Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Get a Personal Loan for Women Online

Empower your financial journey with customised Personal Loan for women. Whether you are looking to pursue higher education or achieve personal milestones, Poonawalla Fincorp offers you the financial independence to meet any personal needs. Our loan comes with attractive interest rates, minimal documentation, quick approval, and flexible repayment tenure. Apply now!

Why Choose Poonawalla Fincorp

Loan Icon High Loan
Amount
collateral Icon Collateral-free
Loan
document icon Minimal
Documentation
Use icon No End-use
Restriction
EMI Icon Flexible
Repayment Tenure
Zero Icon Zero Hidden
Charges

Online Loan for Women: EMI Calculator

Planning your finances just got simpler! Use our user-friendly EMI calculator to estimate your monthly payments effortlessly. Just enter your loan amount, interest rate, and loan tenure to get instant results. This tool helps you stay on top of your budget and make informed financial decisions. Try now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99%
30%

Tenure

Months
12 Months
84 Months

Apply for a Personal Loan Online in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for Loan for Women

Meet our simple eligibility criteria:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment: Full-time employment with a private or public limited company.
  • Work Experience: Minimum 1 year, with 1 month in the current company.
  • Monthly Income: Minimum of ₹30,000.

Documents Required for a Personal Loan for Ladies

Submit just a few mandatory documents:

  • KYC Documents: PAN Card, Aadhaar Card, Voter ID, Driving License, or Passport.
  • Address Proof: Utility bills, Passport or Rent Agreement.
  • Income Documents: Recent salary slips for the last 1 month.
  • Financial Documents: Bank statements for the last 3 months.
  • Employment Proof: Official email ID or employee ID card.

Interest Rates and Charges for a Personal Loan for Women

We offer personal use loans for women at competitive interest rates and nominal charges on our loan:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12 – 84 months
Prepayment/Foreclosure Charges
1. Before repayment of first six EMI:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500/- Per Bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Personal Loan for Women

  • Higher education
  • Home renovation
  • Medical emergencies
  • Wedding
  • Travel
  • Debt consolidation

Tips for a Successful Loan Application

  • Have all required documents ready
  • Check your credit score
  • Verify your eligibility
  • Provide accurate and complete information
  • Avoid multiple loan applications

Features and Benefits of Loan for Women

Our online Loan for women come with various features and benefits designed to support financial independence and flexibility. Let’s take a look:

•    No Collateral Requirement: Personal Loan for women is an unsecured loan, which means you don’t need to pledge any asset to avail of the loan.
•    No Usage Restriction: Whether it’s for education, travel, a wedding, or home renovation, there are no restrictions on how you use the funds.
•    100% Digital Application: From application to approval, the entire process can be done online, making it hassle-free.
•    Empowerment Through Access: These loans are designed to help women pursue personal and professional goals, be it higher education, entrepreneurship, or managing emergencies.
 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

How soon will my loan be disbursed?

You can get approval and disbursement instantly after successful verification and approval.

What are some common reasons for taking a Personal Loan?

Some of the common reasons for taking out a Personal Loan include covering medical expenses, repaying debt, funding higher education, medical emergencies, and renovating a home.

Do I need to mortgage my assets to avail a Personal Loan?

No. Poonawalla Fincorp offers collateral-free loans with no end-use restrictions.
 

What is the minimum and maximum amount for a loan for women?

The loan amount differs from one lender to another. However, at Poonawalla Fincorp, you can avail of a loan between ₹1 Lakh and ₹50 Lakhs.

How can I improve my Credit score to get a Personal Loan for women?

To improve your credit score, you must follow these practices:

•    Pay bills and EMIs on time
•    Keep credit use below 30%
•    Avoid too many loan applications
•    Check your credit report for errors
•    Maintain older credit accounts
•    Use a secured credit card to build history

These small and consistent actions can make a big difference over time.

What is a Personal Loan for women?

A Personal Loan for women is a type of unsecured loan that helps women finance their personal needs like education, business, or emergencies. It often comes with perks like attractive interest rates, easy documentation, and instant application, encouraging financial independence.

What are the documents required to avail a Personal Loan for Women?

The documents required to avail of a Personal Loan for women include:

  • KYC Documents: PAN Card, Aadhaar Card, Voter ID, Driving License, or Passport.
  • Address Proof: Utility bills, Passport or Rent Agreement.
  • Income Documents: Recent salary slips for the last 1 month.
  • Financial Documents: Bank statements for the last 3 months.
  • Employment Proof: Official email ID or employee ID card.
What is the tenure for a Personal Loan for Women?

Poonawalla Fincorp offers a flexible repayment tenure ranging from 12 to 84 months (1 to 7 years) for personal loans for Women. This allows you to choose a repayment period that best fits your financial comfort and goals.

What are the uses of a Personal Loan for Women?

A Personal Loan for Women can be used for different purposes, offering financial flexibility without restrictions. Here are some common uses:

  • Higher education or professional courses
  • Starting or expanding a business
  • Wedding expenses or travel plans
  • Medical emergencies
  • Home renovation or gadget purchases
  • Debt consolidation to manage multiple loans efficiently