Avail of ₹1 Crore Loan by Leveraging Your Property!
Unlock the potential of your property with a ₹1 Crore Loan Against Property. Whether for business expansion, personal needs, or unforeseen expenses, leverage your property’s value with Poonawalla Fincorp at competitive rates and flexible terms.
Empower your dreams with ease and confidence. Start your journey today to transform opportunities into achievements. Apply now!
Why Choose Poonawalla Fincorp
Loan Against Property EMI Calculator
Calculate your monthly repayments with our EMI calculator. Enter the loan amount, interest rate and tenure to estimate your monthly EMI amount. Calculate now!
Apply for a Loan Against Property in Just 3 Steps
Click on "Apply Now”
Tap the Apply Now button to initiate your application.
Enter Details
Enter your contact, personal, occupation, and property ownership details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Eligibility Criteria for ₹1 Crore Loan Against Property
Depending upon whether you are salaried, self-employed or an established firm/company, your eligibility criteria may differ based on:
- Age
- Citizenship
- Experience/Vintage
- Occupation
Click to know more about the eligibility criteria in detail.
Documents Required for ₹1 Crore Loan Against Property
Provide a few documents based on whether you are a salaried individual, self-employed and firm/company:
- KYC documents
- Financial/Income documents
- Ownership and Insurance documents
- Address proof documents
- Bank statement
Click here to know more about documentation in detail.
Interest Rate and Charges for ₹1 Crore Loan Against Property
Poonawalla Fincorp offers a Loan Against Property at competitive interest rates and nominal charges:
5% on principle partly paid amount plus applicable taxes
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
EMI Calculator for ₹1 Crore Loan Against Property
Simplify your budgeting and stay on top of your payments. Review your monthly instalments for the ₹1 Crore Loan Against Property with our detailed EMI table:
Tenure | Interest Rate | Approximate EMI |
---|---|---|
3 Years | 9.5% | ₹320,329* |
4 Years | 9.5% | ₹251,231* |
5 Years | 9.5% | ₹210,019* |
6 Years | 9.5% | ₹182,747* |
7 Years | 9.5% | ₹163,440* |
8 Years | 9.5% | ₹149,109* |
9 Years | 9.5% | ₹138,094* |
10 Years | 9.5% | ₹129,398* |
11 Years | 9.5% | ₹122,386* |
12 Years | 9.5% | ₹116,637* |
13 Years | 9.5% | ₹111,857* |
14 Years | 9.5% | ₹107,837* |
15 Years | 9.5% | ₹104,422* |
Who Can Get a ₹1 Crore Loan Against Property
- Self-employed individuals
- Salaries employees
- Firms/ Companies
Happy Customers, Happy Us


I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.


Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!


Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.


I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!


A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.


I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.


I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
Discover More with
Other Loan Options to Suit Your Needs




































































Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s
FinHub
-
loan against property
-
loan against property
Frequently Asked Questions
The maximum loan amount you can avail of depends on the LTV Ratio (Loan-to-Value Ratio) and the value of your property. However, Poonawalla offers up to ₹25 Crore, subject to eligibility, verification, and approval.
You can apply for Poonawalla Fincorp’s Loan Against Property with assets such as industrial, residential and commercial properties.
The interest rate for a LAP is determined by factors such as the loan amount, property value, credit score, income, and the lender's policies.