Loan Amount Up to
Up to ₹50 Lakh
Interest Rate*
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get Quick Fund Disbursal with Our Personal Loan

Whether you need a Personal Loan for medical expenses, a holiday, or other personal needs, Poonawalla Fincorp's Personal Loan offers up to ₹50 Lakh with faster approval and quick disbursal. Benefit from attractive interest rates, flexible repayment tenures of up to 84 months, minimal documentation, and a collateral-free loan process. With no hidden charges and zero prepayment or foreclosure charges when repaid from your own sources, managing your loan becomes simpler. Poonawalla Fincorp helps you access funds quickly and conveniently.


Experience Instant Disbursal With Poonawalla Fincorp

With attractive interest rates, loan amounts of up to ₹50 Lakh, flexible repayment tenures, and a completely digital application process, Poonawalla Fincorp's Personal Loan is designed to help meet your financial needs quickly and conveniently. Apply online today and access funds with minimal documentation and a hassle-free borrowing experience.

Easy Online Application Easy Online Application

Apply for a Personal Loan from the comfort of your home anytime and anywhere you want with our online form, in just a few clicks, for a hassle free application.

Collateral-Free Loan Collateral-Free Loan

Secure funds without pledging any assets, as our Personal Loan is unsecured, so you do not need to pledge collateral.

Interest rate Icon Attractive Interest Rate

Interest rates start from 9.99% p.a. helps you keep your borrowing cost under control, subject to eligibility& applicable terms.

Minimal Documentation Minimal Documentation

Submit your KYC documents to apply for a Personal Loan and enjoy a completely paperless, hassle-free, and digital application process.

Use Icon High Loan Amount with No End-use Restrictions

Apply for a Personal Loan of up to ₹50 Lakh to fulfil your personal financial needs with no end-use restrictions.

Foreclosure Icon Transparent Charges

We disclose all applicable fees upfront to ensure complete transparency in the loan process.

Apply for a Personal Loan Online in Just 3 Steps

Step 1 of loan application: Click 'Apply Now' Fill out the online form to start your loan application.

Click on Apply Now

Tap the Apply Now button to initiate your application.

Step 2 of loan application: Upload Documents Provide your KYC documents to complete the verification.

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step 3 of loan application: Get Funds Get the loan amount disbursed to your bank account.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

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Frequently Asked Questions

A Personal Loan is an unsecured loan designed to meet your financial needs. Its benefits include minimal documentation, quick approval, attractive interest rates, and flexible repayment tenure.

You can apply for a Personal Loan ranging from ₹1 Lakh to ₹50 Lakh, subject to the eligibility criteria and assessment of your loan application.

You can take a Personal Loan to fulfil your immediate fund requirements. You need not worry about pledging any asset for collateral. It can also help with a balance transfer when you want to move existing obligations to more manageable terms.

Poonawalla Fincorp offers personal loans with a range of customer-focused features and benefits, including a simple application process, quick approval, a hassle free borrowing process, minimal documentation, flexible repayment tenures, and zero foreclosure charges from own sources. If you are considering a personal loan from Poonawalla, compare the APR, not just the interest rate, to understand the true cost. A loan from Poonawalla Fincorp can also appeal to borrowers who want speed and flexibility without added complexity.

A CIBIL score of 750 and above is required to apply for a Personal Loan. It is ideal to maintain a healthy credit score to increase your chances of loan approval.

Yes. You can use a Personal Loan to consolidate multiple debts and outstanding credit card bills into a single repayment plan. This not only helps you save money but also helps you manage your dues on time.

Applicable prepayment or foreclosure charges may vary based on the loan terms and repayment timeline. Borrowers should review all applicable charges before proceeding with the loan application.

Personal Loan eligibility is dependent on several factors, including monthly income, repayment capacity, credit score, work experience, employment status, and debt to income ratio. In general, personal loan eligibility criteria require applicants to be Indian citizens aged 21 to 60 years, with a minimum monthly income of ₹30,000 and at least 1 year of work experience.

Yes, salaried applicants residing in rented accommodation can also apply for the loan. However, they might be asked to provide rent payment receipts, electricity bills, or a rent agreement as address proof.

Once your application is approved and verification is successfully completed, the loan amount is disbursed as per the loan process and applicable terms and conditions.