Category : Financial Insights
A 2023 survey with 500 working women across all age groups and incomes found that only 35% were financially literate. Unfortunately, most women still lack confidence when it comes to making financial decisions on their own. Given women’s contribution to India’s growing economy, it is essential to empower them through financial literacy. This blog lists the importance of financial literacy for women and ways to become financially educated. Read on!
Category : Pre-Owned Car Loan
Buying an old car is an affordable option compared to a new car. But that’s not the only benefit of buying and driving a used car. This blog lists 6 benefits of driving an old car and the best financing option for a used car. Read on!
Category : Financial Insights
A debt trap occurs when a borrower is forced to avail new loans just to pay off existing loan. It happens when the amount of debt becomes too much to handle based on ones ability to repay.
Category : Credit Card
Availing a credit card requires you to meet certain requirements set by the credit card provider. This credit card eligibility criteria varies from one credit card issuer to another. Nevertheless, if you are unable to meet this eligibility criteria, the credit card provider might reject your credit card application. So, do you want to know whether you are eligible for a credit card or not? Keep reading to learn about how you can check eligibility criteria for credit cards and other essential factors.
Category : Credit Card
Unable to decide what to do with your unused credit card? Close it or keep it? Before you decide, you must consider a few essential points. Read on to know what you should do with your unused credit card.
Category : Credit Card
Minimum amount due allows you to pay the minimum amount for your entire credit card bill. It seems tempting during times of financial strain. However, understanding the true implications of this choice is crucial for responsible credit card management and long-term financial well-being. Read on to learn more about ‘minimum credit card payment’, its pros and cons, and how clearing only minimum due affects your credit. Read on!
Category : Credit Card
Every credit card comes with a pre-set spending limit. If you spend more than this limit, the credit card company charges you a credit card over limit fee. With some set strategies, you can avoid this additional charge. Read on to know about how credit card over limit fee works and how you can avoid it.
Category : Personal Loan
Jaisalmer, often referred to as the "Golden City," is a mesmerizing destination in Rajasthan. Known for its stunning architecture, rich history, and vibrant culture, it attracts tourists from all over the world. The city boasts a 12th-century fort that is also a UNESCO World Heritage Site, ornate Jain temples and an unforgettable scenery. Let’s explore the 10 best places to visit in Jaisalmer, ensuring an unforgettable experience for travelers. Read on!
Category : CIBIL Score
Micro, small, and medium-sized enterprises (MSMEs) are essential for growth and employment opportunities. At regular intervals, MSMEs require loans to fulfil various financial requirements such as hiring staff, buying the latest machineries, etc. When applying for an MSME Loan, lenders use the CIBIL MSME Rank to check the creditworthiness of the borrowers.
Category : CIBIL Score
The CIBIL MSME rank (CMR) serves as a vital credit risk assessment tool, helping lenders evaluate the creditworthiness of MSMEs. Understanding the significance of CIBIL rank for MSMEs is crucial to avail credit services to gain financial flexibility. By understanding the CMR, you can implement strategies to enhance your business’ credit profile and access better financial opportunities. First, let us understand what CIBIL MSME rank is and why CMR is important for an MSME. Scroll down!
Category : CIBIL Score
New year, new resolutions. But resolutions last only a month. Break this convention and challenge yourself to meet your credit resolutions. Here are 6 tips to meet your credit resolutions this year. Read on!
Category : Personal Loan
Financial emergencies may arise at any time, catching us off-guard. In such situations, mini loans can be a lifesaver. They provide quick access to funds without a rigorous application process. Read on to know what a mini loan is and how to apply for one.