Loan Up to ₹5 Lakh
Quick Approval
No Hidden Charges

Get an Instant Loan with a Seamless Digital Process

Fulfil your urgent financial needs with an Instant Loan online. Get up to ₹5 Lakh from Poonawalla Fincorp with minimal documentation, quick approvals, and zero hidden charges. Enjoy flexible repayment options of up to 36 months, simple eligibility criteria, and fast disbursal. Apply now and access funds when you need them most Apply now!

Instant Loan EMI Calculator

Calculate your monthly loan repayment amount with our user-friendly EMI calculator. Just enter your desired loan amount, repayment tenure, and applicable interest rate. Our Personal Loan EMI calculator will automatically display the monthly payable amount along with the principal amount and total interest payable.

Optimise Your Personal Loan Experience
With Monthly Budget Planning
Monthly Payable Amount₹8,791
Principal Amount
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
16 %
36 %

Tenure

Months
12 Months
36 Months

Why Choose Poonawalla Fincorp

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High Loan Amount
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Collateral-free Loan
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Attractive Interest Rate
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Easy Online Application
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Minimal Documentation
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No End-useRestrictions

How to Apply for an Instant Loan Online in Just 3 Steps

Step1

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Step1

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step1

Instant Disbursement

The loan amount will be credited to your bank account instantly.

Get exclusive offers
thoughtfully customised just for you

Submit just a few essential documents to verify your details and access the amount quickly:

KYC Documents: PAN card and Aadhaar card for identity and address verification.

Here are some key benefits of applying for an instant loan online:

  • Access quick funds during unforeseen circumstances.
  • Manage financial expenses without dipping into your savings.
  • Consolidate multiple debts into a single, manageable loan.
  • Cover urgent needs such as medical emergencies or home renovations.
  • Enjoy flexible repayment options designed around your income cycle.

Get Funds Quickly With
Minimal
Documentation

1
Click 'Apply Now' Fill out the online form to start your loan application.
2
Upload Documents Provide your KYC documents to complete the verification.
3
Get Funds Get the loan amount
disbursed to your bank account.

Happy customers, happy us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

Loan disbursal may happen within a few hours after successful verification and approval.

Yes, a digital loan app simplifies the entire process and speeds up instant approval.

Most lenders offer online Loans instantly to both salaried and self-employed applicants, subject to eligibility criteria.

Most eligibility tools make a soft enquiry and do not affect a person's credit history.

Having a higher score will increase your chances of being approved for a loan and will also provide access to some great rates.

Instant loans typically take a completely paperless approach; all documentation gets uploaded digitally.

Yes! An instant loan can be used for almost any type of expense, including educational expenses or urgent bill payments.

Flexible tenure allows you to choose an EMI that suits your budget and repayment capacity.

It is safe if the tenure and EMI are manageable and aligned with your repayment ability.

What do I do if my loan application gets declined?