Get a Personal Loan for Women Online
Empower your financial journey with customised Personal Loan for women. Whether you are looking to pursue higher education or achieve personal milestones, Poonawalla Fincorp offers you the financial independence to meet any personal needs. Our loan comes with attractive interest rates, minimal documentation, quick approval, and flexible repayment tenure. Apply now!
Why Choose Poonawalla Fincorp
Online Loan for Women: EMI Calculator
Planning your finances just got simpler! Use our user-friendly EMI calculator to estimate your monthly payments effortlessly. Just enter your loan amount, interest rate, and loan tenure to get instant results. This tool helps you stay on top of your budget and make informed financial decisions. Try now!
Apply for a Personal Loan Online in Just 3 Steps
Click on “Apply Now”
Tap the “Apply Now”button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, KYC details and residential details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Eligibility Criteria for Loan for Women
Meet our simple eligibility criteria:
- Age: Between 21 and 60 years.
- Citizenship: Indian.
- Employment: Full-time employment with a private or public limited company.
- Work Experience: Minimum 1 year, with 1 month in the current company.
- Monthly Income: Minimum of ₹30,000.
Documents Required for a Personal Loan for Ladies
Submit just a few mandatory documents:
- KYC Documents: PAN Card, Aadhaar Card, Voter ID, Driving License, or Passport.
- Address Proof: Utility bills, Passport or Rent Agreement.
- Income Documents: Recent salary slips for the last 1 month.
- Financial Documents: Bank statements for the last 3 months.
- Employment Proof: Official email ID or employee ID card.
Interest Rates and Charges for a Personal Loan for Women
We offer personal use loans for women at competitive interest rates and nominal charges on our loan:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Different Uses of a Personal Loan for Women
- Higher education
- Home renovation
- Medical emergencies
- Wedding
- Travel
- Debt consolidation
Tips for a Successful Loan Application
- Have all required documents ready
- Check your credit score
- Verify your eligibility
- Provide accurate and complete information
- Avoid multiple loan applications
Features and Benefits of Loan for Women
Our online Loan for women come with various features and benefits designed to support financial independence and flexibility. Let’s take a look:
• No Collateral Requirement: Personal Loan for women is an unsecured loan, which means you don’t need to pledge any asset to avail of the loan.
• No Usage Restriction: Whether it’s for education, travel, a wedding, or home renovation, there are no restrictions on how you use the funds.
• 100% Digital Application: From application to approval, the entire process can be done online, making it hassle-free.
• Empowerment Through Access: These loans are designed to help women pursue personal and professional goals, be it higher education, entrepreneurship, or managing emergencies.
Happy Customers, Happy Us


I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.


Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!


Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.


I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!


A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.


I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.


I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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Frequently Asked Questions
You can get approval and disbursement instantly after successful verification and approval.
Some of the common reasons for taking out a Personal Loan include covering medical expenses, repaying debt, funding higher education, medical emergencies, and renovating a home.
No. Poonawalla Fincorp offers collateral-free loans with no end-use restrictions.
The loan amount differs from one lender to another. However, at Poonawalla Fincorp, you can avail of a loan between ₹1 Lakh and ₹50 Lakhs.
To improve your credit score, you must follow these practices:
• Pay bills and EMIs on time
• Keep credit use below 30%
• Avoid too many loan applications
• Check your credit report for errors
• Maintain older credit accounts
• Use a secured credit card to build history
These small and consistent actions can make a big difference over time.
A Personal Loan for women is a type of unsecured loan that helps women finance their personal needs like education, business, or emergencies. It often comes with perks like attractive interest rates, easy documentation, and instant application, encouraging financial independence.
The documents required to avail of a Personal Loan for women include:
- KYC Documents: PAN Card, Aadhaar Card, Voter ID, Driving License, or Passport.
- Address Proof: Utility bills, Passport or Rent Agreement.
- Income Documents: Recent salary slips for the last 1 month.
- Financial Documents: Bank statements for the last 3 months.
- Employment Proof: Official email ID or employee ID card.
Poonawalla Fincorp offers a flexible repayment tenure ranging from 12 to 84 months (1 to 7 years) for personal loans for Women. This allows you to choose a repayment period that best fits your financial comfort and goals.
A Personal Loan for Women can be used for different purposes, offering financial flexibility without restrictions. Here are some common uses:
- Higher education or professional courses
- Starting or expanding a business
- Wedding expenses or travel plans
- Medical emergencies
- Home renovation or gadget purchases
- Debt consolidation to manage multiple loans efficiently