Category : Financial Insights
In the journey of financial well-being, setting and achieving short-term financial goals is like navigating a path towards a brighter, more secure future. Whether its building an emergency fund, paying off debt, or saving for that long-awaited vacation, short-term financial goals provide the stepping stones to your larger financial objectives.
Category : Credit Card
Credit cards have established themselves as a fundamental component in the daily lives of millions of Indians. India witnessed a sharp rise in the use of credit cards by 15% in April 2023 with respect to April 2022, according to a survey conducted by the Reserve Bank of India.
Category : Personal Loan
As compared to previous year, there is an increase in the application of Personal Loan. However, many borrowers cancel their loan request even after receiving approval owing to a plethora of reasons.
Category : Loan Against Property
A CIBIL score represents your creditworthiness and plays a crucial role in helping you get a loan at favorable terms. It is a three-digit number ranging between 300 and 900, reflecting your borrowing behavior.
Category : Pre-Owned Car Loan
Technological innovation and increasing climate awareness among citizens has resulted in the increasing demand for electric vehicles or EVs worldwide. In India, to encourage people to switch to using EV from cars that run on traditional fuels, the government offers special tax benefits under Section 80EEB of the Indian Income Tax Act. Moreover, the availability of car financing has made buying electric vehicles easier than ever before
Category : Business Loan
The modern business environment is dynamic, and business owners continuously strive to improve their organisations operational efficiency through proper working capital management. You can enhance your business’ financial performance by getting working capital finance, a strategic tool to fund the day-to-day operations and meet short-term obligations.
Category : CIBIL Score
Do you really need to know your ECN when applying for a loan? Yes, the Enquiry Control Number (ECN) has numerous utilities making it essential information for various tasks. So, it is imperative that you have a thorough idea of ECN, its usage and where you can find the number. Read on to know in detail!
Category : CIBIL Score
Credit cards are a popular financial instrument that helps you manage your expenses and can also play a key role in increasing your credit score as well.
Category : Financial Insights
A loan agreement establishes an understanding between the creditor and the debtor. The primary purpose of this crucial document is to protect the lender in case the debtor doesn’t pay back. Do you want to apply for a loan? Before you sign the dotted lines, it is crucial to understand what to look for in a loan agreement and be clear about all the terms and conditions.
Category : Personal Loan
As we prepare ourselves for the new year, one common resolution that we all seem to share is to travel and explore new destinations. From snowy mountains to beautiful beaches, here are the top 5 best international destinations to visit in January.
Category : Personal Loan
Every year on January 25, the country celebrates National Tourism Day to commemorate the joy of exploration. If you are planning a vacation during this time, it becomes a must to visit some of the popular UNESCO World Heritage sites of India.
Category : CIBIL Score
Can your CIBIL report be wrong? Yes, in fact, errors in credit reports are a common issue and if not rectified urgently can lower your credit score significantly.