Avail of a Pre-owned Car Loan in Calicut with Flexible EMIs
Calicut, also known as the ‘Spice Capital’ of Kerala, is primarily famous for being a hub of history and educational opportunities. Drive through the streets of this city in your dream car by getting a Pre-owned Car Loan from Poonawalla Fincorp with minimal documentation. Avail of a loan of up to ₹75 Lakh with competitive interest rates, flexible repayment tenure and no hidden charges. Apply now!
Why Choose Poonawalla Fincorp?
EMI Calculator for a Pre-owned Car Loan in Calicut
Calculate your monthly repayments instantly with our used car loan EMI calculator. Enter the loan amount, interest rate, and tenure for accurate results. Calculate now!
Apply for a Pre-owned Car Loan in Just 3 Steps
Click on "Apply Now"
Tap the “Apply Now” button to initiate your application.
Enter Details
Enter your DOB, contact, employment and car details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Eligibility Criteria for a Pre-owned Car Loan in Calicut
Depending upon whether you are salaried, self-employed or an established firm/company, your eligibility criteria may differ based on:
- Age
- Occupation
- Experience/Vintage
- Citizenship
Click to know more about eligibility criteria in detail.
Documents Required for Pre-owned Car Loan in Calicut
Submit the required documents based on whether you are salaried, self-employed or an established firm/company to avail of this loan:
- Car Documents
- Identity Proof
- Address Proof
- Income Proof
- Bank Account Statement
Click to know more about the documents required in detail.
Interest Rate and Charges for a Pre-owned Car Loan in Calicut
Avail of a used car loan at an attractive interest rate and nominal charges:
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Different Cars You Can Buy with a Pre-owned Car Loan in Calicut
With a used car loan, you can enjoy additional benefits such as:
- Balance Transfer Transfer your existing loan to Poonawalla Fincorp’s used car balance transfer and experience significant financial relief with better interest rates, lower EMIs, and substantial savings.
- Top-up Loan Top-up on your existing loan scheme for used car of up to 200% of its value. With Poonawalla Fincorp’s Used Car Loan Top Up, you can enjoy the flexibility of a high loan amount of up to Rs.75 Lakh with minimal documentation and no hidden charges.
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Hatchbacks
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Luxury Cars
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Sedans
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SUVs
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Electric Vehicles
Who Can Get a Pre-Owned Car Loan in Calicut
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Salaried individuals
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Self-employed professionals
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Firms or companies
Tips for Successful Pre-owned Car Loan Application
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Check the eligibility criteria
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Keep documents handy
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Opt for the required amount only
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Maintain a credit score of 750+
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Understand the loan terms and conditions
Poonawalla Fincorp Branch Address
Address: 1st Floor, Trinity Arcade, Kannur Road, Near ESAF Bank, West Nadakkavu, Kozhikode, Kerala -673011
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
*T&C Apply
Happy Customers, Happy Us


I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.


Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!


Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.


I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!


A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.


I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.


I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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Frequently Asked Questions
Yes, you can avail of a Pre-owned Car Loan of ₹75 Lakh with Poonawalla Fincorp if you meet the eligibility criteria. Another factor that will affect the decision of your loan approval is your credit score and repayment capacity.
No, the second-hand car loan application process with Poonawalla Fincorp is fully digital. So, you can apply for a loan in 5 minutes and be assured of quick approval and disbursal of funds.
If you are a salaried individual, you are required to provide pay slips for the past 3 months. Self-employed individuals must present GST returns, Income Tax Returns for the past 2 years or P/L Statements and Balance Sheets for the last 2 years.