Hassle-free Prime Personal Loan for Salaried Employees
Introducing Prime Personal Loan, designed exclusively for salaried employees working with a select few corporates in the country. With an end-to-end digital hassle-free application process and 24*7 availability, Prime Personal Loan also gives you the flexibility to choose longer EMI tenures of up to 84 months*.
This exclusive offering from Poonawalla Fincorp comes with a zero collateral requirement and instant disbursal. Get a loan of up to ₹15 Lakh from Poonawalla Fincorp with minimal paperwork. Benefit from our attractive interest rates and swift approval. Apply now!
Prime Personal Loan EMI Calculator
Plan your monthly repayment efficiently with our EMI calculator. Enter the loan amount, interest rate, and loan tenure. Calculate now!
Why Choose Poonawalla Fincorp
High LoanAmount
Competitive Interest Rate
No End-use Restrictions
Collateral-free Loan
MinimalDocumentation
FlexibleRepayment Options
Apply for a Personal Loan in Just 3 Steps
Click on “Apply Now”
Tap the Apply Now button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, and residential details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Fulfil our simple eligibility criteria:
- Age: Between 23 and 58 years at the time of loan maturity.
- Citizenship: Indian.
- Monthly Income: ₹22,000 and above
- Employment: Full-time employment with a private or public limited company
- Work Experience: Minimum 6 months, with at least 1 month in the current company
Submit just a few essential documents:
- KYC Documents: PAN Card and Aadhaar Card
- Financial Statements: Bank statements for the last 7 months
- Proof of Employment: EPFO check or Verified official email id ( through OTP Verification)
We offer loans to salaried employees at competitive interest rates and minimal charges:
12-84 months for applicants above 28 years with a minimum net salary of ₹30000/- per month
i) If Foreclosure or Prepayment is done including balance transfer from another financial institution – 4 % on amount being prepaid plus applicable taxes.
2) After repayment of first six EMI
i) If Foreclosure or Prepayment is done from own funds of the Borrower- Nil charges.
ii) If Foreclosure or Prepayment is done any other source including by balance transfer from another bank/financial institution- 4% on amount being prepaid plus applicable Taxes
- Covering travel costs
- Meeting your wedding expenses
- Renovating your home, purchasing furniture and white goods
- Paying emergency medical costs
- Financing your higher education, school fees and college fees
- Purchasing a vehicle
- Hair Transplant & luxury medical expenses
- Debt Consolidation
- Other non-speculative personal expenses
- Fulfil the eligibility criteria
- Check your CIBIL score
- Keep your debt-to-income ratio low
- Submit all the necessary documents
- Avoid multiple loan applications
Happy Customers, Happy Us
I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.
Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!
Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.
I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!
A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.
I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.
I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
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personal loan04 Feb 2026| 5 min
Frequently Asked Questions
You will need a good bureau/credit score to become eligible for our Prime Personal Loan.
No, you need not pledge any collateral or security to apply for our personal loan. Just ensure that you meet the eligibility criteria and submit the necessary documents to get loan approval.
Many factors affect the interest rate for our Prime Personal Loan for Salaried Employees, including your current employer, credit score, work experience, loan amount, monthly income, repayment capacity, etc.