Interest Rate
Starting at 15%* p.a.
Loan Tenure
6-48 Months
Hidden Charges
0%

Avail a Business Loan of ₹25 Lakh Instantly

Take your business’ growth to new heights with our ₹25 Lakh Business Loan. From business expansion to purchasing new equipment, our loan covers any of your business needs. Benefit from minimal paperwork, attractive interest rate, and quick approval. Enjoy a hassle-free online application process that is designed to empower entrepreneurs like you. Apply now!

Why Choose Poonawalla Fincorp

No Collateral Required
Competitive Interest
Rate
Quick
Approval
Minimal
Documentation
Flexible Repayment
Tenure
Zero Hidden
Charges

₹25 Lakh Business Loan EMI Calculator

Calculate your monthly instalments instantly with our online EMI calculator. Just enter interest rate, amount and tenure and view your EMIs. Try now!

Optimise Your Business Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
15 %
30 %

Tenure

Months
6Months
48Months

Apply for a Business Loan in Just 3 Steps

Click on "Apply Now”

Tap the "Apply Now" button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for a ₹25 Lakh Business Loan

Meet our simple eligibility criteria:

  • Age: Between 24 and 65 years.
  • Citizenship: Indian.
  • Business Vintage: At least 2 years.
  • Annual Turnover: Minimum of ₹6 Lakh.

Documents Required for a ₹25 Lakh Business Loan

Submit the minimal documents while applying:

  • KYC Documents
  • Business Address Proof
  • Financial Documents

Click to know more about the documentation in detail.

Interest Rate and Charges for a ₹25 Lakh Business Loan

Poonawalla Fincorp offers business loans at favourable rate of interest and nominal charges:

Interest Rate
15%* p.a. onwards
Loan Amount
₹5 Lakh to ₹75 Lakh
Loan Processing Fees
Up to 3.5%
Lowest EMI Per Month
Starting from ₹13,915* per Lakh for 48 months
Loan Tenure
6-48 months
Prepayment/Foreclosure Charges
Up to First 6 EMIs: 6% on principal outstanding + taxes

After 6 EMIs: 5% on principal outstanding + taxes
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500 per bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a ₹25 Lakh Business Loan

  • Expand business operations
  • Restock inventory
  • Purchase equipment
  • Meet working capital needs
  • Manage operational expenses
  • Diversify product line

Who Can Get a ₹25 Lakh Business Loan

  • Women entrepreneurs
  • MSMEs (Micro, Small and Medium Enterprises)
  • Retail shop owners
  • Sole proprietors
  • Partnership firms

Tips for a Successful Business Loan Application

  • Establish a loan purpose
  • Have a healthy credit score
  • Avoid multiple applications
  • Gather required documents beforehand

₹25 Lakh Business Loan EMI for Up to 3 Years

Check the appropriate EMIs for different tenures on ₹25 Lakh Business Loan:

Tenure EMI at 15% p.a. Interest Rate
1 Year ₹2,25,646/month
2 Years ₹1,21,217/month
3 Years ₹86,663/month

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

Can I get a ₹25 Lakh Business Loan?

Yes, you can avail of a ₹25 Lakh Business Loan from Poonawalla Fincorp if you have a good credit score, meet all the eligibility criteria and submit the necessary documents.

What is the maximum Business Loan amount I can avail?

With Poonawalla Fincorp, you can avail of a maximum loan amount of up to ₹75 Lakh.

Is a salaried individual eligible for a Business Loan?

Poonawalla Fincorp doesn’t offer Business Loan to salaried individuals. You need to have owned a business for at least two years and a yearly turnover of at least ₹6 Lakh.