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best places to visit in jaipur
12 Must-Visit Places in Jaipur for an Unforgettable Experience

Category : Personal Loan

Poonawalla Fincorp Team • Jun 21, 2024 • 1836 views

Jaipur, the capital of Rajasthan, is one of Indias largest cities and most popular destinations for travellers from across the globe. Known as the ‘Pink City’ for its pink-coloured landmarks, a trip to Jaipur promises a visually captivating experience. Besides its UNESCO World Heritage sites, Jaipur is home to several must-visit attractions in India that you should see at least once in your lifetime.

what is professional tax
Understanding the Professional Tax System

Category : Tax

Poonawalla Fincorp Team • Jun 21, 2024 • 996 views

If you are a salaried employee, you must come across a term professional tax on your salary slip. Do you know what is a professional tax? Is it just for salaried professionals? Read on to find out!

how to manage credit card bills effectively
How to Manage Your Credit Card Bills Effectively?

Category : Credit Card

Poonawalla Fincorp Team • Jun 19, 2024 • 808 views

Are you finding it challenging to effectively manage your credit card bills? While it may sometimes be difficult to pay off your credit card debts, especially in times of crisis, it may have a severe impact on your creditworthiness. Following proven credit card bill management strategies such as early payments, lower credit utilisation ratio, etc can help stay stress-free about repayment.

how to withdraw cash through a credit card
How to Withdraw Cash Using a Credit Card?

Category : Credit Card

Poonawalla Fincorp Team • Jun 19, 2024 • 1034 views

A card credit is versatile tool that can be used for your online purchases, in the store purchase or can be used for withdrawal of cash from ATM. Swiping a credit card to withdraw cash is considered as cash advance. This blog helps you understand how to withdraw cash through credit card and its implications on your credit card.

can multiple credit cards affect credit score
Can Multiple Credit Cards Affect Your Credit Score?

Category : Credit Card

Poonawalla Fincorp Team • Jun 19, 2024 • 860 views

Credit cards are convenient and have made our lives simpler. But does using multiple credit cards affect your credit score? The answer is yes! Let’s find out how using multiple credit cards can affect your credit score and how many credit cards are too many. Let’s begin!

how to decode credit card statement
How to Read Credit Card Statement?

Category : Credit Card

Poonawalla Fincorp Team • Jun 19, 2024 • 1008 views

A credit card statement is a crucial financial document that provides a detailed record of your account activity during a specific billing cycle. You can use the statement to manage your finances effectively, avoid late payments, and maximise rewards. Read on to understand the details mentioned on your credit card statement and how the statements work.

credit card annual percentage rate
Understanding Credit Card Annual Percentage Rate (APR)

Category : Credit Card

Poonawalla Fincorp Team • Jun 19, 2024 • 1026 views

The word ‘APR’ stands for Annual Percentage Rate. Credit card APR means the yearly interest rate that you need to pay on your credit card balance. The knowledge of the APR of your credit card will help you have a better understanding of the total borrowing cost.

overdraft vs cash credit
Know the Difference Between and Cash Credit and Overdraft

Category : Financial Insights

Poonawalla Fincorp Team • Jun 19, 2024 • 1484 views

When faced with temporary financial needs, you often explore short-term financing options like overdrafts and cash credit facilities. While both offer quick access to funds, they differ in key aspects, influencing the suitability for customers. Understanding these differences is crucial for making informed financial decisions. Continue reading to have a comprehensive idea about the differences between overdraft and cash credit.

what to do when credit card bill is a struggle to pay
What to Do When Youe Unable to Pay Your Credit Card Bill?

Category : Credit Card

Poonawalla Fincorp Team • Jun 19, 2024 • 5870 views

The number of credit card holders has grown considerably in the last few years. A credit card unlocks several benefits, like shopping, day-to-day expenses, or UPI payments. However, you must pay all your credit bills on time. If you are unable to pay credit card bills on time, your credit score may take a hit. So, the right time to act is now.

improve chances for credit card application approval
How to Increase Your Chances of Credit Card Approval

Category : Credit Card

Poonawalla Fincorp Team • Jun 19, 2024 • 914 views

With the digitisation, applying for a credit card has become easier than ever. A credit card is a financial tool that helps you manage your finances easily if used smartly. If you are new to credit cards, you must be aware of certain tips that help maximize your credit card application approval chances. This blog lists 11 useful tips you must not ignore. Keep reading!  

guide on credit card reward points
How to Earn and Redeem Credit Card Reward Points?

Category : Credit Card

Poonawalla Fincorp Team • Jun 17, 2024 • 1110 views

Credit card reward points serve as an incentive provided by financial institutions to users for each transaction made using a card. These points accrue as cardholders continue to spend on their credit card. These reward points are intended to incentivise increased use of credit cards. Upon accumulating a certain number of points, cardholders become eligible for rewards or other benefits. Read on to know the benefits of credit card reward points and how to earn and redeem them.

what is gap insurance for cars
Is GAP Insurance Necessary for Used Cars?

Category : Pre-Owned Car Loan

Poonawalla Fincorp Team • May 20, 2024 • 1515 views

Wondering what GAP insurance is, GAP insurance, often referred to as Guaranteed Auto Protection, is a specialised type of insurance policy. Its coverage is designed to protect car owners from potential financial gaps when their insurance pays out falls short of paying off their outstanding loan balance.

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