Get a Pre-owned Car Loan today!
Bring home your dream car with a Pre-owned Car Loan. With a higher loan amount of up to ₹75 lakh, you can easily choose a car of your choice. Our borrower-friendly used car loan focuses on providing a hassle-free experience through our online loan application process with competitive interest rates starting at 11%* p.a.
Pre-owned Car Loan EMI Calculator
Calculate your monthly repayments with our online EMI calculator. Enter the loan amount, interest rate and tenure to calculate your monthly EMI for a used car loan. Try now!
Why Choose Poonawalla Fincorp
High Loan-to-value Ratio
Minimal Documentation
Online Application
Competitive Interest Rate
Flexible Repayment Option
No Hidden Charges
Apply for a Pre-owned Car Loan in Just 3 Steps
Click on "Apply Now"
Tap the “Apply Now” button to initiate your application.
Enter Details
Enter your DOB, contact, employment and car details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Depending upon whether you are salaried, self-employed and firms/companies, your eligibility criteria may differ based on:
- Age
- Occupation
- Income
- Citizenship
Click to know more about the eligibility criteria in detail
Submit the required documents based on whether you are salaried, self-employed and firms/companies to avail the loan.
- KYC Documents
- Financial/Income documents
- Ownership and Insurance documents
- Address proof documents
- Bank statement
Click to know more about the necessary documents in detail
Get the loan at attractive interest rate and nominal charges:
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
With a used car loan, you can enjoy additional benefits such as:
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Balance Transfer: Transfer your existing loan to Poonawalla Fincorp’s used car loan balance transfer and experience significant financial relief with better interest rates, lower EMIs, and substantial savings.
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Top-up Loan: Top-up on your existing loan scheme for a used car of up to 200% of its value. With Poonawalla Fincorp’s used car loan top up, you can enjoy the flexibility of a high loan amount of up to ₹75 Lakh with minimal documentation and no hidden charges.
Happy Customers, Happy Us
Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!
I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!
Pre-owned Car Loan
Very professional staff knowledgeable and polite should be always a first choice to choose Poonawalla i always get gentle reminder about my due date and once payment is made love the teamwork thankyou
Thats a smooth process. It helped me getting my query resolved within fraction of seconds.
Pre-owned Car Loan
All Good Services has Provided From Poonawalla Fincorp I will Definitely Recommend the Company.
Pre-owned Car Loan
The service is very good I have received the payment at the time they were given everything is very good.
Pre-owned Car Loan
I will definitely recommend the company if someone ask or need as I have been associated with company from last 10 years
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pre owned car loan16 Oct 2025| 7 min -
pre owned car loan16 Oct 2025| 6 min
Frequently Asked Questions
A second-hand car loan makes buying your dream car affordable and convenient. With Poonawalla Fincorp, you can get a loan amount of up to ₹75 Lakh and enjoy various benefits such as minimal documentation, flexible repayment tenure, etc.
To avail of the Poonawalla Fincorp used car loan, follow these simple steps:
Step 1: Click on the 'Apply Now' button.
Step 2: Fill in the required details on the loan application form.
Step 3: Upload necessary documents.
On successful verification, the loan amount will be disbursed into your bank account instantly.
With our used car loan, you can buy all kinds of cars, including premium cars, SUVs, sedans, and hatchbacks.