Get a Personal Loan in Uttar Pradesh
Home to some of the country's most iconic monuments and temples, Uttar Pradesh is also known for its extensive economic activities. The region's booming agriculture, manufacturing, and mining industries have also led to the rising demand for Personal Loans among the local citizens.
If you require financial assistance for any lifestyle purchase or starting a new business, apply for Poonawalla Fincorp's Personal Loan in Uttar Pradesh. Get up to ₹30 Lakh with minimal documentation, quick approval, and flexible EMI options. Apply now!
Features and Benefits of Personal Loan in Uttar Pradesh
When you apply for a Personal Loan in Uttar Pradesh with Poonawalla Fincorp, you can enjoy a wide range of features and benefits, including:
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Collateral-free
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Multi-purpose Usage
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Competitive interest Rates and Charges
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Quick Approval
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Instant Disbursal
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No Hidden Charges
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No Penalty for Prepayment or Foreclosure
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Flexible Repayment Plans
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Simple 5 Step Online Application
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Easy-to-Use EMI Calculator
Personal Loan Interest Rates in Uttar Pradesh
At Poonawalla Fincorp, we offer Personal Loan at the most competitive interest rates, starting from 9.99%* p.a. As a loan applicant, you must be aware of all the loan-related charges, apart from the interest.
Refer to the table below to know the interest rate and other charges:
| Personal Loan Interest Rates | 9.99%* p.a. onwards |
| Loan Amount | ₹1 Lakh to ₹30 Lakh |
| Loan Processing Fees | Up to 2% plus applicable taxes |
| Lowest EMI per month | Starting from ₹2,124* per Lakh for 60 months |
| Loan Tenure | 12 – 60 months |
| Prepayment/Foreclosure Charges | 0%* If paid from own sources & 4% If paid from other sources |
| Default Interest | 3% per month |
| Repayment Instrument Dishonor Charges | ₹500 per bounce plus applicable taxes |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Personal Loan EMI Calculator
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EMI Amount = *
Eligibility Criteria for a Personal Loan in Uttar Pradesh
To be eligible for a Personal Loan from Poonawalla Fincorp in Uttar Pradesh, you must meet certain criteria. Refer to the table below for details.
Age
22 years at the time of loan application and not more than 57 years
Work Experience
Salaried employees with 1 year of work exprience
Citizenship
Indian
Monthly Income
Starting ₹30,000 based on your city of residence
Documents Required for a Personal Loan in Uttar Pradesh
Apply for a Personal Loan from Poonawalla Fincorp with the following documents:
| Documents Category | Personal Loan Documents Required |
| KYC Documents | PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport |
| Current Address Proof | Passport/Utility Bills/Rent Agreement |
| Income Documents | Latest salary slips for the last 3 months |
| Financial Documents | Bank Statement for the last 3 months |
| Employment Proof | Official Mail ID Confirmation/Employee ID Card (in case official mail ID confirmation is not possible) |
We Offer a Personal Loan in Uttar Pradesh to
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Salaried individuals
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Salaried Doctors
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Salaried Chartered Accountants
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Salaried Company Secretaries
Uses of a Personal Loan in Uttar Pradesh
You can avail of a Personal Loan in Uttar Pradesh for the following mentioned purposes:
- Home Renovation: You can apply for a Personal Loan with Poonawalla Fincorp and get the funds to renovate your home. Our Personal Loan comes with a competitive interest rate, making the EMIs affordable.
- Higher Education: Whether you want to go abroad for higher studies or pursue a specialised course, you can apply for Poonawalla Fincorp's Personal Loan in Uttar Pradesh and get the funds to cover all your education-related expenses.
- Medical Emergencies: Medical emergencies can occur anytime and derail your financial planning. You can avail of Poonawalla Fincorp's Personal Loan in Uttar Pradesh and mitigate such situations.
- Travel: If you love travelling, Poonawalla Fincorp's Personal Loan in Uttar Pradesh can help you explore new destinations in India or worldwide and tick off your travel goals.
With Poonawalla Fincorp's Personal Loan in Uttar Pradesh, you can enjoy benefits such as a higher loan amount up to ₹30 Lakh, attractive interest rate, minimal documentation, and no hidden charges. You can apply for the loan online and get quick approval. Don’t wait any more, apply now!
How to Apply for a Personal Loan in Uttar Pradesh?
Applying for a Personal Loan from Poonawalla Fincorp in Uttar Pradesh is easy. You must follow a few simple steps as mentioned below:
Apply
Online
Apply Online
Click on ‘Apply Now’ and complete the application form
Personal
Details
Personal Details
Enter your DOB, qualification, and residential details
Verification
Verification
Submit and upload all details for verification and assessment
Poonawalla Fincorp's Branch Address
Poonawalla Fincorp Limited
Address: 204-B, 2nd floor Sumridhi Business Suites Sanjay Place Agra-282004
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Address: First Floor, HM complex, Janakpuri Ramghat road, Aligarh, U.P - 202001
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Address: 1st Floor, 120/1/18/2C, Mahatma Gandhi Marg, Civil Lines, Prayagraj, Allahabad, Uttar Pradesh- 211001. Landmark : Near MAX Showroom
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Address: 2nd floor, r s tower, 165 civil lines, above bandhan bank, bareilly, uttar pradesh - 243001
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Address: 2nd Floor, "DK Chopra Tower", Plot No. 05, Sector No. 14, Kaushambi, Dist: Ghaziabad, Pin Code: 201010. Landmark : Near Yasodha Hospital
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Address: 1st Floor, Hanuman Mandir Road, Betiyahata, Gorakhpur: 273001, Uttar Pradesh
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Address: 1st Floor, 16/116 (29) , Plot No 34, Block 16 (subplot 4) Bhargava Estate Civil Lines Kanpur 208001
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Address: Unit 106 ,First Floor, Shalimar Logix, Rana Pratap Marg, Hazratganj, Lucknow, Uttar Pradesh- 226001.
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Address: 2nd Floor, "Corpo Tower", Plot-309/1, Mangal Pandey Nagar, Meerut-250004, Uttar Pradesh
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Address: 1St Floor, Om Complex, Adjacent To Axis Bank, Near Sai Hospital, Delhi Road, Moradabad, Uttar Pradesh-244001
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Address: Unit No D58, 3rd Floor, 12-A-7, Gandhi Nagar, Sigra, Varanasi, Uttar Pradesh, 221010
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Address: 2712A, Seventh floor, Tower A, Corridor 2, Corenthum, Sector 62, Noida - 201301
Contact Number: 1800-266-3201 (Toll-free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*Terms & Conditions Apply
