Get an Instant Professional Loan in Mumbai with Flexible Tenure
Mumbai, the capital of Maharashtra, is one of the most developed cities in India. Capitalise professional growth opportunities in India’s financial capital with a Professional Loan from Poonawalla Fincorp. Access quick funds of up to ₹50 Lakh to upgrade your practice and professional skills or renovate office space. Avail of up to ₹50 Lakh to upgrade practise, enhance skills, or renovate the office. Enjoy attractive interest rates, flexible repayment tenure, and zero hidden charges. Apply now!
Why Choose Poonawalla Fincorp?
Professional Loan EMI Calculator
Calculate your EMIs using our free EMI calculator. Provide the required loan amount, interest rate, and loan tenure to find out the instalment amount. Calculate now!
Apply for a Professional Loan in Just 3 Steps
Click on "Apply Now"
Tap the "Apply Now" button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, and other details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Eligibility Criteria for a Professional Loan in Mumbai
Meet our basic eligibility criteria to apply for a Professional Loan:
- Nationality: Indian citizens
- Age Limit: Between 24 to 65 years
- Work Experience: At least 1 year of practice/experience post-qualification
- Income - Minimum of ₹3 Lakh annually from your profession
Documents Required for a Professional Loan
Provide a few basic documents to get a Professional Loan:
- KYC Documents: PAN Card, Driving License, Aadhaar Card, Voter ID or Passport
- Business Address Proof: Rent Agreement or Electricity Bill
- Residence Address Proof: Passport, Electricity Bill or Rent Agreement
- Professional Qualification Documents: Degree Certificate or Certificate of Practice
- Financial Documents: Bank Account Statements of the previous 6 months
Interest Rate and Charges for a Professional Loan in Mumbai
We offer this loan at competitive interest rates and minimal charges:
- 13% p.a. onwards for Company Secretaries
- 13% p.a. onwards for Chartered Accountants
- 13% p.a. onwards for Doctors
2% + GST for Chartered Accountant
2% + GST for doctors
4% If paid from other sources
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
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Different Uses of a Professional Loan
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Buy equipment and software
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Develop your professional skills
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Set up a new office space
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Expand your professional practice
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Hire new workers and train them
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Funding working capital requirements
Who Can Get a Professional Loan?
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Doctors
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Company Secretaries (CSes)
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Chartered Accountants (CAs)
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Companies and firms
Tips for a Successful Professional Loan Application
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Enter the correct details in your application
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Meet the required eligibility criteria of the lender
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Lower your credit utilisation ratio
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Collect the relevant documents
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Build up a high credit score
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Resolve discrepancies in your credit report
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Maintain adequate cashflow in your business
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Avoid applying for multiple loans simultaneously
Poonawalla Fincorp Branch Address in Mumbai
Poonawalla Fincorp Limited
Address: Unit No. 73, 7th floor, Kalpataru Square, Kondivita Lane, Andheri-Kurla Road, Andheri (East), Mumbai, Maharashtra -400059
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays.)
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Happy Customers, Happy Us


I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.


Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!


Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.


I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!


A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.


I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.


I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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Frequently Asked Questions
Yes, this loan is an unsecured loan. This means you do not need to pledge assets as collateral to get funds. It also helps minimise the borrowing risk.
To enjoy the best rate on a Professional Loan, it is important to submit the relevant documents, meet the loan criteria, maintain a good credit score (750 or above), and build up a well-maintained financial profile. Avail of competitive rates by choosing Poonawalla Fincorp's Professional Loan.
Poonawalla Fincorp provides a minimal processing fee of 2% of the sanctioned amount with applicable taxes.