Get a Professional Loan in Surat With Quick Approval
Surat, a thriving city in Gujarat, is renowned for its flourishing textile and diamond industries, making it a major business hub. Explore new paths for professional growth in this vibrant city with a Professional Loan from Poonawalla Fincorp. Avail of hassle-free funds up to ₹75 Lakh to upgrade your practice, refurnish office space, or learn new skills. Benefit from attractive interest rates, flexible loan tenure, fast approval, and zero hidden charges. Apply now!
Why Choose Poonawalla Fincorp
Professional Loan EMI Calculator
Estimate your monthly repayments easily using our online EMI calculator. Enter the amount you wish to borrow, the interest rate and tenure to obtain instant results. Calculate now!
Apply for a Professional Loan in Just 3 Steps
Click on "Apply Now"
Tap the "Apply Now" button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, and other details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Eligibility Criteria for a Professional Loan in Surat
Meet the following eligibility criteria to qualify for our loan to professionals:
- Nationality: Indian.
- Age Limit: Between 24 to 65 years.
- Work Experience: Minimum 1 year of post-qualification professional experience
- Annual Income: At least ₹3 Lakh.
Documents Required for a Professional Loan in Surat
Provide the following documents to get quick approval:
- KYC Documents: Driving License, Aadhaar Card, Voter ID Card, PAN Card, or Passport
- Residence Address Proof: Passport, Electricity Bill, or Rent Agreement
- Professional Qualification Documents: Certificate of Practice or Degree Certificate, Firm/Member Certificate (CA and CS) or Prescription Letter (doctors)
- Business Address Proof: Rent Agreement or Electricity Bill
- Financial Documents: Bank Account Statements for the last 6 months
Interest Rate and Charges for a Professional Loan in Surat
Get instant funds with competitive interest rate and nominal charges:
After 6 EMIs: 5% on principal outstanding + taxes
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Different Uses of a Professional Loan
- Upgrade your practise
- Refurbish your office space
- Expand your professional practice
- Meet working capital requirements
- Purchase the latest gadgets
- Hire and train staff
Who Can Get a Professional Loan
- Self-employed Chartered Accountants
- Self-employed Company Secretaries
- Self-employed doctors
Tips for a Successful Professional Loan Application
- Minimise your current debts
- Get all the documents handy
- Provide proof of income
- Maintain a credit score of 750 or above
Poonawalla Fincorp Address in Surat
Poonawalla Fincorp Limited
Address: Office No. 207 and 208, 2nd Floor, RIO EMPIRE, Near Pal RTO, Adjan,Surat, Gujarat-394510
Contact Number: 1800-266-3201 (Toll Free)
Timing: 10 am – 6:30 pm
(Weekly off on first and second Saturdays and all Sundays.)
T&C Apply*
Happy Customers, Happy Us


I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.


Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!


Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.


I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!


A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.


I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.


I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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Frequently Asked Questions
The processing fee for Poonawalla Fincorp's Professional loan is 2% plus applicable taxes on the loan amount.
Yes, you can get this loan to purchase new machinery or equipment. You can also upgrade your existing machinery with our loan to professionals.
Yes, you can foreclose a Professional Loan within a years. However, a 6% on principle outstanding plus applicable taxes on up to first six month's EMI. After payment of First six EMI’s - 5% on principle outstanding plus applicable taxes.