Loan Amount
Up To ₹75 Lakh
Interest Rate
Starting at 13%* p.a.
Loan Tenure
12-60 Months

Get a Hassle-free Professional Loan in Pune

Known as the "IT hub of India", Pune provides scope for massive success in finance, industries and healthcare. Explore opportunities for career growth by refining your professional skills in this city with a Professional Loan from Poonawalla Fincorp. Get up to ₹75 lakh with this collateral-free loan. Benefit from attractive interest rates, minimal paperwork, and no hidden charges. Apply now!

Why Choose Poonawalla Fincorp?

High Loan
Amount
No Hidden
Charges
Collateral-free
Loan
Minimal
Documentation
Flexible
Repayment Tenure
Competitive
Interest Rate

Professional Loan EMI Calculator

Calculate your monthly repayments in an instant with our online EMI calculator. Just enter the loan amount, tenure, and interest rate. Try now!

Optimise Your Professional Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
13 %
30 %

Tenure

Months
12Months
60Months

Apply for a Professional Loan in Just 3 Steps

Click on "Apply Now"

Tap the "Apply Now" button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and other details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Professional Loan in Pune

Meet our simple eligibility criteria:

  • Age: Between 24 and 65 years
  • Citizenship: Indian.
  • Work Experience: Must be practising for at least 1 year post qualification.
  • Annual Income: Minimum ₹3 Lakh.

Documents Required for a Professional Loan in Pune

Submit the required documents based on whether you are self-employed or working with a firm/company:

  • Identity Proof
  • Residential Address Proof
  • Business Address Proof
  • Income Proof
  • Bank Account Statement

Click to know more about the documents required in detail.

Interest Rate and Charges of a Professional Loan in Pune

Avail of the loan at attractive interest rate and minimal charges:

Interest Rate
13% p.a. onwards
Loan Amount
₹1 Lakh to ₹75 Lakh
Loan Processing Fees
2% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,275* per Lakh for 60 months
Loan Tenure
12 – 60 months
Prepayment/Foreclosure Charges
First 6 EMIs: 6% on principal outstanding + taxes

After 6 EMIs: 5% on principal outstanding + taxes
Default Interest
24% per annum plus taxes
Repayment Instrument Dishonor Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Professional Loan

  • Hiring and training new staff
  • Expanding your office facilities
  • Covering working capital needs
  • Purchasing equipment and tools

Who Can Get a Professional Loan

  • Self-employed Chartered Accountants
  • Self-employed Company Secretaries
  • Self-employed doctors

Tips for a Successful Professional Loan Application

  • Meet the eligibility criteria
  • Check your credit score
  • Reduce your existing debts
  • Fill out the application form accurately
  • Avoid multiple loan applications

Poonawalla Fincorp Branch Address in Pune

Poonawalla Fincorp Limited
Address:A201 & 202, 2nd floor, AP-81, Koregaon Park Annex, Mundhwa Road, Near Raga Lawns, Mundhwa, Pune - 411036
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)


Poonawalla Fincorp Limited
Address:5Unit no. 2&3, 2nd Floor, Survey No-30/2/3/1, Balaji Nagar, Above Bank Of Baroda, Dhankawadi, Pune, Maharashtra-411043
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm (Weekly off on first and second Saturdays and all Sundays)

*T&C Apply

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

1. Can I use a Professional Loan from Poonawalla Fincorp to expand operations?

Yes, you can use the loan amount to expand operations and grow your professional practice.

2. Do I have to pledge collateral to secure the Professional Loan?

No, Poonawalla Fincorp offers collateral-free loans to professionals. You need not pledge any asset as collateral. 

3. What if I require a longer repayment tenure for the Professional Loan?

We offer a flexible repayment tenure between 12 and 60 months. You can choose a tenure that suits you the best.

4. Are there extra charges associated with Poonawalla Fincorp’s Professional Loan?

No, Poonawalla Fincorp offers the loan with no hidden charges. All the charges are mentioned upfront during the application process and in the agreement.