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Category : Personal Loan
March is the ideal month to plan your vacation, as the weather is pleasant. Certain states still experience some residual winter breeze while some parts of the country are ready to bask under the mild March sun. March is the off-season for travel; you can enjoy your vacation with good deals. Based on your region of choice, there are various places to visit in India in March.
Category : Personal Loan
In todays dynamic world, it has become imperative for salaried individuals to equip themselves with sound financial planning. Effective financial planning for salaried employees can help strike a healthy balance in achieving financial freedom as well as supporting the family’s needs. If you are a salaried individual, seeking tips on financial planning, keep reading the blog.
Category : CIBIL Score
A credit score is a crucial metric that determines your creditworthiness. Most lenders demand you to have a good CIBIL score of 750 and above, to categorise you as a low-risk borrower. This helps you unlock better credit offers as well as instant loan approval. Read on to learn about 7 simple tips on how to get a CIBIL score of 900. But let us first learn about what is a 900 credit score.
Category : Pre-Owned Car Loan
Is your car more than 15 years old? Using your car beyond its lifespan can adversely affect the environment and raise safety concerns. Vehicle Scrapping Policy was introduced by the Indian Government to efficiently tackle environmental pollution caused by old and poorly maintained vehicles. Cars after 15 years of age must undergo a fitness test. If the fitness test is cleared, a renewal certificate is issued with a validity of 5 years. But if your car fails the fitness test, it is considered illegal to run on the road. At this stage, you must consider scrapping your car. Read on to learn more about the Vehicle Scrapping Policy in detail and the benefits associated with this process!
Category : Personal Loan
Expressing love through gifts makes relationships special and memories long-lasting. This Valentine’s Day, shower your partner with thoughtful, exciting, and memorable gifts. Here’s a list of 7 perfect romantic gifts for your special someone. Express, cherish, celebrate. Read on!
Category : Personal Loan
Why not break away from the usual cliché gifts of flowers and chocolates this Valentines Day? Instead, surprise your loved one with a thoughtful financial gift to help them on their journey towards financial security. It will enable them to make informed decisions and develop good financial habits. Here are some excellent financial gift options that you can consider for your partner this Valentines Day 2024. Read further!
Category : Tax
On February 1, Nirmala Sitharaman, Union Finance Minister, will present the Union Budget 2024 - 25 to the Lok Sabha. As early next year, the elections for the Lok Sabha are due, it will be termed as an interim Budget. The Finance Minister will present the full Budget for FY25 after the formation of the new government following the elections.
Category : Financial Insights
How do you get your finances in shape and make the most of your money in 2024? Look no more. We have got you covered with a simple financial planning checklist for 2024. This easy-to-follow guide will help you understand your finances, set achievable goals, and make the most of your money in the coming year. So, let us dive in and pave the way for a financially successful 2024.
Category : Personal Loan
In recent years, there has been a significant rise in solo travelling in India. Solo travel allows you to rediscover yourselves and explore unknown places. From the majestic snow-capped peaks of the Himalayas to the sun-drenched beaches of Goa, you can enjoy a breathtaking array of experiences for your adventurous soul. In this blog, we have carefully curated a list of the nine best places for solo travel in India.
Category : Financial Insights
In this modern era, prices of commodities and services are increasing faster than your income. Thus, having a clear knowledge of your financial situation is vital. Assessing your finances will help you make an effective plan to address your woes. To know your financial health, analyse your total income, expenses, assets, savings, and liabilities.
Category : Personal Loan
When planning a vacation, it is normal to have questions like "What should our itinerary be?" or "What should be our ideal budget?" However, before making any plans, it is important to manage your finances carefully. Improper financial planning or other financial commitments may cause some people to hesitate to take vacations, leading to eventual plan cancellations. If you find yourself struggling to make a decision, don worry. In this article, we will discuss how you can plan a budget-friendly family vacation.
Category : Tax
As per Budget 2023, the Government of India has established a new tax regime, which is more attractive compared to the old tax regime. One of the crucial changes that were made in the new tax regime was that individuals with Rs. 7 Lakh income will have zero tax liability. Furthermore, this new regime provides two types of tax deductions to salaried employees. To learn how to save tax in the new tax regime and avail these deductions, read more!
