Calculate Your Monthly EMI Accurately
Determine your Professional Loan repayment with Poonawalla Fincorp’s Professional Loan EMI calculator. Beyond EMIs, the calculator also helps you plan repayment and a monthly budget. Just enter your loan amount, the interest rate and the repayment tenure in the calculator, and you can immediately see how much you will be paying every month. Try now!
How to use a Professional Loan EMI Calculator
Using our calculator is both free and easy. Here is how simply you can use the calculator
- Enter the loan amount:Enter the loan amount up to ₹75 lakh
- Add the interest rate: Enter the interest rate
- Enter the loan tenure: Select the repayment term that fits your income and financial needs.
After entering all these details, the calculator automatically calculates your EMI and total interest payable. If you need funds to finance your career growth, click on the APPLY NOW to get a professional loan of up to ₹75 lakh.
Note: The calculated amount is just the estimation of monthly EMI based on the details entered in the calculator. Your actual monthly EMI may change based on other loan terms and conditions.
Benefits of a Professional Loan EMI Calculator
Here are all the benefits of the Professional Loan EMI Calculator that make repayment easier:
- Accurate Estimates: The calculator eliminates the chances of human errors and provides accurate estimates.
- Time-saving: As a professional, you can instantly get estimates on EMI and repayment
- Transparent Breakdown: The calculator provides the breakdown of your EMI that goes towards interest and principal.
- Better Financial Planning: Knowing your monthly EMI allows you to plan repayments according to your income and other financial obligations.
How is Professional Loan EMI Calculated
Here is the formula used in the calculation of Professional Loan EMI:
Professional Loan EMI = [P x R x (1+R)^N] / [(1+R)^N - 1] Where,
- P is the principal loan amount
- R is the monthly interest rate (annual rate/12)
- N is the total number of monthly instalments
Although the calculation process may be complicated when done manually, a Professional Loan EMI Calculator makes the process simple. It provides immediate results with EMI and interest payable.
Factors that Affect Professional Loan EMI
Here are all the factors that affect the Professional Loan EMI calculation:
- Loan Amount: The more money you borrow, the more you will pay every month, and the less you borrow, the more manageable the EMI will be.
- Interest Rate: The interest rate directly influences the cost of borrowing. Even a 0.5% change in interest rate can help you save or lose a significant amount.
- Loan Tenure: The longer the tenure, the lower the monthly EMI. Similarly, the shorter the tenure, the higher the EMI, but the lower the total repayment.
- Prepayments: Prepayments made on the principal amount lower the principal amount, which saves on interest and reduces future EMIs.
Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s
FinHub
-
professional loan17 Oct 2025| 4 min -
professional loan07 Aug 2025| 5 min
Frequently Asked Questions
The Professional Loan EMI Calculator is an online tool that helps professionals estimate their monthly loan repayments, total interest, and total repayment before borrowing.
The calculator provides estimates based on the values you input. The accuracy of the results will be as accurate as your inputs. However, the actual EMIs may still vary slightly based on the processing fee that a lender charges.
While delayed payment may attract late charges, both delays and defaults can negatively impact your credit score.
Loan tenure directly influences Professional Loan EMIs. The longer the tenure, the lower the monthly EMI. The shorter the tenure, the higher the EMI and the lower the overall repayment.
Yes. Part or pre-prepayments reduce the outstanding principal, which, in turn, reduces your EMI or the loan tenure.
Yes. As a working professional, you can use the calculator to compare interest, loan and tenure to find a professional loan with the most favourable terms.
Yes. The Poonawalla Fincorp professional loan EMI calculator is free to use and can be accessed at any time.
Yes. The calculator provides an amortisation schedule that breaks down the principal and interest per instalment.
Discover More with
Other Loan Options to Suit Your Needs
Happy Customers, Happy Us
I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.
Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!
Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.
I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!
A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.
I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.
I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.