EMIs affordable.
- Higher Education: Applying for Poonawalla Fincorp's Personal Loan in Tamil Nadu is a great way to cover all your education-related expenses and pursue your dream career.
- Medical Emergencies: Medical emergencies can occur anytime and derail your financial planning. You can avail of Poonawalla Fincorp's Personal Loan in Tamil Nadu to tackle such situations and keep your savings intact.
- Travel: If you love travelling, Poonawalla Fincorp's Personal Loan in Tamil Nadu can help you explore new destinations in India or worldwide and get memorable experiences.
With Poonawalla Fincorp's Personal Loan in Tamil Nadu, you can enjoy benefits such as a higher loan amount up to ₹30 Lakh, attractive interest rate, minimal documentation, and no hidden charges. You can apply for the loan online and get quick approval. So why wait? Apply now!
How to Apply for a Personal Loan in Tamil Nadu?
Applying for a Personal Loan from Poonawalla Fincorp in Tamil Nadu is easy. You must follow a few simple steps as mentioned below:
Apply
Online
Apply Online
Click on ‘Apply Now’ and complete the application form
Personal
Details
Personal Details
Enter your DOB, qualification, and residential details
Verification
Verification
Submit and upload all details for verification and assessment
Poonawalla Fincorp's Branch Address
Poonawalla Fincorp Limited
Address: The Oval, 2nd Floor, Venkatanarayana Road, T . Nagar, Chennai: 600017, Tamilnadu
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Address: "ATP Tower", Door No. 12A, 4th Floor, Bypass Road, Madurai, Tamilnadu-625016
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Address: 2nd Floor, Sri Vaari Shopping Mall, 258/2,2/91, New Bus Stand Main Road, Meyyanur, Salem-636004, Tamil Nadu
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Address: "Ray Towers", 3rd Floor, 2 Vadavoor Salai, 9th Cross, Thillainagar, Trichy-620018
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Address: Classic Towers, 6th floor Trichy Road, Highways Colony, Coimbatore, Tamil Nadu 641018
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*Terms & Conditions Apply
