Category : Financial Insights
PAN card not only serves as identification proof but also helps in checking active loans. Besides, the tax department uses the PAN number to track taxpayers. With the PAN number and Aadhaar card, you can make seamless loan applications and check your active loan account.
Category : Financial Insights
If youe a salaried professional dealing with urgent financial needs, you can rely on a Salary Advance Loan to fulfil your monthly obligations. This unsecured short-term loan is exclusively for salaried employees like you. Its quick application process ensures funds are disbursed to your account within days for added convenience and the repayment process begins after your paycheck is deposited.
Category : Financial Insights
Are you tired of the hassle of paying loan EMIs through traditional methods? Do you want to learn about a more convenient and user-friendly way to make your monthly payments? Look no further than online loan EMI payments.
Category : Financial Insights
Organisations are always on the lookout for new financial strategies to enhance growth. A robust approach many businesses in India take is credit enhancement. India holds approximately 18-20% of credit enhancement as a ratio to its overall resource capacity. This article discusses the intricacies of credit enhancement, including its meaning, best practices, and how to utilise it for your business growth. Read on!
Category : Financial Insights
Consumer finance is a lending scheme that enables customers to pay for products over time. It makes cash flow predictable. This financing option helps to convert passive browsers into active buyers and promotes customer loyalty.
Category : Financial Insights
When you think about getting a loan, banks and NBFCs might be the first options that come to mind, but guess what? There is another alternative available, known as the peer-to-peer lending system or P2P lending. This lets you borrow directly from individuals or investors through online platforms. It is a fresh way to get loans with potentially lower rates and a simple process.
Category : Financial Insights
Often, purchasing things with a credit card is convenient and has various benefits, such as cashback, rewards, and protection from fraud. However, sometimes you might want to return the product because it was defective, or you placed an order by mistake. Thankfully, with the credit card refund option, you can get your money back on time. Keep reading to know how!
Category : Financial Insights
Over the past couple of years, the number of people applying for some form of credit has increased due to a host of different factors. Most of this is usually attributed to the economy picking up and more people borrowing credit.
Category : Financial Insights
Is lack of finances holding you back from unlocking your dreams? Achieving financial not only means stress-free spending, but it also signifies living a stress-free life. Despite India being one of the fastest-growing economies in the world, it is a distant dream of Indians, especially the youth, to attain financial freedom.
Category : Financial Insights
Lenders offer various financial tools, such as loans and credit cards, to meet your financial needs. However, finance charges are levied in case of default in repayment. Credit cards are versatile financial tools that allow you to purchase without cash, but finance charges can quickly increase your monthly credit card bills.
Category : Financial Insights
Interest amount amortization is a financial process where you systematically pay off both the interest and the principal over a pre-determined fixed period and as per the agreed terms and conditions.
Category : Financial Insights
The CIF number is your unique financial fingerprint, functioning as your banking lifeline. This number connects all your accounts and safeguards your financial information.