Category : Financial Insights
Wondering if you can avail tax benefits on a Loan Against Property? And if yes, how? Getting a Loan Against Property (LAP) could be a great option for individuals as well as businesses. Along with tax benefits, a mortgage loan will also provide you with financial support.
Category : Financial Insights
A password of e-Aadhaar provides security to your digital Aadhaar when you download your e-Aadhaar card from the official website of UIDAI. The password helps you protect from any identity theft and privacy infringement.
Category : Financial Insights
Are you worried about your denied credit card application? A credit card application rejection can sometimes be demotivating. With digitalisation and improvements in banking services, you can apply for a credit card within a few minutes from anywhere and at any time. However, your bank can deny a credit card application.
Category : Personal Loan
Planning your 2024 vacation days? Check out the top 25 religious places to visit in India!
Category : Loan Against Property
Unlocking your home’s real value with a loan against home can turn out to be a great financial strategy to meet personal or business needs. The maximum loan-to-value (LTV) ratio for a loan against your home is 80% of its value.
Category : Financial Insights
Credit cards have become increasingly popular among different age groups thanks to their numerous benefits, such as cashback, reward points, free flight tickets, etc. With the increase in popularity, there are credit cards designed primarily to cater to womens needs. Additionally, banks offer credit cards tailored to meet the travel requirements of women who love to explore new places.
Category : Financial Insights
PAN card not only serves as identification proof but also helps in checking active loans. Besides, the tax department uses the PAN number to track taxpayers. With the PAN number and Aadhaar card, you can make seamless loan applications and check your active loan account.
Category : Personal Loan
One of the most crucial financial decisions you can make in life is to apply for a Personal Loan. Whether its for consolidating debts, covering unexpected expenses, or funding a big purchase, the interest rate you secure can make a substantial difference. This guide will equip you with the knowledge and insights to compare Personal Loan interest rates effectively, ensuring you get the best loan terms.
Category : Financial Insights
A term loan is a type of loan that provides you with a lump sum of money upfront, which is to be repaid over a predetermined period, typically in fixed monthly instalments. If you need to borrow a large sum for buying a home, buying business equipment, or buying a car, you can opt for this kind of loan. The repayment tenure for term loans can vary, ranging from a few months to several years, depending on the lender and the purpose of the loan.
Category : Business Loan
There can be times when your business faces cash flow issues, which can hamper its smooth functioning. It is at times like these when short-term credit comes in handy. Short-term credit options come with flexibility, easy-to-meet eligibility criteria, and a seamless application process, helping business owners like you acquire funds instantly. It will help cover both operating expenses and unexpected costs.
Category : Financial Insights
If you want to buy a new home, starting a new business or pursue higher education, accomplishing these dreams may require financial support. One of the best ways to get the funds you need is to apply for a loan. But you must know that loans come with interest. It is the amount you pay the lender for lending you the money when needed.
Category : Personal Loan
According to a survey, about 67% of Indians are reliant on Personal Loan for their emergency funding needs. However, many struggle to research and choose the best loan options to cater for their specific needs. If you are confused about whether to choose a Personal Loan and a loan against FD, the blog covers the solution. Read on to get a thorough comparison between a Personal Loan vs. Loan against FD.