Get a PFIN EMI Card Today!
Seize the opportunity to buy now and pay in easy EMIs. Enjoy the freedom to purchase your favourite items today and pay in easy, manageable instalments. Benefit from a high card loan offer of up to ₹5 Lakh, flexible repayment options, and a 100% digital process. Apply now and empower yourself with the financial flexibility you deserve. If you already own an PFIN EMI card, check your available limit and offers on - View My Card Details
Why Choose Poonawalla Fincorp
Meet our simple eligibility criteria to qualify:
- Age: Between 21 and 65 years.
- Citizenship: Indian.
- Employment: Salaried or Self-employed.
- CIBIL score: Above 650/users new to credit.
Submit just a few mandatory documents:
- PAN Card
- Adhaar Card
Check the applicable interest rate and charges:
| Type of fee | Applicable charges |
| PFIN EMI Card Fee (In store) | Rs. 599/- (inclusive of taxes) |
| PFIN EMI Card renewal Fee (In store) | Rs. 199/- (Inclusive of applicable taxes) |
| PFIN EMI Card Fee (Online) | Rs. 999/- (Inclusive of applicable taxes) |
| PFIN EMI Card renewal Fee (Online) | Rs. 299/- (Inclusive of applicable taxes) |
Unlock exclusive privileges with your PFIN EMI Card:
- Health Checkup: Avail a complimentary checkup worth ₹2,000.
- Doctor Teleconsultation: Enjoy unlimited consultations anytime, anywhere.
- PAN Card & Driving License Replacement: Hassle-free document assistance.
- Annual OTT Subscription: Choose from SonyLiv, Amazon Prime, or Zee5, worth ₹1,499.
- Doctor Teleconsultation: Enjoy unlimited consultations anytime, anywhere
- Health checkup: 1 Full body package a year
- SIM / PAN Replacement: Hassle-free document assistance
- Annual OTT Subscription Choose from: Sony Liv/ Amazon Prime/ Zee5
- Music App: Gaana subscription (3 months)
- Service only plan: Unlimited breakdown repair (any 4 appliances)
- Preventive Maintenance Service: Product - 1 AC
Enjoy the unique and extensive benefits of choosing Poonawalla Fincorp’s EMI card:
- High Loan Amount: A card limit of up to ₹5 lakh gives you the freedom to purchase freely without worrying about money.
- Instant Digital Approval: Apply online and get your EMI card right away; there is minimal paperwork and no waiting.
- Competitive Costs: Enjoy competitive costs compared to conventional loans and credit card rates.
- Flexible Repayment Tenures: Experience the freedom to select and repay with flexible EMI options ranging from a few months to years.
- Wide Acceptance: Use the card at thousands of offline partner stores across multiple locations.
- Transparent Terms: EMI plans are transparent and free of foreclosure penalties and hidden fees.
- Smartphones/Digital products: Buy the latest smartphones, tablets, or smartwatches and pay in easy monthly instalments. Upgrade your digital lifestyle without any upfront burden.
- Consumer durables: From refrigerators to washing machines, use PFIN EMI card to purchase essential household appliances and manage payments conveniently over time.
- Consumer electronics: Get access to the latest TVs, sound systems, cameras, and more. With PFIN EMI Card, enjoy top-tier entertainment and gadgets with budget-friendly EMIs.
Already have an PFIN EMI card? Stay informed about your card limit, available offers, and repayment details in just a few clicks. Simply click on View My Card Details to access all the information you need to make the most of your financial flexibility.
Happy Customers, Happy Us
Throughout my loan journey, the Poonawalla Fincorp team showcased exceptional dedication, in-depth product knowledge, and a truly customer-centric approach. At every stage, they guided me with patience and clarity, making the entire process seamless, transparent, and timely. Their proactive communication and unwavering willingness to go the extra mile are a testament to the organization’s high standards of service excellence. Such professionalism not only fosters strong customer trust but also reinforces Poonawalla Fincorp’s reputation as a leading, customer-focused financial institution. I extend my heartfelt thanks to the entire team for their commendable efforts and wish them continued success in all their endeavors.
I am incredibly grateful for the outstanding support I received throughout my loan process. The guidance provided made every step feel manageable and stress-free. What stood out most was the humility and genuine willingness to help at every stage, qualities that made a significant difference in my experience. Without this support, the journey would have been far more challenging. I truly appreciate the dedication and helpful nature that was consistently demonstrated. The efforts put forth were invaluable, and I feel fortunate to have worked with someone so committed and supportive.
It was really great working with Poonawalla Fincorp. Thanks to the support and coordination by the team. I was able to get a significant portion of my requirements despite having a bit of a mess in my financial records. The loan processing and disbursement process at Poonawalla Fincorp was super smooth. They were incredibly cooperative and helpful. I’m looking forward to building a healthy relationship with them in the future. Thank you.
Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!
Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.
I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!
A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.
I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.
I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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Frequently Asked Questions
An PFIN EMI Card is a financial product that allows you to convert your purchases into easy, manageable monthly installments. It provides you with the flexibility to buy now and pay in easy EMIs. You can use the card for purchasing consumer durables, electronics, and other goods.
With an PFIN EMI Card, you can enjoy:
- Flexible payment options
- Instant approvals
- Seamless transactions
- Zero hidden charges
You can get a credit limit of up to ₹5 Lakh with PFIN EMI card. However, the sanctioned limit may vary based on your eligibility and our internal policies.
You can check your PFIN EMI card details by clicking on View My Card Details and logging in with your registered mobile number.
Nominal Fee