Gold Loan

How is a Gold Loan Amount Calculated?

author-image
16 Apr 2025 |3 Minutes
Table of Content

Gold has long been regarded as a symbol of wealth and financial security. In many Indian households, it serves not only as an heirloom but also as a dependable financial asset in times of need. A Gold Loan is one of the most effective ways to leverage the value of your gold while retaining ownership. As the concept may seem very straightforward, many of us always wonder how the loan amount is determined. So, in this blog let us understand how loan amount is determined, loan rate as per gold purity, and the tips for getting highest value against Gold Loan. Let’s get Started!

How is Gold Loan Amount Calculated

The amount for a Gold Loan is calculated based on several key factors, that helps the lender determine the value of gold you are pledging. The following are the factors based on which the loan amount is decided:

  • Loan-to-Value Ratio

According to the Reserve Bank of India, a lender can offer only up to 75% of the gold’s value as a loan. For example, if you submit gold worth ₹1,00,000, the maximum loan amount you can get is ₹75,000.

  • Gold Purity

Most of the lending institutions accept gold ornaments and coins between 18 and 22 Karats. If the gold ornament contains any metal or gemstones, the amount will be evaluated based on pure gold.

Also Read: What is Gold Loan or Loan Against Gold?

  • Current Market Value

Gold price is usually based on the average market rate over the past 20-30 days. This price is typically based on the value of 22 karat gold per gram.

  • Net Weight of Gold

Only the pure gold is considered when calculating the net weight of gold, leaving out the gemstones, alloy or any other elements.

What Does a Gold Loan Per Gram Mean

The Gold Loan per gram is referred to the loan amount you can avail based on each gram of gold you pledge. It is calculated based on purity, weight and the loan-to-value ratio.

Let’s understand it with an example:

Suppose, the current market value of gold is ₹2,000 and lending institution offers you an LTV of 75% so the loan amount per gram would be:

Gold Loan amount per gram = ₹2000 x 75% = 1500.

This means, for every gram of gold you pledge, you will be receiving ₹1500 as a loan. Also, the loan amount may vary based on the purity of gold. The higher the purity, the higher the loan amount.

How to Calculate Gold Loan Rate as Per Purity

The process of calculating Gold Loan rate as per the purity is quick and simple. Here are the factors you need to consider:

  • The weight of gold you are considering pledging.
  • Purity level of gold, which must be between 18 – 22 karats.
  • The average price of gold calculated for the past 20 to 30 days.

What is the Current Gold Loan Rate Per Gram

The current rate per gram of gold keeps on fluctuating based on the market conditions, including the demand for gold and global gold price.

Tips to Get the Highest Loan Amount Against your Gold

Maximise the value of your gold by using these tips:

  1. Gold Purity: Choose the right purity of gold for better loan amount.
  2. Market Price: Stay updated with the current market price.
  3. Gold Weight: Get the right weight of your gold for avoiding underestimation.

Also Read: 7 Benefits of Taking a Gold Loan

To Conclude

Calculating the loan amount for a Gold Loan per gram is simple and can help you decide how much you can borrow by pledging your gold. Factors like gold purity, net weight, current market price and LTV ratio determine its value. By understanding the calculation, current market price and tips to get the highest loan amount, you can make an informed decision while applying for a Gold Loan. If you are looking for a lender who is trustworthy and offers the best LTV for your gold, check out Poonawalla Fincorp’s Gold Loan. Apply now!

Table of Content
  • How is Gold Loan Amount Calculated
  • What Does a Gold Loan Per Gram Mean
  • How to Calculate Gold Loan Rate as Per Purity
  • What is the Current Gold Loan Rate Per Gram
  • To Conclude
  • FAQs

FAQs

What is the difference between carat and karat?

The terms carat and karat are often confused, but they refer to different measurements:

  • Carat: Measures gemstone weight (1 carat = 0.2 grams).
  • Karat: Measures gold purity (24-karat = pure gold).

Will Purity of gold affect the loan amount?

Yes, the purity of gold may determine the sanctioned loan amount. However, it may vary from lender to lender.

What are the eligibility criteria of a Gold Loan?

The following are the eligibility criteria you must meet to avail of a loan against gold:

  • Age: Between 21 and 65 years.
  • Citizenship: Indian.
  • Gold Purity: 18 to 22 Karat.

What are the documents required for applying for a Gold Loan?

A Gold Loan from Poonawalla Fincorp requires you to submit just a few KYC documents at the time of loan application.

Can I get a gold loan if my gold is already pledged elsewhere?

No, the gold must be free of debt or other financial liability to be pledged as a collateral.

Disclaimer

We take utmost care to provide information based on internal data and reliable sources. However, this article and associated web pages provide generic information for reference purposes only. Readers must make an informed decision by reviewing the products offered and the terms and conditions. Loan disbursal is at the sole discretion of Poonawalla Fincorp.

*Terms and Conditions apply
call to action
An error occurred while processing the template.
For "." left-hand operand: Expected a hash, but this has evaluated to a string (wrapper: f.t.SimpleScalar):
==> blogEntry  [in template "20096#20121#1665161" at line 49, column 23]

----
FTL stack trace ("~" means nesting-related):
	- Failed at: #assign authorName = blogEntry.getExp...  [in template "20096#20121#1665161" at line 49, column 1]
----
1<style> 
2.emailBox .form-control, .panBox .form-control{border:1px solid #767676} 
3a.btn.btnWhite{color: var(--blue)!important;} 
4</style> 
5<#assign baseUrl= themeDisplay.getPortalURL() > 
6<#assign groupId = themeDisplay.getScopeGroupId() > 
7<#assign blogService = serviceLocator.findService("com.liferay.blogs.service.BlogsEntryLocalService")> 
8<#assign assetCategory = serviceLocator.findService("com.liferay.asset.kernel.service.AssetCategoryLocalService")> 
9<#assign url = themeDisplay.getURLCurrent()?substring(7)?trim!"" /> 
10<#if url = ""> 
11<#assign url="/personal-loan/top-ideas-to-celebrate-diwali-festival"> 
12</#if> 
13<#assign blogEntry = "" /> 
14<#attempt> 
15<#assign blogEntry = blogService.getEntry(groupId, url)!""> 
16<#recover> 
17<#assign blogEntry = "" /> 
18</#attempt> 
19<#assign blogcontent = "Default blog content"> 
20<#assign title = "Default title" > 
21<#assign description = "Default description" > 
22<#assign createDate = "Default createDate"> 
23<#assign modifiedDate = "Default modifiedDate"> 
24<#assign displayDate = "Default displayDate"> 
25<#assign coverImageUrl = "Default url"> 
26<#if blogEntry?has_content && blogEntry?is_hash> 
27<#assign blogcontent = blogEntry.content > 
28<#assign title = blogEntry.title!"Default title" > 
29<#assign description = blogEntry.description !"Default description" > 
30<#setting time_zone="Asia/Kolkata"> 
31<#assign createDateIST = blogEntry.createDate?string("yyyy-MM-dd'T'HH:mm:ssXXX") !"Default createDate"> 
32<#assign modifiedDate = (blogEntry.modifiedDate?long + (10 * 60 * 1000))?number_to_datetime?string("yyyy-MM-dd'T'HH:mm:ssXXX") !"Default modifiedDate"> 
33<#assign displayDateIST = (blogEntry.displayDate?long + (10 * 60 * 1000))?number_to_datetime?string("yyyy-MM-dd'T'HH:mm:ssXXX") !"Default displayDate">  
34<#assign coverImageUrl = blogEntry.getCoverImageURL(themeDisplay)?keep_before('?')?keep_before_last('/') !"Default url"> 
35<#assign caption = blogEntry.coverImageCaption ! "Caption"> 
36<#assign authorName = blogEntry.getExpandoBridge().getAttribute("Author Name List") !"Poonawalla Fincorp Team" /> 
37<#if caption?contains("Caption")> 
38<#assign width = "1200"> 
39<#assign height = "675"> 
40<#elseif caption?contains("*")> 
41<#assign width = caption?keep_before('*')?replace("<p>","")?trim ! "1200"> 
42<#assign height = caption?keep_after('*')?replace("</p>","")?trim ! "675"> 
43<#else> 
44<#assign width = "1200"> 
45<#assign height = "675"> 
46</#if> 
47 
48</#if> 
49<#assign authorName = blogEntry.getExpandoBridge().getAttribute("Author Name List") !"Poonawalla Fincorp Team" /> 
50<#if authorName[0]?has_content> 
51<#if authorName[0] == "Pradeep Salunkhe"> 
52<#assign authorName = "Pradeep Salunkhe"> 
53<#assign authorPageUrl = "${themeDisplay.getPortalURL()}/author/pradeep-salunkhe"> 
54<#assign authorDescription ="With over 12 years of experience - including 8+ years in the BFSI sector - Pradeep shares practical financial insights to help readers make smarter money decisions."> 
55<#assign portraitURL = "/documents/35085/2665948/pradeep-salunkhe.jpg"> 
56<#elseif authorName[0] == "Vidhi Thakkar"> 
57<#assign authorName = "Vidhi Thakkar"> 
58<#assign authorDescription ="Vidhi Thakkar is a content writer with 2 years of experience crafting digital content in finance. She enjoys simplifying complex topics and finds joy in everyday storytelling."> 
59<#assign authorPageUrl = "${themeDisplay.getPortalURL()}/author/vidhi-thakkar"> 
60<#assign portraitURL = "/documents/35085/0/image.jpg"> 
61<#elseif authorName[0] == "Nachiketh Premraj"> 
62<#assign authorName = "Nachiketh Premraj"> 
63<#assign authorDescription = "As a seasoned Digital Marketing and Brand Leader, I specialize in Social Media Marketing, Social Listening (ORM), Brand Insights, Martech, App Marketing, SEO, Performance Marketing, Content Creation, Digital Strategy, Brand Building, and Consumer Insights. With a PGDM focused on Advertising & PR, I bring 18 years of diverse experience across Media and Banking sectors. My passion lies in leveraging data-driven insights to craft compelling brand narratives and drive impactful marketing strategies." > 
64<#assign authorPageUrl = "${themeDisplay.getPortalURL()}/author/nachiketh-premraj"> 
65<#assign portraitURL = "/documents/35085/2516764/nachiketh-premraj.jpg"> 
66 
67<#elseif authorName[0] == "Pallavi Lakra"> 
68<#assign authorName = "Pallavi Lakra"> 
69<#assign authorDescription = "Pallavi Lakra is a content writer with 2 years of experience crafting digital content in finance. She enjoys simplifying complex topics and finds joy in everyday storytelling." > 
70<#assign authorPageUrl = "${themeDisplay.getPortalURL()}/author/pallavi-lakra"> 
71<#assign portraitURL = "/documents/35085/2516764/pallavi-lakra.jpg"> 
72<#else> 
73<#assign authorName = "[Poonawalla Fincorp Team]" > 
74<#assign authorDescription ="Our team of expert writers and editors are passionate about providing authentic and valuable information on finance. Our aim is to simplify financial and finance-related concepts. We strive to help our readers become more aware and empowered to make informed financial decisions."> 
75<#assign authorPageUrl = "${themeDisplay.getPortalURL()}/author/poonawallateam"> 
76<#assign portraitURL = "/documents/d/poonawalla-fincorp/user_portrait"> 
77</#if> 
78</#if> 
79<script type="application/ld+json" id="json-ld"> 
80
81    "@context":"http://schema.org", 
82    "@type":"Article", 
83    "url":"${(themeDisplay.getPortalURL() + themeDisplay.getURLCurrent())?json_string}", 
84		"headline":"${title}", 
85    "description":"${description}", 
86    "datePublished":"${createDateIST}", 
87    "dateModified":"${displayDateIST}", 
88    "mainEntityOfPage":{ 
89        "@type":"WebPage", 
90        "@id":"${themeDisplay.getPortalURL()}${themeDisplay.getURLCurrent()}" 
91        }, 
92        "publisher":{ 
93            "@type":"Organization", 
94            "name":"Poonawalla Fincorp Limited", 
95            "logo":{ 
96                "@type":"ImageObject", 
97                "url":"https://poonawallafincorp.com/documents/d/poonawalla-fincorp/logo", 
98								"width":"125", 
99                "height":"26" 
100                }}, 
101				"author": { 
102           "@type": "Person", 
103           "name": "${authorName}", 
104           "description": "${authorDescription}", 
105           "url": "${authorPageUrl}", 
106           "image": { 
107           "@type": "ImageObject", 
108           "url": "${baseUrl}${portraitURL}", 
109           "width": 200, 
110           "height": 200 
111
112					}, 
113					"image": { 
114           "@type": "ImageObject", 
115           "url": "${coverImageUrl}", 
116           "width": "${width}px", 
117           "height": "${height}px" 
118		       }, 
119					"articleBody":"${blogcontent?replace('<[^>]*>', '', 'r')?replace('[^a-zA-Z0-9 ]', '', 'r')?json_string}", 
120 
121	        "about": [ 
122
123             "@type": "Thing", 
124             "name": "${themeDisplay.getURLCurrent()?split('/')[2]?replace("-"," ")?capitalize}" 
125
126
127
128
129</script> 
130 
131 
132 
133<#assign htmlContent = blogcontent> 
134<#if htmlContent?contains("<h2>Frequently Asked Questions</h2>")> 
135<#assign faqContent = htmlContent?keep_after("<h2>Frequently Asked Questions</h2>")?keep_before("<div class=")> 
136<#assign strongSplits = faqContent?split("<strong>")> 
137 
138<script type="application/ld+json" id="json-ld"> 
139
140  "@context": "https://schema.org", 
141  "@type": "FAQPage", 
142  "mainEntity": [ 
143<#list strongSplits as item> 
144<#if item_index != 0> 
145
146        "@type": "Question", 
147        "name": "${item?keep_before("</strong>")?trim}", 
148        "acceptedAnswer": { 
149          "@type": "Answer", 
150          "text": "${item?keep_after("</strong>")?replace("<[^>]*>", "", "r")?trim}" 
151
152      }<#if !item?is_last>,</#if> 
153</#if> 
154</#list> 
155
156
157</script> 
158 
159<#elseif htmlContent?contains("<h2>FAQs</h2>")> 
160<#assign faqContent = htmlContent?keep_after("<h2>FAQs</h2>")?keep_before("<div class=")> 
161<#assign strongSplits = faqContent?split("<strong>")> 
162<script type="application/ld+json" id="json-ld"> 
163
164  "@context": "https://schema.org", 
165  "@type": "FAQPage", 
166  "mainEntity": [ 
167<#list strongSplits as item> 
168<#if item_index != 0> 
169
170        "@type": "Question", 
171        "name": "${item?keep_before("</strong>")?trim}", 
172        "acceptedAnswer": { 
173          "@type": "Answer", 
174          "text": "${item?keep_after("</strong>")?replace("<[^>]*>", "", "r")?trim}" 
175
176      }<#if !item?is_last>,</#if> 
177</#if> 
178</#list> 
179
180
181</script> 
182 
183<#else> 
184<#-- No FAQ section found --> 
185<#assign faqContent = ""> 
186</#if> 
187  
188 
189<style nonce="2D0oPEosbPtmhwpQq22tPg==" nonce="SPiOUHjpip8198n4uNoZFQ=="> 
190 #waitd{ 
191		color:red; 
192
193 .waitd{ 
194		color:red; 
195
196</style> 
197<div class="article-blog_feature"> 
198        <img class="mob-hide" src="https://poonawallafincorp.com/documents/d/poonawalla-fincorp/article06-png" alt="Personal Loan Banner" width="100%" height="auto" loading="lazy" /> 
199        <img class="d-none mob-show" src="https://poonawallafincorp.com/documents/d/poonawalla-fincorp/marticle06-png" alt="Personal Loan Banner" width="100%" height="auto" loading="lazy" /> 
200        <div class="article-blog_overlay container-fluid"> 
201          <div class="blog-feature_caption">           
202 <h3><#if (Heading.getData())?? && !(Heading.getData()?lower_case?contains("<script"))> 
203	${Heading.getData()} 
204</#if></h3> 
205            <div class="loanAmount"> 
206              <div class="loanAmountLimit"> 
207               Get Upto 
208<div>₹<#if (GetUptoAmount.getData())?? && !(GetUptoAmount.getData()?lower_case?contains("<script"))> 
209	${GetUptoAmount.getData()} 
210</#if><span>lakhs</span></div> 
211              </div> 
212              <div class="loanAmountLimit"> 
213                Starting at 
214                <div><#if (Text53388883.getData())?? && !(Text53388883.getData()?lower_case?contains("<script"))> 
215	${Text53388883.getData()} 
216</#if><span> % </span></div> 
217              </div> 
218            </div> 
219           <a class="btn btnWhite apply" href="${ApplyNowLinkPage.getFriendlyUrl()}" title="Apply-Loan">Apply Now</a> 
220          </div> 
221        </div> 
222      </div>			 
223	<div class="article-blog_inputBox"> 
224  <div class="article-blog_inputContent">        
225  <div class="emailBox"> 
226    <label> Like what you read? <br>  
227      Stay ahead with finance insights</label> 
228    <div class="emailInput position-relative"> 
229		<form onsubmit="event.preventDefault(); sendSubcription();"> 
230     <input class="form-control" aria-label="e-mail address" type="text" placeholder="e-mail address" id="emailID" maxlength="50"/> 
231    <img src="https://poonawallafincorp.com/documents/d/poonawalla-fincorp/rightarrow" alt="rightArrow" onclick="sendSubcription()"/> 
232    </form> 
233		</div> 
234		<span id="success_req" style="display:none"> 
235	 <label class="mt-2 position-relative top-0 subscribeMsg"><span class="text-green mt-2"> 
236        <img src="https://poonawallafincorp.com/documents/d/poonawalla-fincorp/greencheck" alt="Green check" class="mr-2">  Thank you for subscribing!</img></label> 
237	  </span> 
238		<div class="emailInput position-relative waitd" id="waitd" style="display:none">Please wait...</div> 
239	   <div class="emailInput position-relative" id="success_suscrib" style="display:none">Email Already Suscribed!</div> 
240	   <div class="emailInput position-relative" id="error_val" style="display:none">Enter Valid Email Id</div> 
241		 <div class="emailInput position-relative" id="error_req" style="display:none">Enter Your Email Id</div>  
242</div></div></div></div>		 
243 
244<script> 
245var baseUrlNew = "${baseUrl}"; 
246var _token; 
247function getTokens() { 
248    $(".loader").css("display", "block"); 
249    const myHeaders = new Headers(); 
250    myHeaders.append("Content-Type", "application/x-www-form-urlencoded"); 
251    myHeaders.append("Cookie", "JSESSIONID=E6176249B705404196C7DC2B93619CA8"); 
252    const urlencoded = new URLSearchParams(); 
253    urlencoded.append("client_id", "id-e87ee6b8-15d8-9cfb-e4e8-ee81957e1da"); 
254    urlencoded.append("client_secret", "secret-39e1d060-4ea7-af66-fe6b-63742d41d920"); 
255    urlencoded.append("grant_type", "client_credentials"); 
256    const requestOptions = { 
257        method: "POST", 
258        headers: myHeaders, 
259        body: urlencoded, 
260        redirect: "follow" 
261    }; 
262    fetch(baseUrlNew+"/o/oauth2/token", requestOptions) 
263        .then((response) => response.text()) 
264        .then((result) => { 
265            let res = JSON.parse(result); 
266            var btok = res.access_token; 
267            _token = btok; 
268						}) 
269        .catch((error) => { 
270            $(".loader").css("display", "none"); 
271            console.error(error); 
272        }); 
273
274//getTokens(); 
275function handleEnterKey(event) { 
276      if (event.keyCode === 13) { 
277        sendSubcription(); 
278
279
280 
281    const emailInput = document.getElementById('emailID'); 
282    emailInput.addEventListener('keydown', handleEnterKey); 
283	function sendSubcription() { 
284			var emailId=$('#emailID').val(); 
285		$("#success_req").css("display","none"); 
286		$("#success_suscrib").css("display","none"); 
287	 
288	//const emailRegex = /^[a-zA-Z0-9._%+-]+@gmail\.com$/; 
289	const emailRegex = /^[a-zA-Z0-9._%+-]+@(gmail\.com|yahoo\.com|yopmail\.com|outlook\.com|[a-zA-Z0-9.-]+\.[a-zA-Z]{2,})$/; 
290   if(emailRegex.test(emailId)){ 
291		  emailInput.classList.remove('danger'); 
292		 $("#error_val").css("display","none"); 
293		 $("#error_req").css("display","none"); 
294	 }else{ 
295		 if(emailId ==""){	 
296			 emailInput.classList.add('danger'); 
297		  $("#error_val").css("display","none"); 
298			$("#error_req").css("display","block"); 
299			return; 
300	   }else{ 
301			 emailInput.classList.add('danger'); 
302			  $("#error_val").css("display","block"); 
303			  $("#error_req").css("display","none"); 
304			 return; 
305
306		   
307
308	//	return; 
309		$("#waitd,.waitd").css("display","block"); 
310     var apiUrl =baseUrlNew+"/o/subscription/get-lead-by-email?email="+emailId; 
311          $.ajax({ 
312            url: apiUrl, 
313            type: 'GET',					  
314            dataType: 'json', 
315					//	headers: { 
316        //'Authorization': 'Bearer ' + _token 
317       // }, 
318            success: function(data) { 
319                 emailInput.classList.remove('danger'); 
320			           $("#error_val").css("display","none"); 
321			           $("#error_req").css("display","none"); 
322							   //$("#success_req").css("display","block"); 
323							if(data && data.length>0){ 
324								$("#success_suscrib").css("display","block"); 
325								$("#waitd,.waitd").css("display","none"); 
326								$("#emailID").val(""); 
327								setTimeout(()=>{$("#success_suscrib").css("display","none"); 
328								$("#waitd").css("display","none"); 
329								},2000) 
330								return; 
331							}else{ 
332								$("#success_suscrib").css("display","none"); 
333								newSuscribed(emailId); 
334
335                 $.each(data, function(index, loan) { 
336                    $('#loanList').append($('<option></option>').attr('value', loan.lId).text(loan.loanName)); 
337                }); 
338            }, 
339						 
340                                    complete: function(){ 
341																		//	$("#waitd,.waitd").css("display","none"); 
342                                    }, 
343            error: function(xhr, status, error) { 
344
345        }); 
346
347	function newSuscribed(emailId){    	 
348	var apiUrl = baseUrl1+"/o/subscription/capture-lead?Attribute=EmailAddress&Value="+emailId;  
349    const myHeaders = new Headers(); 
350//myHeaders.append("Authorization", 'Bearer ' + _token); 
351myHeaders.append("Cookie", "COOKIE_SUPPORT=true; GUEST_LANGUAGE_ID=en_US; JSESSIONID=077E178F6946DD868149B7A58A993FBB"); 
352 
353const requestOptions = { 
354  method: "POST", 
355  headers: myHeaders, 
356  redirect: "follow" 
357}; 
358 
359fetch(apiUrl, requestOptions) 
360  .then((response) => response.text()) 
361  .then((data) => {	 
362	if (JSON.parse(data)?.Status == "Success") { 
363                localStorage.setItem("submitApi", emailId); 
364                sendSubcriptionAgain(emailId) 
365                    .then((res) => { 
366                        return true; 
367                    }) 
368                    .catch((err) => { 
369                        console.log(err); 
370                    }) 
371
372            else { 
373 
374
375	}) 
376	.catch((error)=>{ 
377	console.warn(error); 
378	}) 
379	 
380
381function increaseTimeByFiveMinutes() { 
382    var currentDate = new Date(); // Get the current date and time 
383    currentDate.setMinutes(currentDate.getMinutes() + 5); // Increase current time by 5 minutes 
384 
385    // Format the date and time as "YYYY-MM-DD HH:mm:ss" 
386    var formattedDateTime = currentDate.toISOString().replace(/T/, ' ').replace(/\..+/, ''); 
387 
388    return formattedDateTime; 
389
390 
391 
392	function passLeadGenerate(prospectId, emailId) { 
393   
394     
395 
396	var activitnn= "News Letter"; 
397   
398var apiUrl = baseUrl1 + "/o/subscription/create-subscription-lead?RelatedProspectId=" + encodeURIComponent(prospectId.trim()) + 
399"&ActivityNote=" + encodeURIComponent(activitnn) + "&ActivityDateTime=" + encodeURIComponent(increaseTimeByFiveMinutes()) + 
400"&ActivityEvent=258"+"&ProcessFilesAsync=true"; 
401  
402    const myHeaders = new Headers(); 
403//myHeaders.append("Authorization", 'Bearer ' + _token); 
404myHeaders.append("Cookie", "COOKIE_SUPPORT=true; GUEST_LANGUAGE_ID=en_US; JSESSIONID=077E178F6946DD868149B7A58A993FBB"); 
405 
406const requestOptions = { 
407  method: "POST", 
408  headers: myHeaders, 
409  redirect: "follow" 
410}; 
411 
412fetch(apiUrl, requestOptions) 
413  .then((response) => response.text()) 
414  .then((data) => { 
415		$("#success_req").css("display","block"); 
416		$("#waitd,.waitd").css("display","none"); 
417					$("#emailID").val(""); 
418					setTimeout(()=>{ 
419					$("#success_req").css("display","none"); 
420					},2000); 
421	}) 
422	.catch((error)=>{ 
423	console.warn(error); 
424	}) 
425    
426
427	 
428	function sendSubcriptionAgain(EmailId) { 
429			var emailId=EmailId; 
430		$("#success_req").css("display","none"); 
431		$("#success_suscrib").css("display","none"); 
432	 
433		//const emailRegex = /^[a-zA-Z0-9._%+-]+@gmail\.com$/; 
434		const emailRegex = /^[a-zA-Z0-9._%+-]+@(gmail\.com|yahoo\.com|yopmail\.com|outlook\.com|[a-zA-Z0-9.-]+\.[a-zA-Z]{2,})$/; 
435   if(emailRegex.test(emailId)){ 
436		  emailInput.classList.remove('danger'); 
437		 $("#error_val").css("display","none"); 
438		 $("#error_req").css("display","none"); 
439	 }else{ 
440		 if(emailId ==""){	 
441			 emailInput.classList.add('danger'); 
442		  $("#error_val").css("display","none"); 
443			$("#error_req").css("display","block"); 
444			return; 
445	   }else{ 
446			 emailInput.classList.add('danger'); 
447			  $("#error_val").css("display","block"); 
448			  $("#error_req").css("display","none"); 
449			 return; 
450
451		   
452
453	//	return; 
454	 
455    return new Promise((resolve, reject) => { 
456        $.ajax({ 
457             url: baseUrl1+"/o/subscription/get-lead-by-email?email="+emailId, 
458            type: 'GET', 
459           //	headers: { 
460           // 'Authorization': 'Bearer ' + _token 
461           //  }, 
462            dataType: 'json', 
463            success: function (data) { 
464                resolve(data); 
465                if (data && data?.length > 0) { 
466                    //	$("#success_suscrib").css("display","block"); 
467                    passLeadGenerate(data[0].ProspectID, emailId); 
468                } else { 
469                    $("#success_suscrib").css("display", "none"); 
470                    newSuscribed(emailId); 
471
472								$("#waitd ,.waitd").css("display","none"); 
473                $.each(data, function (index, loan) { 
474                    $('#loanList').append($('<option></option>').attr('value', loan.lId).text(loan.loanName)); 
475                }); 
476            }, 
477 
478            complete: function () { 
479            }, 
480            error: function (xhr, status, error) { 
481                reject(new Error("Error fetching data:", error)) 
482 
483
484        }); 
485    })	 
486
487		 
488</script> 
489 
490 
491 
492<#assign baseUrl= themeDisplay.getPortalURL() > 
493<#assign currentPageUrl = themeDisplay.getPortalURL() + themeDisplay.getURLCurrent()> 
494<#assign articles = []>  
495 
496 
497 
498<script type="application/ld+json"> 
499
500          "@context": "https://schema.org/",  
501          "@type": "BreadcrumbList",  
502          "itemListElement": [{ 
503            "@type": "ListItem",  
504            "position": 1,  
505            "name": "Home", 
506            "item": "${baseUrl}"   
507          },{ 
508            "@type": "ListItem",  
509            "position": 2,  
510            "name": "Blogs", 
511            "item": "${baseUrl}/blogs/all-blogs"   
512          },{ 
513            "@type": "ListItem",  
514            "position": 3,  
515            "name": "${themeDisplay.getURLCurrent()?split('/')[2]?replace("-"," ")?capitalize}", 
516            "item": "${themeDisplay.getPortalURL()}/blogs/${themeDisplay.getURLCurrent()?split('/')[2]}"   
517          },{ 
518            "@type": "ListItem",  
519            "position": 4,  
520            "name": "${title}", 
521            "item": "${themeDisplay.getPortalURL()}${themeDisplay.getURLCurrent()}"   
522          }] 
523
524    </script>