Loan Amount
Up to ₹25 Crore
Interest Rate
Starting at 9.5%* p.a.
Loan Tenure
3-15 Years

Avail of ₹1 Crore Loan by Leveraging Your Property!

Unlock the potential of your property with a ₹1 Crore Loan Against Property. Whether for business expansion, personal needs, or unforeseen expenses, leverage your property’s value with Poonawalla Fincorp at competitive rates and flexible terms.

Empower your dreams with ease and confidence. Start your journey today to transform opportunities into achievements. Apply now!

Why Choose Poonawalla Fincorp

High Loan Amount
Quick Approval Quick
Approval
Minimal Documentation Minimal
Documentation
No Hidden Charges No Hidden
Charges
Flexible EMIs Flexible
EMIs
Competitive Interest Rates Competitive
Interest Rate

Loan Against Property EMI Calculator

Calculate your monthly repayments with our EMI calculator. Enter the loan amount, interest rate and tenure to estimate your monthly EMI amount. Calculate now!

Optimize Your Loan Against Property Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹5100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9 %
15 %

Tenure

Months
36Months
180Months

Apply for a Loan Against Property in Just 3 Steps

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Enter Details

Enter your contact, personal, occupation, and property ownership details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for ₹1 Crore Loan Against Property

Depending upon whether you are salaried, self-employed or an established firm/company, your eligibility criteria may differ based on:

  • Age 
  • Citizenship
  • Experience/Vintage
  • Occupation

  Click to know more about the eligibility criteria in detail.

Documents Required for ₹1 Crore Loan Against Property

Provide a few documents based on whether you are a salaried individual, self-employed and firm/company:

  • KYC documents
  • Financial/Income documents
  • Ownership and Insurance documents
  • Address proof documents
  • Bank statement

Click here to know more about documentation in detail.

Interest Rate and Charges for ₹1 Crore Loan Against Property

Poonawalla Fincorp offers a Loan Against Property at competitive interest rates and nominal charges:

Interest Rate
9.5%* p.a. onwards
Loan Amount
From ₹51 Lakh to ₹25 Crore
Loan Processing Fees
Up to 2% plus applicable taxes
Lowest EMI per month
₹1044* per Lakh for 180 months
Maximum Tenure
3-15 years (12 years for Industrial/Warehouse)
Foreclosure/Prepayment Charges
5% on principle outstanding plus applicable taxes

5% on principle partly paid amount plus applicable taxes
Default Charges
24% per annum plus taxes
Cheque Bounce Charges
₹500/- Per Bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

EMI Calculator for ₹1 Crore Loan Against Property

Simplify your budgeting and stay on top of your payments. Review your monthly instalments for the ₹1 Crore Loan Against Property with our detailed EMI table:

Tenure Interest Rate Approximate EMI
3 Years 9.5% ₹320,329*
4 Years 9.5% ₹251,231*
5 Years 9.5% ₹210,019*
6 Years 9.5% ₹182,747*
7 Years 9.5% ₹163,440*
8 Years 9.5% ₹149,109*
9 Years 9.5% ₹138,094*
10 Years 9.5% ₹129,398*
11 Years 9.5% ₹122,386*
12 Years 9.5% ₹116,637*
13 Years 9.5% ₹111,857*
14 Years 9.5% ₹107,837*
15 Years 9.5% ₹104,422*

 

Who Can Get a ₹1 Crore Loan Against Property

  • Self-employed individuals 
  • Salaries employees 
  • Firms/ Companies 

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

What is the maximum loan amount for a Loan Against Property?

The maximum loan amount you can avail of depends on the LTV Ratio (Loan-to-Value Ratio) and the value of your property. However, Poonawalla offers up to ₹25 Crore, subject to eligibility, verification, and approval.

What types of properties are eligible for a ₹1 Crore Loan Against Property?

You can apply for Poonawalla Fincorp’s Loan Against Property with assets such as industrial, residential and commercial properties.

How is the interest rate determined for a ₹1 Crore Loan Against Property?

The interest rate for a LAP is determined by factors such as the loan amount, property value, credit score, income, and the lender's policies.