Category : Financial Insights
Credit cards have seamlessly integrated into our lives, providing a streamlined means to conduct transactions both online and offline. Read on to learn the historical trajectory and technological advancements of credit cards in India.
Category : Financial Insights
The CIF number is your unique financial fingerprint, functioning as your banking lifeline. This number connects all your accounts and safeguards your financial information.
Category : Financial Insights
India witnessed an increase in inflation leading to an overall increase in prices. As the effects of inflation reshape the economic landscape, borrowers face a unique set of challenges and opportunities.
Category : Financial Insights
In the journey of financial well-being, setting and achieving short-term financial goals is like navigating a path towards a brighter, more secure future. Whether its building an emergency fund, paying off debt, or saving for that long-awaited vacation, short-term financial goals provide the stepping stones to your larger financial objectives.
Category : Financial Insights
A loan agreement establishes an understanding between the creditor and the debtor. The primary purpose of this crucial document is to protect the lender in case the debtor doesn’t pay back. Do you want to apply for a loan? Before you sign the dotted lines, it is crucial to understand what to look for in a loan agreement and be clear about all the terms and conditions.
Category : Financial Insights
The RBI (Reserve Bank of India) has introduced loan restructuring. This method helps borrowers renegotiate terms like interest rates and loan tenure.
Category : Financial Insights
Credit cards are convenient for making quick purchases without having to pay for them upfront. You can also improve your credit score and manage sudden expenses, etc. However, it is important to use a credit card carefully to avoid falling into a debt trap. This blog tells you the dos and don’ts of using a credit card that every conscious consumer must know. Read on!
Category : Financial Insights
Financial awareness is one of the most essential aspects of our lives. It allows us to explore and choose the right financing option for ourselves based on our specific requirements.
Category : Financial Insights
Access to flexible funding solutions is crucial for the growth and sustainability of any business. One such financial tool that has gained popularity among businesses is revolving credit. It allows borrowers to borrow and repay a predetermined amount of money in increments during the life of the loan. A few examples of revolving credit are HELOCs, credit cards, and lines of credit.
Category : Financial Insights
This blog helps understand how to set long-term financial goals and how to create a strategic roadmap to help you reach your long-term financial goals with confidence and purpose. Read on!
Category : Financial Insights
Overdue loan amounts are a primary concern for both borrowers and lenders. As a borrower, you must understand your responsibilities towards paying your loan on time.
Category : Financial Insights
Did you know that unlocking your property’s value under a mortgage can provide an excellent opportunity for you to access the funds you need? But what is a mortgage, and how does it work?