Loan Amount
Up To ₹75 Lakh
Interest Rate
Starting at 13%* p.a.
Loan Tenure
12-60 Months

Obtain a Professional Loan in Delhi With Instant Disbursal

Delhi, the capital of India, is a busy metropolis and one of the most significant urban centres. The city offers many opportunities for self-employed professionals. Expand your practice and invest in your career growth with a Professional Loan of up to ₹75 Lakh from Poonawalla Fincorp.
Get a collateral-free loan with flexible EMIs and minimal paperwork. Benefit from our competitive interest rates, no hidden charges and swift approval. Apply now!

Why Choose Poonawalla Fincorp

Collateral-free
Loan
Quick
Approval
No Hidden
Charges
High Loan
Amount
Online Application
Process
Attractive
Interest Rates

Professional Loan EMI Calculator

Use our online EMI calculator to know your monthly repayments. Simply enter the loan amount, tenure and interest rate to calculate your EMIs instantly. Try now!

Optimise Your Professional Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
13 %
30 %

Tenure

Months
12Months
60Months

Apply for a Professional Loan in Just 3 Steps

Click on "Apply Now"

Tap the "Apply Now" button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and other details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Professional Loan in Delhi

Fulfil our simple eligibility criteria:

  • Age: Between 24 and 65 years.
  • Citizenship: Indian.
  • Work Experience: Must be practising for at least 1 year post qualification.
  • Annual Income: At least ₹3 Lakh.

Documents Required for a Professional Loan in Delhi

Upload the required documents based on whether you are self-employed or working with a firm/company:

  • Identity Proof
  • Residential Address Proof
  • Business Address Proof
  • Income Proof
  • Bank Account Statement
  • Professional Qualification Proof

Click to know more about the necessary documents in detail.

Interest Rate and Charges for a Professional Loan in Delhi

Access instant funds with our loan to professionals with competitive interest rate and nominal charges:

Interest Rates
13%* p.a. onwards
Loan Amount
₹1 Lakh to ₹75 Lakh
Loan Processing Fees
2% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,275* per Lakh for 60 months
Loan Tenure
12 – 60 months
Prepayment/Foreclosure Charges
First 6 EMIs: 6% on principal outstanding + taxes

After 6 EMIs: 5% on principal outstanding + taxes
Default Charges
24% per annum plus taxes
Repayment Instrument Dishonor Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Professional Loan

  • Expanding your professional practice
  • Renovating your office space
  • Enhancing your professional skills
  • Meeting your working capital needs
  • Purchasing equipment

Who Can Get a Professional Loan

  • Self-employed doctors
  • Self-employed Company Secretaries
  • Self-employed Chartered Accountants

Tips for a Successful Professional Loan Application

  • Fulfil your eligibility criteria
  • Maintain a credit utilisation ratio of up to 30%
  • Check your credit score
  • Keep the loan documents ready
  • Avoid multiple loan applications

Poonawalla Fincorp Branch Address in Delhi

Address:5th Floor, Prem Dohil Sadan, Plot No 11, Rajendra Place, New Delhi -110008
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)

*T&C Apply

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

1. Do I need to pledge any collateral to avail of a Professional Loan from Poonawalla Fincorp?

No, you do not need to pledge any asset as collateral to get our loan for professionals.

2. What is the credit score required to get Poonawalla Fincorp’s loan to professionals?

You must have a credit score of 750 and above to get our unsecured loan to self-employed doctors, CAs and CSes at lower interest rates and favourable terms.

3. What is the minimum professional experience required to get Poonawalla Fincorp’s Professional Loan?

You must have a minimum professional experience of at least 1-year post qualification to become eligible for availing of the loan.