Loan Amount
Up to ₹75 Lakh
Interest Rate:
Starting at 11%* p.a.
Loan Tenure
12-72 Months

Apply for a Pre-owned Car Loan in Nashik Online

Nashik is well-known for its pilgrimage sites and beautiful landscapes. It is also known as the ‘Wine Capital of India’, with luxurious vineyards present around the city. Drive around the city in your dream car with a Pre-owned Car Loan from Poonawalla Fincorp.

Get a loan of up to ₹75 Lakh with flexible EMIs and instant disbursal. Benefit from our competitive interest rates, loan of up to 100% of the car’s value and quick approval. Apply now!

Why Choose Poonawalla Fincorp

Loan up to 100%
of Car's Value
No Hidden
Charges
Quick
Approval
Instant
Disbursal
Minimal
Documentation
Attractive
Interest Rate

Pre-owned Car Loan EMI Calculator

Make use of our online EMI calculator to know your monthly repayments. Slide the bar to enter the loan amount, tenure and interest rate. Try now!

Optimise Your Pre-Owned Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
11 %
30 %

Tenure

Months
12Months
72Months

Apply for a Pre-owned Car Loan in Just 3 Steps

Click on "Apply Now"

Tap the “Apply Now” button to initiate your application.

Enter Details

Enter your DOB, contact, employment and car details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Pre-owned Car Loan in Nashik

Our eligibility criteria depend on whether you are salaried, self-employed or a firm/company and on aspects like:

  • Age
  • Citizenship
  • Experience/Vintage
  • Occupation

Click to know more about the eligibility criteria in detail

Documents Required for a Pre-owned Car Loan in Nashik

Provide minimal documents to avail of a used car loan:

  • KYC Documents
  • Income Proof
  • Address Proof
  • Car Documents
  • Bank Account Statement

Click to know more about the necessary documents in detail. 

Interest Rate and Charges for a Pre-owned Car Loan in Nashik

Interest Rate
11%* p.a. onwards 
Loan Amount
₹1 Lakh to ₹75 Lakh
Loan Processing Fees
Up to 1% plus applicable taxes
Lowest EMI Per Month
Starting from ₹1903* per Lakh for 72 months
Loan Tenure
12 – 72 Months
Prepayment/Foreclosure Charges
0% if paid from own sources
4% if paid from other sources
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Cars You Can Buy with a Pre-owned Car Loan

  • Electric vehicles 

  • Premium cars 

  • Hatchbacks 

  • Sedans 

  • Crossovers 

  • SUVs/MUVs 

Who Can Get a Pre-owned Car Loan in Nashik

  • Salaried Employees  

  • Self-employed Individuals  

  • Firms or Companies 

Tips for a Successful Pre-owned Car Loan Application 

  • Check the eligibility criteria 

  • Borrow only what you need 

  • Maintain a credit utilisation ratio of up to 30% 

  • Check your credit score 

  • Keep the required loan documents ready 

  • Avoid multiple loan applications 

Poonawalla Fincorp Branch Address in Nashik 

Address: 2nd Floor, Vijay Villa, Opp. Sonali Apartment, behind Vijan Hospital, Above B&B Studio, Vise Mala, College Road, Nashik, Maharashtra-422005 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.) 

 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get Exclusive Access to Simplified
Personal Finance Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

1. Can I make part prepayments for Poonawalla Fincorp’s Pre-owned Car Loan without incurring any charges?

We do not charge any prepayment or foreclosure fees if you make the part prepayment of your used car loan from your own funds. If you prepay the loan using other fund sources, we levy a penalty of 4% of the outstanding loan amount plus taxes.    

2. Can I get a used car loan from Poonawalla Fincorp with a low credit score?

If you apply for our used car loan with a low credit score, your loan application may not get approved. Having a credit score of 750 and above improves your chances of availing of a used car loan at lower interest rates and better terms.  

 

3. What is the minimum business experience for a firm/company to get Poonawalla Fincorp’s second-hand car loan?

A firm or company should be in the same business for at least 2 years to become eligible to apply for our Pre-owned Car Loan.