Category : Credit Card
Minimum amount due allows you to pay the minimum amount for your entire credit card bill. It seems tempting during times of financial strain. However, understanding the true implications of this choice is crucial for responsible credit card management and long-term financial well-being. Read on to learn more about ‘minimum credit card payment’, its pros and cons, and how clearing only minimum due affects your credit. Read on!
Category : CIBIL Score
Micro, small, and medium-sized enterprises (MSMEs) are essential for growth and employment opportunities. At regular intervals, MSMEs require loans to fulfil various financial requirements such as hiring staff, buying the latest machineries, etc. When applying for an MSME Loan, lenders use the CIBIL MSME Rank to check the creditworthiness of the borrowers.
Category : Personal Loan
Financial emergencies may arise at any time, catching us off-guard. In such situations, mini loans can be a lifesaver. They provide quick access to funds without a rigorous application process. Read on to know what a mini loan is and how to apply for one.
Category : Personal Loan
Jaisalmer, often referred to as the "Golden City," is a mesmerizing destination in Rajasthan. Known for its stunning architecture, rich history, and vibrant culture, it attracts tourists from all over the world. The city boasts a 12th-century fort that is also a UNESCO World Heritage Site, ornate Jain temples and an unforgettable scenery. Let’s explore the 10 best places to visit in Jaisalmer, ensuring an unforgettable experience for travelers. Read on!
Category : CIBIL Score
The CIBIL MSME rank (CMR) serves as a vital credit risk assessment tool, helping lenders evaluate the creditworthiness of MSMEs. Understanding the significance of CIBIL rank for MSMEs is crucial to avail credit services to gain financial flexibility. By understanding the CMR, you can implement strategies to enhance your business’ credit profile and access better financial opportunities. First, let us understand what CIBIL MSME rank is and why CMR is important for an MSME. Scroll down!
Category : Business Loan
A business cycle, also known as a trade cycle or economic cycle, is a fluctuation of the overall economic activity of a nation throughout various phases. It represents a cyclical pattern of growth and decline in overall economic activity, as indicated by variations in its gross domestic product (GDP). Phases of a business cycle are like different chapters in a story, each with its own unique characteristics and effects on peoples lives.
Category : CIBIL Score
New year, new resolutions. But resolutions last only a month. Break this convention and challenge yourself to meet your credit resolutions. Here are 6 tips to meet your credit resolutions this year. Read on!
Category : Personal Loan
Jaipur, the capital of Rajasthan, is one of Indias largest cities and most popular destinations for travellers from across the globe. Known as the ‘Pink City’ for its pink-coloured landmarks, a trip to Jaipur promises a visually captivating experience. Besides its UNESCO World Heritage sites, Jaipur is home to several must-visit attractions in India that you should see at least once in your lifetime.
Category : Tax
If you are a salaried employee, you must come across a term professional tax on your salary slip. Do you know what is a professional tax? Is it just for salaried professionals? Read on to find out!
Category : Tax
Managing finances effectively involves not just saving money but also minimising your tax burden. The Indian Government offers a variety of tax-saving instruments that allow you to invest while reducing your taxable income. This blog explores some of the most popular tax-saving investments, helping you to learn how to save tax. Choose the ones that best suit your financial goals and risk tolerance. Keep reading!
Category : CIBIL Score
CIBIL scores play a crucial role in determining an individuals creditworthiness. However, there are numerous misconceptions surrounding this scoring system that can mislead consumers. By understanding the truth behind these myths, you can make informed decisions regarding your credit health. In this blog, we will debunk 11 common CIBIL score myths and shed light on the facts behind them. Let’s begin!
Category : Tax
The Income Tax Returns or ITR form has to be filled out and submitted to the Income Tax Department of India every year within the due date. The tax returns is a form detailing that provides all relevant information related to your income and the applicable taxes during a particular financial year, from 1st April to 31st March.