Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

Check Monthly EMI for Travel Loan Online

Decide on your repayment tenure with our travel loan EMI calculator. Just enter the loan amount, interest rate, and tenure to know your EMIs instantly. You can use the slider to check different plans and choose the one that fits you the best, helping you plan your repayment schedule. Try now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99%
30%

Tenure

Months
12 Months
84 Months

Why Choose Poonawalla Fincorp

Loan Icon High Loan
Amount
Interest rate Icon Competitive
Interest Rate
collateral icon Collateral-free
Loan
Use icon No End-use
Restriction
Application Icon Online
Application
EMI Icon Flexible
Terms

Apply for a Personal Loan Online in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Fulfil our simple eligibility criteria to get an instant travel loan:

  • Age: Between 21 and 60 years.
  • Citizenship: Indian.
  • Employment: Full-time employment with a private or public limited company.
  • Work Experience: Minimum 1 year, with 1 month in the current company.
  • Monthly Income: Minimum of ₹30,000.

To get an instant Personal Loan for travel, keep these essential documents handy:

  • KYC Documents: PAN Card, Aadhaar Card, Voter ID, Driving License, or Passport.
  • Address Proof: Utility bills, passport or rent agreement.
  • Income Documents: Recent salary slips for the last 1 month.
  • Financial Documents: Bank statements for the last 3 months.
  • Employment Proof: Official email ID or employee ID card.

We offer personal loans for travel at competitive interest rates and minimal charges:

Interest Rate
9.99%* p.a. onwards
Loan Amount
₹1 Lakh to ₹50 Lakh
Loan Processing Fees
Up to 3% plus applicable taxes
Lowest EMI Per Month
Starting from ₹2,124* per Lakh for 60 months
Loan Tenure
12 to 84 months
Prepayment/Foreclosure Charges
1. Before repayment of first six EMI:
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI:
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes.
Default Charges
24% p.a. + taxes
Repayment Instrument Dishonour Charges
₹500/- Per Bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

​​​​​A Personal Loan for travel can be used to meet various travel-related expenses, such as:

  • Booking flight tickets

  • Hotel accommodation

  • Pay for food and transportation

  • Visa application fee

  • Increasing travel budget

​​​​​​

​​​You can get a travel Personal Loan if you are a:

  • Salaried Employee

  • Salaried Chartered Accountant

  • Salaried Doctor

  • Salaried Company Secretary

Planning to apply for a Personal Loan for travel? Ensure a smooth and successful application process by keeping the following tips in mind:

  • Maintain a healthy debt-to-income ratio

  • Review and maintain a good credit score

  • Check eligibility criteria

  • Disclose all income sources

Before applying for a tourist loan, consider the following points

  • Loan amount: Create a budget and borrow only what is necessary

  • Eligibility criteria: Check the eligibility criteria to ensure faster approvals

  • Interest rate: Compare interest rates to choose one that is affordable

  • Repayment Tenure: Select a tenure based on your monthly budget

  • Hidden Charges: Check all the fees and charges to avoid future surprises

  • Credit Score: Ensure you maintain a good credit score before applying

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

A travel loan, also known as a holiday loan, is a type of unsecured personal loan specifically designed to enable borrowers to fund travel expenses. The application requires basic details and minimal processing fees, and approval happens within 24 to 48 hours. Upon disbursal, you get instant funds, helping you ease the financial worries associated with big trips.

The amount you can borrow for a travel loan varies across lenders and is directly connected to you meeting the eligibility criteria. That being said, many banks and NBFCs offer Personal Loans for travel with flexible amounts up to ₹50 Lakh at competitive interest rates.

A personal loan for travel gives you access to funds to cover all your trip-related expenses. You need to apply for the loan, choose a repayment tenure, get the amount in your bank account upon approval, and repay over the decided tenure.

A holiday loan from Poonawalla Fincorp can help you cover expenses related to travelling and planning a trip, such as your flight tickets, hotel bookings, and other related costs. It helps to alleviate the financial strain of financing your dream vacation.

A Personal Loan is an unsecured loan, i.e. you aren't required to provide collateral, making it one of the easiest ways to ease financial constraints. Getting loan approval is faster since they require minimal documentation, and certain lenders like Poonawalla Fincorp also offer flexible repayment options and zero hidden charges. These reasons ensure you're not stressed about paying off your loan while you enjoy your vacation.

Yes, you can use a Personal Loan for travel to cover expenses for trips abroad, including flights, accommodation, and additional fees for other travel-related costs.

You can avail of a vacation loan of up to ₹50 Lakh, depending on your personal loan eligibility, income, and credit profile.

Eligibility criteria for a travel loan include being an Indian citizen, having a stable income, a strong credit score, and being aged between 21 to 60 years.

Common documents required for a travel loan include identity proof, address proof, income proof, and bank statements.

Interest rates for personal loans for travel can start as low as 9.99% per annum. Repayment terms such as interest rates and monthly payments are agreed upon before loan approval.

The application for travel loans can often be completed digitally within a short time, enhancing user experience.

Yes, with Poonawalla Fincorp, you can choose from a flexible repayment tenure between 12 to 84 months.