Get a Loan Against Residential Property With Minimal Paperwork
Dealing with financial emergencies or arranging funds to meet big-ticket expenses requires access to easy credit facilities with favourable terms. This is where you can leverage your residential property to manage your expenses. Unlock your property’s value with a Loan Against Residential Property. Get a loan of up to ₹25 Crore to meet your personal or business expenses with flexible EMIs and minimal paperwork.
Choose a trusted financial lender like Poonawalla Fincorp to get a Loan Against Residential Property with competitive interest rates, no end-usage restrictions and quick approval. Apply now!
Loan Against Property EMI Calculator
Use our EMI calculator to plan your monthly repayments effortlessly. Enter the loan amount, interest rate, and tenure to know your EMIs instantly. Try now!
Why Choose Poonawalla Fincorp
Fair Loan-to-Value (LTV) Ratio
Flexible Repayment Tenure
Zero HiddenCharges
Quick Approval
Online Application Process
Competitive Interest Rate
Apply for a Loan Against Property in Just 3 Steps
Click on "Apply Now”
Tap the Apply Now button to initiate your application.
Enter Details
Enter your contact, personal, occupation, and property ownership details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Although our eligibility criteria differ based on whether you are salaried, self-employed or an established firm/company, here are some of the main details:
- Age
- Citizenship
- Experience/Vintage
- Occupation
Click to know more about the eligibility criteria in detail.
Submit the necessary documents, depending on whether you are salaried, self-employed or an established firm/company, to avail of our property mortgage loan:
● KYC Documents
● Income Proof
● Property Papers
● Bank Account Statement
● Address Proof
Click to know more about the documentation in detail.
We offer a mortgage loan at attractive interest rates and nominal charges:
Upto 5% on principle partly paid amount plus applicable taxes
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
- Financing higher education
- Paying for medical emergencies
- Renovating your home
- Consolidating high-interest debt
- Expanding your business
● Salaried Individuals
● Self-employed Professionals
● Companies/Firms
● Check the eligibility criteria
● Determine your reasons for availing of the loan
● Borrow only what you need
● Check your credit score
● Arrange the necessary documents
● Avoid multiple loan applications
Happy Customers, Happy Us
I am incredibly grateful for the outstanding support I received throughout my loan process. The guidance provided made every step feel manageable and stress-free. What stood out most was the humility and genuine willingness to help at every stage, qualities that made a significant difference in my experience. Without this support, the journey would have been far more challenging. I truly appreciate the dedication and helpful nature that was consistently demonstrated. The efforts put forth were invaluable, and I feel fortunate to have worked with someone so committed and supportive.
Throughout my loan journey, the Poonawalla Fincorp team showcased exceptional dedication, in-depth product knowledge, and a truly customer-centric approach. At every stage, they guided me with patience and clarity, making the entire process seamless, transparent, and timely. Their proactive communication and unwavering willingness to go the extra mile are a testament to the organization’s high standards of service excellence. Such professionalism not only fosters strong customer trust but also reinforces Poonawalla Fincorp’s reputation as a leading, customer-focused financial institution. I extend my heartfelt thanks to the entire team for their commendable efforts and wish them continued success in all their endeavors.
It was really great working with Poonawalla Fincorp. Thanks to the support and coordination by the team. I was able to get a significant portion of my requirements despite having a bit of a mess in my financial records. The loan processing and disbursement process at Poonawalla Fincorp was super smooth. They were incredibly cooperative and helpful. I’m looking forward to building a healthy relationship with them in the future. Thank you.
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Frequently Asked Questions
Poonawalla Fincorp permits borrowers to foreclose or prepay a Loan Against Property. However, you must pay a nominal foreclosure/prepayment fee of 5% plus applicable taxes to foreclosure/prepay the loan.
You can apply for our mortgage loan by pledging industrial, residential or commercial properties.
A salaried individual should have a work experience of at least 3 years, with a minimum of 6 months with the current employer, to become eligible for availing of Poonawalla Fincorp's mortgage loan.
*T&C Apply