Category : Tax
Managing finances effectively involves not just saving money but also minimising your tax burden. The Indian Government offers a variety of tax-saving instruments that allow you to invest while reducing your taxable income. This blog explores some of the most popular tax-saving investments, helping you to learn how to save tax. Choose the ones that best suit your financial goals and risk tolerance. Keep reading!
Category : Tax
If you are a salaried employee, you must come across a term professional tax on your salary slip. Do you know what is a professional tax? Is it just for salaried professionals? Read on to find out!
Category : Personal Loan
Jaipur, the capital of Rajasthan, is one of Indias largest cities and most popular destinations for travellers from across the globe. Known as the ‘Pink City’ for its pink-coloured landmarks, a trip to Jaipur promises a visually captivating experience. Besides its UNESCO World Heritage sites, Jaipur is home to several must-visit attractions in India that you should see at least once in your lifetime.
Category : CIBIL Score
CIBIL scores play a crucial role in determining an individuals creditworthiness. However, there are numerous misconceptions surrounding this scoring system that can mislead consumers. By understanding the truth behind these myths, you can make informed decisions regarding your credit health. In this blog, we will debunk 11 common CIBIL score myths and shed light on the facts behind them. Let’s begin!
Category : Tax
The Income Tax Returns or ITR form has to be filled out and submitted to the Income Tax Department of India every year within the due date. The tax returns is a form detailing that provides all relevant information related to your income and the applicable taxes during a particular financial year, from 1st April to 31st March.
Category : Credit Card
Are you finding it challenging to effectively manage your credit card bills? While it may sometimes be difficult to pay off your credit card debts, especially in times of crisis, it may have a severe impact on your creditworthiness. Following proven credit card bill management strategies such as early payments, lower credit utilisation ratio, etc can help stay stress-free about repayment.
Category : Credit Card
The number of credit card holders has grown considerably in the last few years. A credit card unlocks several benefits, like shopping, day-to-day expenses, or UPI payments. However, you must pay all your credit bills on time. If you are unable to pay credit card bills on time, your credit score may take a hit. So, the right time to act is now.
Category : Credit Card
A card credit is versatile tool that can be used for your online purchases, in the store purchase or can be used for withdrawal of cash from ATM. Swiping a credit card to withdraw cash is considered as cash advance. This blog helps you understand how to withdraw cash through credit card and its implications on your credit card.
Category : Financial Insights
When faced with temporary financial needs, you often explore short-term financing options like overdrafts and cash credit facilities. While both offer quick access to funds, they differ in key aspects, influencing the suitability for customers. Understanding these differences is crucial for making informed financial decisions. Continue reading to have a comprehensive idea about the differences between overdraft and cash credit.
Category : Credit Card
A credit card statement is a crucial financial document that provides a detailed record of your account activity during a specific billing cycle. You can use the statement to manage your finances effectively, avoid late payments, and maximise rewards. Read on to understand the details mentioned on your credit card statement and how the statements work.
Category : Credit Card
With the digitisation, applying for a credit card has become easier than ever. A credit card is a financial tool that helps you manage your finances easily if used smartly. If you are new to credit cards, you must be aware of certain tips that help maximize your credit card application approval chances. This blog lists 11 useful tips you must not ignore. Keep reading!
Category : Credit Card
Credit cards are convenient and have made our lives simpler. But does using multiple credit cards affect your credit score? The answer is yes! Let’s find out how using multiple credit cards can affect your credit score and how many credit cards are too many. Let’s begin!