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Category : CIBIL Score
A credit score is a crucial metric that determines your creditworthiness. Most lenders demand you to have a good CIBIL score of 750 and above, to categorise you as a low-risk borrower. This helps you unlock better credit offers as well as instant loan approval. Read on to learn about 7 simple tips on how to get a CIBIL score of 900. But let us first learn about what is a 900 credit score.
Category : Personal Loan
Expressing love through gifts makes relationships special and memories long-lasting. This Valentine’s Day, shower your partner with thoughtful, exciting, and memorable gifts. Here’s a list of 7 perfect romantic gifts for your special someone. Express, cherish, celebrate. Read on!
Category : Personal Loan
Why not break away from the usual cliché gifts of flowers and chocolates this Valentines Day? Instead, surprise your loved one with a thoughtful financial gift to help them on their journey towards financial security. It will enable them to make informed decisions and develop good financial habits. Here are some excellent financial gift options that you can consider for your partner this Valentines Day 2024. Read further!
Category : Tax
On February 1, Nirmala Sitharaman, Union Finance Minister, will present the Union Budget 2024 - 25 to the Lok Sabha. As early next year, the elections for the Lok Sabha are due, it will be termed as an interim Budget. The Finance Minister will present the full Budget for FY25 after the formation of the new government following the elections.
Category : Personal Loan
In recent years, there has been a significant rise in solo travelling in India. Solo travel allows you to rediscover yourselves and explore unknown places. From the majestic snow-capped peaks of the Himalayas to the sun-drenched beaches of Goa, you can enjoy a breathtaking array of experiences for your adventurous soul. In this blog, we have carefully curated a list of the nine best places for solo travel in India.
Category : Financial Insights
How do you get your finances in shape and make the most of your money in 2024? Look no more. We have got you covered with a simple financial planning checklist for 2024. This easy-to-follow guide will help you understand your finances, set achievable goals, and make the most of your money in the coming year. So, let us dive in and pave the way for a financially successful 2024.
Category : Financial Insights
In this modern era, prices of commodities and services are increasing faster than your income. Thus, having a clear knowledge of your financial situation is vital. Assessing your finances will help you make an effective plan to address your woes. To know your financial health, analyse your total income, expenses, assets, savings, and liabilities.
Category : Personal Loan
When planning a vacation, it is normal to have questions like "What should our itinerary be?" or "What should be our ideal budget?" However, before making any plans, it is important to manage your finances carefully. Improper financial planning or other financial commitments may cause some people to hesitate to take vacations, leading to eventual plan cancellations. If you find yourself struggling to make a decision, don worry. In this article, we will discuss how you can plan a budget-friendly family vacation.
Category : Tax
According to the Constitution of Indias Article 112, presenting a budget at the Parliament is mandatory before starting a financial year. Popularly known as the Union Budget, it is issued for the upcoming fiscal year, usually in the first week of February. The Union Budget for FY 2024-25 will be presented on 1st February 2024 and will highlight how some of the key sectors in India will be impacted by it.
Category : Personal Loan
Holi – the festival that consists of more colours than a rainbow – is celebrated in various parts of India in different ways. It’s a time when India is painted in gulaal (Holi colours), showered with flowers, and treated with sweets. Visit any State and explore its culture – because Holi haiii! This blog lists out the 6 best places to celebrate Holi in India in 2024. Read on!
Category : Tax
As per Budget 2023, the Government of India has established a new tax regime, which is more attractive compared to the old tax regime. One of the crucial changes that were made in the new tax regime was that individuals with Rs. 7 Lakh income will have zero tax liability. Furthermore, this new regime provides two types of tax deductions to salaried employees. To learn how to save tax in the new tax regime and avail these deductions, read more!
Category : Tax
Understanding the tax deductions can help you save a significant amount of your hard-earned money. According to Section 80D, you can claim tax deductions on money spent on health insurance premiums in a financial year. This blog will provide an outline of the tax deductions under Section 80D and all the other necessary information you need to know.
