Get a Professional Loan for Chartered Accountants
As a self-employed Chartered Accountant, having easy access to collateral-free credit financing can help you scale up your existing practice and meet your day-to-day expenses. Take your career to the next level with a Professional Loan for Chartered Accountants from Poonawalla Fincorp. Get a collateral-free loan of up to ₹75 Lakh with minimal paperwork. Benefit from our competitive interest rates, no hidden charges, flexible EMIs and swift approval. Apply now!
Why Choose Poonawalla Fincorp
Professional Loan EMI Calculator
Use our online EMI calculator to plan your monthly repayments. Simply enter the loan amount, tenure and interest rate to know your EMIs. Try now!
Calculate Your Monthly Repayment
Calculate your Professional Loan EMIs with the help of our EMI calculator. Enter your loan amount, interest rate and tenure to get the accurate principal amount and interest payable.
How to use a Professional Loan EMI Calculator
Using our EMI calculator is as easy as turning your equipment on. All you have to do is:
- Step 1: Enter the loan amount.
- Step 2: Add the interest rate.
- Step 3: Enter the loan tenure.
Once you have entered all the details, the calculator will automatically display the loan principal amount and interest payable.
Note: The calculated amount is just the estimation of monthly EMI based on the details entered in the calculator. Your actual monthly EMI may change based on other loan terms and conditions.
Components that Affect Professional Loan EMIs
- Loan Amount: The loan amount or sanction amount typically determines the EMIs. The higher the loan amount, the higher the EMIs.
- Interest Rate: Interest rates are directly related to your EMIs. The higher the interest, the higher the EMIs.
- Loan Tenure: Your loan tenure is your repayment period. The longer the tenure, the lower the EMIs, and vice versa.
Apply for a Professional Loan in Just 3 Steps
Click on "Apply Now"
Tap the "Apply Now" button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, and other details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Eligibility Criteria for a Professional Loan for CAs
Qualify for Poonawalla Fincorp’s Professional Loan for Chartered Accountants by meeting our simple eligibility criteria:
- Age: Between 24 and 65 years.
- Citizenship: Indian.
- Work Experience: Must be practising for at least 1 year post qualification.
- Annual Income: Minimum ₹3 Lakh.
Documents Required for a Professional Loan for CAs
Submit just a few documents to avail of the loan:
- Identity Proof
- Residential Address Proof
- Business Address Proof
- Income Proof
- Bank Account Statement
- Proof of Professional Qualification
Click to know more about the necessary documents in detail.
Interest Rate and Charges for a Professional Loan for CAs
Get our loan to Chartered Accountants at competitive interest rate and nominal charges:
After 6 EMIs: 5% on principal outstanding + taxes
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Different Uses of a Professional Loan
- Expanding your professional practice
- Renovating your office space
- Enhancing your professional skills
- Meeting working capital requirements
- Recruiting new employees
Tips for a Successful Professional Loan Application
- Fulfil the eligibility criteria
- Borrow only what you need
- Check your credit score
- Reduce your credit utilisation ratio to 30%
- Keep the loan documents handy
- Avoid multiple loan applications
Happy Customers, Happy Us


I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.


Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!


Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.


I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!


A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.


I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.


I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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Frequently Asked Questions
Poonawalla Fincorp offers a loan amount of up to ₹75 Lakh for CAs to fulfil their financial needs. However, this amount can vary based on the credit profile and repayment history.
No, there is no need to pledge assets as collateral to avail of our Professional Loan for CAs.
The interest rate for our loan to professionals for CAs starts from 13%* p.a. The final interest rate depends on credit score, income, repayment capacity, loan amount, etc.