Check Your Monthly EMI for Loan Against Property
Turn your property into financial power with confidence using Poonawalla Fincorp’s LAP EMI Calculator. Whether you're planning a Loan Against Property (LAP) or optimising your repayment strategy, our user-friendly tool helps you calculate EMIs instantly, eliminate guesswork, and make informed financial decisions. With precise results and a simple interface, you can plan your tenure wisely and manage your payback schedule stress-free, before you even apply.
How to Use an LAP EMI Calculator?
Here's how you can calculate your monthly EMIs in three simple steps:
1. Enter the Loan Amount: Enter the amount that you want to borrow.
2. Select the Interest Rate: Input the interest rate that is expected or offered.
3. Set the Loan Tenure: Use the slider bar and set it to the number of years in which you would like to repay the loan.
The EMI, including a breakdown of principal and interest costs, will be displayed instantly. This provides you with a better idea of the loan repayment amount.
Benefits of the LAP EMI Calculator
Here are the key benefits:
● Quick Results: Saves time by providing instant results without any manual effort.
● Financial Clarity: Helps to know your EMIs in advance to plan your budget better.
● Comparison Tool: Allows you to explore different loan options by adjusting the tenure, amount, and interest rate to find the most cost-effective plan.
● Transparency: Gain clear insights into your EMI structure so you’re never caught by surprise.
Key Factors Affecting Your LAP EMI
Here are the main factors that help you manage your loan effectively:
● Loan Amount: The higher you opt for a loan amount, the higher your EMIs will be. Therefore, borrow only what you need.
● Interest Rate: EMI increases with higher interest rates. Always compare rates before finalising your loan.
● Loan Tenure: Longer tenures lower your monthly EMI; however, they increase the total interest paid over the loan term. Shorter tenures reduce overall interest; however, they result in higher monthly EMIs.
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Frequently Asked Questions
Manual calculation can be time-consuming and can lead to errors, whereas the LAP EMI Calculator gives you instant and error-free solutions in just a few clicks.
No, the calculator is free to use and can be accessed online at any time.
Yes, you can adjust the tenure slider to see how different durations affect your EMI.
No, the calculator only provides results based on the loan amount, interest rate, and tenure. Processing fees and other charges are incurred separately.
Yes, the LAP EMI Calculator is helpful for balance transfers of loans, allowing you to easily compare the terms of different lenders and plan your repayments.
The calculator enables you to estimate how prepaying your loan can reduce your outstanding balance, helping you understand the impact on your EMI or loan tenure, as per your lender’s policy.
Yes, anyone eligible for a Loan Against Property, whether salaried or self-employed, can use the calculator to effectively plan their finances and estimate their EMIs.
Yes, Poonawalla Fincorp’s LAP EMI Calculator is fully mobile-friendly and can be accessed anytime on your smartphone or tablet for convenient EMI planning.
Yes, along with EMIs, the LAP EMI Calculator will also show the breakup of the total interest and principal amount repayable.
Happy Customers, Happy Us


I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.


Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!


Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.


I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!


A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.


I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.


I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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