Loan Amount
Up to ₹75 Lakh
Interest Rate
Starting at 13%* p.a.
Loan Tenure
12-60 Months

Get a Professional Loan in Surat With Quick Approval

Surat, a thriving city in Gujarat, is renowned for its flourishing textile and diamond industries, making it a major business hub. Explore new paths for professional growth in this vibrant city with a Professional Loan from Poonawalla Fincorp. Avail of hassle-free funds up to ₹75 Lakh to upgrade your practice, refurnish office space, or learn new skills. Benefit from attractive interest rates, flexible loan tenure, fast approval, and zero hidden charges. Apply now!

Why Choose Poonawalla Fincorp

Collateral-free
Loan
High Loan
Amount
Competitive
Interest Rate
Zero Hidden
Charges
Online
Application
Minimal
Documentation

Professional Loan EMI Calculator

Estimate your monthly repayments easily using our online EMI calculator. Enter the amount you wish to borrow, the interest rate and tenure to obtain instant results. Calculate now!

Optimise Your Professional Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
13 %
30 %

Tenure

Months
12Months
60Months

Apply for a Professional Loan in Just 3 Steps

Click on "Apply Now"

Tap the "Apply Now" button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and other details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a Professional Loan in Surat

Meet the following eligibility criteria to qualify for our loan to professionals:

  • Nationality: Indian.
  • Age Limit: Between 24 to 65 years.
  • Work Experience: Minimum 1 year of post-qualification professional experience
  • Annual Income: At least ₹3 Lakh.

Documents Required for a Professional Loan in Surat

Provide the following documents to get quick approval:

  • KYC Documents: Driving License, Aadhaar Card, Voter ID Card, PAN Card, or Passport
  • Residence Address Proof: Passport, Electricity Bill, or Rent Agreement
  • Professional Qualification Documents: Certificate of Practice or Degree Certificate, Firm/Member Certificate (CA and CS) or Prescription Letter (doctors)
  • Business Address Proof: Rent Agreement or Electricity Bill
  • Financial Documents: Bank Account Statements for the last 6 months

Interest Rate and Charges for a Professional Loan in Surat

Get instant funds with competitive interest rate and nominal charges:

Interest Rate
13%* p.a. onwards
Loan Amount
₹1 Lakh to ₹75 Lakh
Loan Processing Fees
2% plus applicable taxes
Lowest EMI per month
Starting from ₹2,275* per Lakh for 60 months
Loan Tenure
12 – 60 months
Prepayment/Foreclosure Charges
First 6 EMIs: 6% on principal outstanding + taxes

After 6 EMIs: 5% on principal outstanding + taxes
Default Charges
24% per annum plus taxes
Repayment Instrument Dishonor Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Professional Loan 

  • Upgrade your practise 
  • Refurbish your office space 
  • Expand your professional practice 
  • Meet working capital requirements 
  • Purchase the latest gadgets 
  • Hire and train staff 

Who Can Get a Professional Loan

  • Self-employed Chartered Accountants
  • Self-employed Company Secretaries
  • Self-employed doctors

Tips for a Successful Professional Loan Application

  • Minimise your current debts  
  • Get all the documents handy 
  • Provide proof of income 
  • Maintain a credit score of 750 or above 

Poonawalla Fincorp Address in Surat

Poonawalla Fincorp Limited 

 

Address:  Office No. 207 and 208, 2nd Floor, RIO EMPIRE, Near Pal RTO, Adjan,Surat, Gujarat-394510 

Contact Number: 1800-266-3201 (Toll Free) 

Timing: 10 am – 6:30 pm 
(Weekly off on first and second Saturdays and all Sundays.) 

 

T&C Apply*  

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

1. What is the processing fee for a loan to professionals?

The processing fee for Poonawalla Fincorp's Professional loan is 2% plus applicable taxes on the loan amount. 

2. Can I use a Professional Loan to buy new machinery?

Yes, you can get this loan to purchase new machinery or equipment. You can also upgrade your existing machinery with our loan to professionals. 

 

3. Can I foreclose a Professional Loan within a year?

Yes, you can foreclose a Professional Loan within a years. However, a 6% on principle outstanding plus applicable taxes on up to first six month's EMI. After payment of First six EMI’s - 5% on principle outstanding plus applicable taxes.