Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get an Urgent Personal Loan Online

Tackling financial emergencies requires instant access to hassle-free credit facilities. With traditional secured loans taking weeks for loan processing and disbursal, availing of collateral-free loans with instant disbursal becomes the need of the hour.

Cover your urgent financial needs - from paying your emergency medical bills to funding your higher education, with an urgent Personal Loan from Poonawalla Fincorp. Get this collateral-free loan of up to ₹50 Lakh with competitive interest rates, flexible EMIs and quick approval. Apply now!

Why Choose Poonawalla Fincorp

Collateral-free
Loan
No End-use
Restrictions
Minimal
Paperwork
Online Application
Process
Minimal Paperwork
Quick Approval

EMI Calculator for an Urgent Personal Loan

Plan your monthly payments with our online EMI calculator. Just enter the loan amount, tenure and interest rates to compute your monthly repayments. Use it now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Rupees one lakh

Interest Rate

%
9.99 %
30 %

Tenure

Months
12Months
84Months

Apply for a Personal Loan In Just 3 Steps

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Upload Documents

Upload the necessary documents for quicker approval.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for an Urgent Personal Loan

Fulfil our simple eligibility criteria:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment Type: Full-time job at a private or public sector organisation.
  • Work Experience: Minimum 1 year with at least 1 month at current job.
  • Net Monthly Salary: At least ₹30,000 per month.

Documents Required for an Urgent Personal Loan

Apply for our loan for personal use by uploading just a few documents:

  • KYC Documents: Voter ID, Driving License, Aadhaar Card, PAN Card or Passport.
  • Income Documents: Salary slips and bank statements for the last 3 months.
  • Address Proof: Passport, Rent Agreement or Utility Bills.
  • Employment Proof: Official mail ID confirmation or Employee ID card.

Note: The list of documents mentioned above is indicative. You may need to submit additional documents during the loan processing stage.

Interest Rate and Charges for an Urgent Personal Loan

Get our personal use loan at competitive interest rates and nominal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12-84 months
Prepayment/Foreclosure Charges
0% if paid from own sources
4% if paid from other sources
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of an Urgent Personal Loan

  • Cover emergency medical expenses
  • Consolidate high-interest debt
  • Finance your higher education
  • Renovate your home
  • Purchase consumer durables

Tips for a Successful Urgent Personal Loan Application

  • Check whether you meet the eligibility conditions
  • Decide the loan amount based on your requirements
  • Maintain a low debt-to-income ratio
  • Check your credit score
  • Borrow only what you need
  • Keep all loan documents ready

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get Exclusive Access to Simplified
Personal Finance Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

What factors can affect the EMI for Poonawalla Fincorp’s urgent Personal Loan?  

The EMI for an urgent loan for personal use depends on your CIBIL score, monthly income, repayment capacity, tenure, etc.

What security do I need to provide for availing of an urgent Personal Loan from Poonawalla Fincorp?

You need not pledge any asset as collateral/security to avail of our urgent loan for personal use.

How can I repay the EMI for Poonawalla Fincorp’s urgent Personal Loan?

You can repay the EMIs for our urgent personal credit loan via the auto-debit method directly from your bank account from the National Automated Clearing House (NACH) to ensure hassle-free EMI repayment.