Interest Rate
Starting at 9.99%* p.a.
Tenure
12-84 Months
Hidden Charges
0%

Check Monthly EMI for ₹10 Lakh Loan Amount

Plan your monthly EMIs efficiently with our Personal Loan EMI calculator. Just enter the loan amount, tenure, and interest rate and know the EMIs instantly.

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99%
30%

Tenure

Months
12 Months
84 Months

Why Choose Poonawalla Fincorp

collateral icon Collateral-free Loan
interest rate icon Attractive
Interest Rate
document icon Minimal
Documentation
EMI Icon Flexible
Repayment Option
Close Icon Zero Foreclosure
Charges
Charge Icon No Hidden
Charges

Apply for a Personal Loan Online in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Submit the following documents to apply for Personal Loan:

  • KYC Documents: PAN Card, Aadhaar Card, Voter ID, Driving License, or Passport.
  • Address Proof: Utility Bills, Passport or Rent Agreement.
  • Income Documents: Recent salary slip for the last 1 month.
  • Financial Statements: Bank statements for the last 3 months.
  • Proof of Employment: Official email ID confirmation or employee ID card.

  • Wedding
  • Home Renovation
  • Travel
  • Medical Emergency
  • Education

  • Salaried doctors
  • Salaried Company Secretaries
  • Salaried Chartered Accountants

  • Have a Strong CIBIL Score
  • Review and Improve Credit Report
  • Manage Debt-to-Income Ratio
  • Keep documents ready in advance

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

There are no foreclosure charges if you pay the amount from your own sources. However, upon payment from other sources, a charge of 4% on the outstanding loan amount will be levied.

You can use our Personal Loan for home renovation, travelling, funding higher education, consolidating high-interest debt, or any purpose based on your need.

A CIBIL score of over 700 increases your chances of getting approved for our ₹10 Lakh Personal Loan with good repayment terms.