Get an Urgent Personal Loan Online
Tackling financial emergencies requires instant access to hassle-free credit facilities. With traditional secured loans taking weeks for loan processing and disbursal, availing of collateral-free loans with instant disbursal becomes the need of the hour.
Cover your urgent financial needs - from paying your emergency medical bills to funding your higher education, with an urgent Personal Loan from Poonawalla Fincorp. Get this collateral-free loan of up to ₹50 Lakh with competitive interest rates, flexible EMIs and quick approval. Apply now!
Why Choose Poonawalla Fincorp
EMI Calculator for an Urgent Personal Loan
Plan your monthly payments with our online EMI calculator. Just enter the loan amount, tenure and interest rates to compute your monthly repayments. Use it now!
Apply for a Personal Loan In Just 3 Steps
Click on “Apply Now”
Tap the “Apply Now”button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, and residential details.
Upload Documents
Upload the necessary documents for quicker approval.
Eligibility Criteria for an Urgent Personal Loan
Fulfil our simple eligibility criteria:
- Age: Between 21 and 60 years.
- Citizenship: Indian.
- Employment Type: Full-time job at a private or public sector organisation.
- Work Experience: Minimum 1 year with at least 1 month at current job.
- Net Monthly Salary: At least ₹30,000 per month.
Documents Required for an Urgent Personal Loan
Apply for our loan for personal use by uploading just a few documents:
- KYC Documents: Voter ID, Driving License, Aadhaar Card, PAN Card or Passport.
- Income Documents: Salary slips and bank statements for the last 3 months.
- Address Proof: Passport, Rent Agreement or Utility Bills.
- Employment Proof: Official mail ID confirmation or Employee ID card.
Note: The list of documents mentioned above is indicative. You may need to submit additional documents during the loan processing stage.
Interest Rate and Charges for an Urgent Personal Loan
Get our personal use loan at competitive interest rates and nominal charges:
4% if paid from other sources
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Different Uses of an Urgent Personal Loan
- Cover emergency medical expenses
- Consolidate high-interest debt
- Finance your higher education
- Renovate your home
- Purchase consumer durables
Tips for a Successful Urgent Personal Loan Application
- Check whether you meet the eligibility conditions
- Decide the loan amount based on your requirements
- Maintain a low debt-to-income ratio
- Check your credit score
- Borrow only what you need
- Keep all loan documents ready
Happy Customers, Happy Us


I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.


Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!


Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.


I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!


A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.


I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.


I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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Frequently Asked Questions
The EMI for an urgent loan for personal use depends on your CIBIL score, monthly income, repayment capacity, tenure, etc.
You need not pledge any asset as collateral/security to avail of our urgent loan for personal use.
You can repay the EMIs for our urgent personal credit loan via the auto-debit method directly from your bank account from the National Automated Clearing House (NACH) to ensure hassle-free EMI repayment.