Empower Your Professional Growth with Ideal Financing Solution
Take your professional practices to the next level with our hassle-free Professional Loan for Doctors, Chartered Accountants, and Company Secretaries. Renovate your office, enhance your professional skills, buy new equipment, or expand your practice.
Our Professional Loan enables your dreams with affordable interest rates, flexible tenure, fast approval, minimal documentation, and many other benefits.
Why Choose Poonawalla Fincorp
Professional Loan EMI Calculator
Plan your loan repayment easily with our loan EMI calculator. Slide the bars to enter your loan amount, interest rate, and tenure. The calculator will display the EMI amount instantly. Try now!
Calculate Your Monthly Repayment
Calculate your Professional Loan EMIs with the help of our EMI calculator. Enter your loan amount, interest rate and tenure to get the accurate principal amount and interest payable.
How to use a Professional Loan EMI Calculator
Using our EMI calculator is as easy as turning your equipment on. All you have to do is:
- Step 1: Enter the loan amount.
- Step 2: Add the interest rate.
- Step 3: Enter the loan tenure.
Once you have entered all the details, the calculator will automatically display the loan principal amount and interest payable.
Note: The calculated amount is just the estimation of monthly EMI based on the details entered in the calculator. Your actual monthly EMI may change based on other loan terms and conditions.
Components that Affect Professional Loan EMIs
- Loan Amount: The loan amount or sanction amount typically determines the EMIs. The higher the loan amount, the higher the EMIs.
- Interest Rate: Interest rates are directly related to your EMIs. The higher the interest, the higher the EMIs.
- Loan Tenure: Your loan tenure is your repayment period. The longer the tenure, the lower the EMIs, and vice versa.
Apply for a Professional Loan in Just 3 Steps
Click on "Apply Now"
Tap the "Apply Now" button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, and other details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Eligibility Criteria for a Professional Loan
Start your journey to swift and hassle-free loan approval by fulfilling the following eligibility criteria for a Professional Loan:
- Age Between 24 and 72 years.
- Citizenship: Indian.
- Work Experience: Applicant must be a practicing professional for at least 1-year post qualification.
-
Annual Income:
Minimum annual income of ₹3 Lakh.
*Note: The above-mentioned eligibility criteria are indicative. Additional eligibility criteria may be required during loan processing by Poonawalla Fincorp.
Documents Required for a Professional Loan
The documents required for a Professional Loan vary for self-employed professionals and firms/companies. Click Link to check the comprehensive list of documents.
Professional Loan Interest Rate and Charges
Save more with our affordable interest rates and charges. Check the below table for interest rate and charges:
After 6 EMIs: 5% on principal outstanding + taxes
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Types of Professional Loans
· Professional Loan for Self-employed CAs
· Professional Loan for Self-employed CSs
· Professional Loan for Self-employed Doctors
· Professional Loan for Cost Accountants
Happy Customers, Happy Us


I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.


Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!


Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.


I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!


A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.


I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.


I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
Discover More with
Other Loan Options to Suit Your Needs





































































Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s
FinHub
Frequently Asked Questions
A Professional Loan is a type of unsecured loan that can be availed by professionals such as chartered accountants (CA), doctors, company secretaries (CS), etc., for fulfilling their financial requirements. It can be used for anything related to their professional practice.
When applying for a loan, you must consider the following points:
- Know how much capital you need.
- Check the Professional Loan interest rates on offer.
- Inquire about the specific eligibility criteria for CS, CA, or Doctors.
- Use the EMI calculator to check EMIs.
Poonawalla Fincorp has simple eligibility criteria, which are:
- Age - Between 24 and 65 years.
- Citizenship - Indian.
- Work Experience - Applicant must be a practicing professional for at least 1-year post qualification.
- Income - Applicant must have a minimum annual income of ₹3 Lakh.
You need to submit the following documents for Professional Loan:
- KYC Documents - PAN card/Aadhaar card/Driving license/Voter ID/Passport
- Financial Documents - Bank account statement for the last 6 months.
- Qualification Documents - Certificate of Practice and Degree Certificate.
The interest rate for loans to professionals from Poonawalla Fincorp starts at 13%* p.a. Apart from this, there is also a nominal processing fee of up to 2% of the sanctioned amount plus applicable charges.
Here are the benefits of applying for a Professional Loan online:
- You can apply for a Professional Loan online from anywhere at a date and time of your choice and at your convenience.
- It eliminates the need to visit a branch in person. If you are not able to visit the branch for any reason, applying online is the right option for you.
- It is not necessary to carry the documents physically with you. You can simply submit these online and get quick approval.
Our Professional Loan in India for doctors is a specialized and customized offering. With our loan, you can enjoy several benefits, such as competitive interest rates, zero hidden charges, simplified online loan processes with minimal documentation, etc.
While availing of this loan, you should remember your financial needs, purpose for taking the loan, and terms and conditions of the loan.