Loan Amount
Up to ₹75 Lakh
Interest Rate
Starting at 11%* p.a.
Loan Tenure
12-72 Months

Check Useful Advantages of a Used Car Loan

Enjoy exclusive features and benefits catering to your needs to avail of a Pre-owned Car Loan and drive home your dream car.

High Loan Amount

Get a loan amount of up to ₹75 Lakh to drive a pre-owned car. With a higher loan amount, you can make your dream a reality.

Higher Loan to Value Ratio

You can avail of a loan of up to 100% of the car's value to help you achieve your goal of owning a pre-owned car.

Easy and Hassle-Free Process

Get a used car loan through our online application, requiring minimal documentation with just a few clicks.

Minimal Documentation

Submit minimal documents such as identity proof, income proof, employment proof, etc. to apply for our used car loan.

Competitive Interest Rates

Enjoy our competitive interest rates starting at just 11%* p.a. Our flexible EMI terms make opting for a used car loan more affordable.

Flexible Repayment Option

Select a tenure of up to 72 months and take control of your monthly budget with our flexible repayment options.

Apply for a Pre-owned Car Loan in Just 3 Steps

Click on "Apply Now"

Tap the “Apply Now” button to initiate your application.

Enter Details

Enter your DOB, contact, employment and car details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

1. What is LTV ratio, and how much can I get with Poonawalla Fincorp?

LTV stands for Loan-to-Value ratio and is the percentage of the car’s value you can get as a loan. One of the benefits of a used car loan from Poonawalla Fincorp is that you get up to 100% of the car’s value as a loan.

2. Do I need to pledge assets to get a second-hand car loan?

You don’t need to pledge any assets to avail of a second-hand car loan. 

3. What is the maximum used car loan under top-up?

For used car loan top-up, you can avail of a maximum loan amount up to ₹75 Lakh.

Happy Customers, Happy Us