Get a Pre-Owned Car Loan in Kollam with Attractive Interest Rates!
Located in the southern state of Kerala, Kollam is a coastal city known for its picturesque backwaters, historic significance, and cultural heritage. With a growing population, Kollam also witnesses demand for pre-owned cars. Poonawalla Fincorp recognizes the aspirations of Kollam's residents and offers Pre-Owned Car Loans to help them fulfill their automotive dreams. With competitive interest rates, flexible repayment options, and a streamlined loan application process, Poonawalla Fincorp supports the people of Kollam in acquiring their desired pre-owned cars.
Our Used Car Loans in Kollam are tailored to meet the specific needs of its residents. With competitive interest rates, flexible repayment options, and a hassle-free loan application process, Poonawalla Fincorp ensures a smooth and convenient borrowing experience. Whether you long to cruise along the scenic coastal roads or explore the enchanting landscapes of Kerala, Poonawalla Fincorp is here to support you in acquiring your desired pre-owned car.
Pre-Owned Car Loan: EMI Calculator
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Pre-Owned Car Loan Interest Rates in Kollam
Interest rates play a vital role in determining the affordability of any loan. Poonawalla Fincorp offers competitive interest rates for Used Car Loans in Kollam. These rates are influenced by factors such as the loan amount, repayment tenure, and creditworthiness.
| Pre-Owned Car Loan Interest Rates | 11% p.a. onwards |
| Loan Amount | ₹1 Lakh - ₹75 Lakh |
| Loan Processing Fees | Up to 1% plus applicable taxes |
| Lowest EMI per month | Starting from ₹1903* per Lakh for 72 months |
| Loan Tenure | 12 - 72 months |
| Prepayment/Foreclosure Charges | 0%* If paid from own sources. 4% of the outstanding loan amount plus taxes if paid from other sources |
| Late Payment Charges | 3% per month |
| Cheque Bounce Charges | ₹1000 per bounce plus applicable taxes |
| Stamp Duty | At actuals (as per state) |
| No Other Hidden Charges | |
Features and Benefits of Pre-Owned Car Loan in Kollam
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Flexible Repayment Options
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Minimal Documentation
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Quick Loan Disbursal
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Lower Down Payments
Flexible Repayment Options
Poonawalla Fincorp provides flexible repayment tenures, allowing you to choose a duration that suits your financial situation and ensures convenient EMIs.
Minimal Documentation
The documentation process for Pre-Owned Car Loans is streamlined, making it hassle-free and time-efficient for borrowers.
Quick Loan Disbursal
Once your Pre-Owned Car Loan application is approved, Poonawalla Fincorp ensures fast loan disbursal, enabling you to drive your dream car home without delays.
Lower Down Payments
Pre-Owned Car Loans generally require lower down payments compared to new car loans, making car ownership more accessible, especially for individuals with limited savings.
We offer Pre-Owned Car Loan in Kollam for:
Salaried Individuals:
Achieve your aspirations of owning a car through our customized loan solutions designed specifically for salaried employees. Experience the convenience of manageable EMIs without putting excessive strain on your finances.
Self-Employed Individuals:
Entrepreneurs and self-employed individuals can benefit from Pre-Owned Car Loans to broaden their business opportunities and enhance their professional reputation.
Firms/Companies:
Poonawalla Fincorp also offers its Pre-Owned Car Loan services to firms and companies, including partnerships, limited liability partnerships (LLPs), private limited companies, and various other registered entities.
Apply for Pre-Owned Car Loan online in 4 Easy Steps
Apply
Online
Apply Online
Click on ‘Apply Now’ and provide your contact details and loan details
Personal
Details
Personal Details
Enter your DOB, Qualification and other necessary details
Employment & Car
Details
Employment & Car Details
Enter your employment details, car details (if car is finalized) and submit the form
Verification
Verification
Application will then proceed for verification and assessment
How to apply for a Pre-Owned Car Loan in Kollam?
Follow these steps to get a Used Car Loan in Kollam:
- Visit our official website to assess your loan eligibility
- Select the loan option and click on ‘Apply Now’
- Complete the application form
- Submit the documents required for a Used Car Loan in Kollam
After you have submitted your application, our team will swiftly review it. Upon successful verification, we will promptly disburse the loan amount. If you prefer an in-person interaction, we invite you to visit our branch at the provided address.
Poonawalla Fincorp Branch Address in Kollam:
Poonawalla Fincorp Limited
Address: 2nd Floor, "Sree Vigneswara Bhavan", Kadapakada, Kollam -691 008, Kerala
Contact Number: 1800-266-3201 (Toll-Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
Poonawalla Fincorp is your trusted partner when it comes to Pre-Owned Car Loans in Kollam. With competitive interest rates, flexible repayment options, and customer-centric services, they help turn your dream of car ownership into a reality. By availing of a Used Car Loan in Kollam, you can enjoy the convenience and freedom of owning a car without straining your finances. Take the first step towards driving your dream car by exploring the Pre-Owned Car Loan services offered by Poonawalla Fincorp in Kollam today.
*Terms & Conditions Apply
