Loan Amount
Up to ₹25 Crore
Loan Tenure
3-15 Years
Interest Rate
Starting at 9.5% p.a.

Unlock Opportunity With a ₹3 Crore Loan Against Property

Unlock the value of your property with a Loan Against Property from Poonawalla Fincorp. Grow your business, fund big projects, or cover any large expenses with this property mortgage loan.

Enjoy competitive interest rates, flexible repayment options, and quick approvals. Open a world of possibilities and pave the way for a financially secure future. Apply now!

Why Choose Poonawalla Fincorp

Quick
Approval
Fair
Loan-to-Value (LTV)
Minimal
Documentation
No Hidden
Charges
Flexible
Repayment Option
Attractive Interest Rates

EMI Calculator for ₹3 Crore Loan Against Property

Plan and manage your finances seamlessly with our user-friendly EMI calculator. Enter your loan amount, tenure and interest rate to get your EMI amount instantly. Try now!

Optimize Your Loan Against Property Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹5100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9 %
15 %

Tenure

Months
36Months
180Months

Apply for a Loan Against Property in Just 3 Steps

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Enter Details

Enter your contact, personal, occupation, and property ownership details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for ₹3 Crore Loan Against Property

Depending upon whether you are salaried, self-employed and firms/companies, your LAP eligibility criteria may differ based on:

  • Age
  • Occupation
  • Experience/Vintage
  • Citizenship

Click to know more about eligibility criteria in detail

Documents Required for ₹3 Cr Loan Against Property

Submit the required documents based on whether you are salaried, self-employed and firms/companies to avail of this loan:

  • Property Documents
  • Identity Proof
  • Address Proof
  • Income Proof
  • Bank Account Statement

Click to know more about documentation in detail

Interest Rate & Charges for ₹3 Crore Loan Against Property

Get a loan against your property at competitive interest rates and charges:

INTEREST RATE
Strating from
9.5
%*p.a. onwards

PROCESSING FEE
Up to
2
% + applicable taxes

FORECLOSURE CHARGES
5
% on principal outstanding + applicable taxes

Details of Interest Rate and Charges for ₹3 Crore LAP

Interest Rate
9.5%* p.a. onwards
Loan Amount
From ₹51 Lakh to ₹25 Crore
Loan Processing Fees
Up to 2% plus applicable taxes
Lowest EMI per month
₹1044* per Lakh for 180 months
Maximum Tenure
3-15 years (12 years for Industrial/Warehouse)
Foreclosure/Prepayment Charges
5% on principle outstanding plus applicable taxes

5% on principle partly paid amount plus applicable taxes
Default Charges
24% per annum plus taxes
Cheque Bounce Charges
₹500 per bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Who Can Get a ₹3 Crore Loan Against Property?

  • Salaried individuals
  • Self-employed individuals
  • Firm / company

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get Exclusive Access to Simplified
Personal Finance Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

What is the maximum loan amount I can avail of against my property?

While the loan amount can vary on the property and your creditworthiness, at Poonawalla Fincorp, we offer loans up to ₹25 Crore against the mortgage of a property.

What types of properties are eligible for a ₹3 Crore Loan Against Property?

Residential, commercial or industrial properties are eligible for a ₹3 Crore Loan Against Property.

Can I foreclose or prepay a ₹3 Crore Loan Against Property?

Yes, we permit borrowers to foreclose or prepay a Loan Against Property. However, you must pay a nominal foreclosure/prepayment fee of 5% plus applicable taxes to foreclosure/prepay the loan.