How a Personal Loan Can Make Your Ganesh Chaturthi Celebrations Memorable

Ganesh Chaturthi, also known as Vinayaka Chaturthi, is a popular Hindu festival celebrated nationwide. It marks the birth of the revered deity Ganesha, the god of prosperity and wisdom. Many also consider this festival as a new beginning to their year, thereby making it an auspicious time to buy electronics/appliances, renovate their home or purchase a new vehicle. 
However, meeting these expenses may create a significant dent in one’s savings. This is where a personal loan can help manage the expenses incurred during the festival. Read on to know the 3 ways a Personal Loan can allow devotees to enjoy the festivities with ease:

3 Ways in Which a Personal Loan Can Help You Celebrate Ganesh Festival 

• Purchase Consumer Durables: Many Hindus consider Ganesh Chaturthi to bring good fortune, making it an opportune time to make a big-ticket purchase. Whether purchasing consumer durables like a refrigerator, an air conditioner, etc. or buying a car/bike, a Personal Loan is an apt credit financing option to cover such expenses. Additionally, many retailers offer discounts on consumer durables, especially during the Ganesh festival. This can further incentivise one to purchase consumer durables during this festival.
• Renovate Their Home: Devotees of Lord Ganesha consider themselves extremely fortunate to welcome his idol into their humble abode during the 10-day festival. They can use this opportunity to refurbish their home by adding a fresh coat of paint, upgrading their home décor or changing their interiors. To meet their home renovation needs instantly, a Personal Loan can be a suitable instrument as it has no end-usage restrictions. 
• Cover Festival-related Expenses: As the Ganesh festival symbolises prosperity and wisdom, devotees spend heartily to mark this joyous occasion. Bringing the idol to their home or housing society, organising the puja, preparing the traditional meals and prasad for family and friends, and arranging transportation to immerse the idol are just some of the activities that take place during this festival. Managing the expenses arising from these activities is not easy. In such situations, a Personal Loan is a suitable instrument to help arrange the necessary finances instantly to celebrate this festival. One can also apply for a short-term Personal Loan with a lower repayment tenure to cover the festival-related expenses.

Why Choose a Personal Loan to Meet the Ganesh Festival Expenses

While we leave no stone unturned to celebrate Ganesh Chaturthi, managing the festival-related expenses can be a difficult ask for many. As Lord Ganesha is also a symbol of financial wisdom, he wouldn’t approve of his devotees depleting their savings or liquidating their long-term investments just to celebrate the festival. Therefore, a Personal Loan is apt for such situations as it helps to keep one’s savings intact while giving him/her the option to avail of hassle-free finance for covering festival-related expenses.

Tips to Get a Quick Personal Loan Online

Follow these steps to avail of a quick Personal Loan online:

• Check the eligibility criteria before submitting the loan application
• Check the credit score
• Read the loan-related terms and conditions carefully 
• Reduce credit utilisation ratio to 30% to increase the chances of getting Personal Loan approval
• Keep the loan documents ready for submission
• Avoid multiple loan applications

To Conclude

Ganesh Chaturthi is one of the most celebrated festivals in our country. Devotees of Lord Ganesha purchase consumer durables or renovate their homes during this festive season to bring good fortune. A Personal Loan is a smart financing option to help consumers manage all festival-related expenses with ease. Opting for a Personal Loan from a trusted financial institution like Poonawalla Fincorp can help devotees take care of all their festival-related expenses while enjoying competitive interest rates, flexible EMIs, minimal paperwork and instant disbursal.

Disclaimer

We take utmost care to provide information based on internal data and reliable sources. However, this article and associated web pages provide generic information for reference purposes only. Readers must make an informed decision by reviewing the products offered and the terms and conditions. Personal Loan disbursal is at the sole discretion of Poonawalla Fincorp.
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