Poonawalla Fincorp Banner

Browse through our curated library

thumbnail images for credit cards in India
Evolution of Credit Card in India: A Journey

Category : Financial Insights

Poonawalla Fincorp Team • Dec 30, 2023 • 591 views

Credit cards have seamlessly integrated into our lives, providing a streamlined means to conduct transactions both online and offline. Read on to learn the historical trajectory and technological advancements of credit cards in India.

CIF number
What is CIF Number? and Why is It Important?

Category : Financial Insights

Poonawalla Fincorp Team • Dec 30, 2023 • 674 views

The CIF number is your unique financial fingerprint, functioning as your banking lifeline. This number connects all your accounts and safeguards your financial information.

thumbnail image effect of inflation on borrowers
Effect of Inflation on Borrowers and How to Manage It

Category : Financial Insights

Poonawalla Fincorp Team • Dec 29, 2023 • 463 views

India witnessed an increase in inflation leading to an overall increase in prices. As the effects of inflation reshape the economic landscape, borrowers face a unique set of challenges and opportunities.

thumbnail image credit card future in india whats in store
Credit Card Future in India: Whats in Store?

Category : Financial Insights

Poonawalla Fincorp Team • Dec 27, 2023 • 690 views

Credit cards have established themselves as a fundamental component in the daily lives of millions of Indians. India witnessed a sharp rise in the use of credit cards by 15% in April 2023 with respect to April 2022, according to a survey conducted by the Reserve Bank of India.

thumbnail image guide for achieving and setting short term financial goals
How to Set and Achieve Short-Term Financial Goals: A Step-by-Step Guide

Category : Financial Insights

Poonawalla Fincorp Team • Dec 27, 2023 • 496 views

In the journey of financial well-being, setting and achieving short-term financial goals is like navigating a path towards a brighter, more secure future. Whether its building an emergency fund, paying off debt, or saving for that long-awaited vacation, short-term financial goals provide the stepping stones to your larger financial objectives.

thumbnail image what to look for in a loan agreement a complete checklist
What to Look for in a Loan Agreement: A Complete Checklist

Category : Financial Insights

Poonawalla Fincorp Team • Dec 26, 2023 • 429 views

A loan agreement establishes an understanding between the creditor and the debtor. The primary purpose of this crucial document is to protect the lender in case the debtor doesn’t pay back. Do you want to apply for a loan? Before you sign the dotted lines, it is crucial to understand what to look for in a loan agreement and be clear about all the terms and conditions.

thumbnail image dos and donts of using credit card
Do’s and Don’ts of Using a Credit Card

Category : Financial Insights

Poonawalla Fincorp Team • Dec 23, 2023 • 507 views

Credit cards are convenient for making quick purchases without having to pay for them upfront. You can also improve your credit score and manage sudden expenses, etc. However, it is important to use a credit card carefully to avoid falling into a debt trap. This blog tells you the dos and don’ts of using a credit card that every conscious consumer must know. Read on!

Loan restructuring
Simplifying Repayments: A Guide to Loan Restructuring

Category : Financial Insights

Poonawalla Fincorp Team • Dec 23, 2023 • 4906 views

The RBI (Reserve Bank of India) has introduced loan restructuring. This method helps borrowers renegotiate terms like interest rates and loan tenure.

Financial Options
Explore Financing Options: A Guide to Making Informed Choices

Category : Financial Insights

Poonawalla Fincorp Team • Dec 21, 2023 • 481 views

Financial awareness is one of the most essential aspects of our lives. It allows us to explore and choose the right financing option for ourselves based on our specific requirements.

thumbnail image pros and cons of revolving credit for business
Understanding the Pros and Cons of Revolving Credit for Your Business

Category : Financial Insights

Poonawalla Fincorp Team • Dec 19, 2023 • 508 views

Access to flexible funding solutions is crucial for the growth and sustainability of any business. One such financial tool that has gained popularity among businesses is revolving credit. It allows borrowers to borrow and repay a predetermined amount of money in increments during the life of the loan. A few examples of revolving credit are HELOCs, credit cards, and lines of credit.

Thumbnail image for Long-term Financial Goals
Creating a Roadmap for Achieving Your Long-Term Financial Goals

Category : Financial Insights

Poonawalla Fincorp Team • Dec 13, 2023 • 532 views

This blog helps understand how to set long-term financial goals and how to create a strategic roadmap to help you reach your long-term financial goals with confidence and purpose. Read on!

Overdue Amount
What is Overdue Amount in Loan? Meaning and Definition

Category : Financial Insights

Poonawalla Fincorp Team • Dec 12, 2023 • 827 views

Overdue loan amounts are a primary concern for both borrowers and lenders. As a borrower, you must understand your responsibilities towards paying your loan on time.

Loading...
Contact Us logo Quick Apply CIBIL Score logo Free CIBIL Whatsapp logo Connect on WhatsApp