Apply for a Pre-owned Car Loan for SUV Cars Instantly
A sports utility vehicle (SUV) is ideal for spontaneous off-road trips because of its spacious interiors, performance, passenger comfort, and safety. However, it comes at a premium, which makes purchasing this car difficult. Thankfully, you can fulfil your aspiration of buying an SUV of your choice with a Pre-owned Car Loan.
Get a loan of up to ₹75 Lakh with flexible EMIs and minimal paperwork. We at Poonawalla Fincorp offer a cost-effective used car loan for SUVs with attractive interest rates, a loan of up to 100% of the car’s value and instant disbursal. Apply now!
Pre-owned Car Loan EMI Calculator
Plan your monthly repayments with our user-friendly EMI calculator for a used car loan. Just enter the loan amount, interest rate, and tenure to view your EMI instantly. Try it now!
Why Choose Poonawalla Fincorp
Up to 100%of Car’s Value
Attractive Interest Rate
Minimal Documentation
Flexible Repayment Tenure
Quick Approval
No HiddenCharges
Apply for a Pre-owned Car Loan in Just 3 Steps
Click on "Apply Now"
Tap the “Apply Now” button to initiate your application.
Enter Details
Enter your DOB, contact, employment and car details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Although the eligibility criteria for availing of a pre-owned SUV car loan differs based on whether you are salaried, self-employed or an established firm/company, here are some of the main details:
Age limit:
- For salaried employees: 21-60 years
- For self-employed individuals: 24-65 years
- For a proprietor, partner or director of a firm/company: At least 24 years
- Nationality: Indian
- Work experience (for salaried):
- Loan amount of up to ₹10 Lakh: At least 3 months in current employment with total work experience of 12 months
- Loan amount of ₹10 Lakh to ₹75 Lakh: At least 6 months in current employment with total work experience of 24 months
- Business vintage (for self-employed):
- Loan amount of up to ₹10 Lakh: Minimum 24 months in current business
- Loan amount of ₹10 Lakh to ₹75 Lakh: Minimum 36 months in current business
- Business vintage (for firm or company): Should be in the same business for at least 2 years
Click to know more about our eligibility criteria in detail.
Submit the necessary documents to avail of our second-hand car loan based on whether you are salaried, self-employed or an established firm/company:
- Car Documents
- Identity Proof
- Address Proof
- Income Proof
- Bank Account Statement
Click to know more about the necessary documents in detail.
We offer a Pre-owned Car Loan for SUVs at attractive interest rates and nominal charges:
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
- Salaried Individuals
- Self-employed Professionals
- Firms/Companies
- Fulfil the eligibility criteria
- Check your credit score
- Maintain a low debt-to-income ratio
- Avoid multiple loan applications
- Keep the required documents handy
- Add a co-applicant to strengthen your loan application
Happy Customers, Happy Us
Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!
I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!
Pre-owned Car Loan
Very professional staff knowledgeable and polite should be always a first choice to choose Poonawalla i always get gentle reminder about my due date and once payment is made love the teamwork thankyou
Thats a smooth process. It helped me getting my query resolved within fraction of seconds.
Pre-owned Car Loan
All Good Services has Provided From Poonawalla Fincorp I will Definitely Recommend the Company.
Pre-owned Car Loan
The service is very good I have received the payment at the time they were given everything is very good.
Pre-owned Car Loan
I will definitely recommend the company if someone ask or need as I have been associated with company from last 10 years
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pre owned car loan16 Oct 2025| 7 min -
pre owned car loan16 Oct 2025| 6 min
Frequently Asked Questions
A salaried individual needs to submit:
- Passport
- Driving License
- Voter ID
If you miss the EMI payments for your second-hand car loan, a penalty of 24% p.a. + taxes is applicable on the outstanding amount.
A CIBIL score of 750 and above increases your chances of getting our second-hand car loan approval at lower interest rates and favourable loan terms.