Get Personal Loan Online
Financial emergencies can arise at any time, creating the need for quick access to funds. Poonawalla Fincorp offers Personal Loan of up to ₹50 Lakh at competitive interest rates starting from 9.99% p.a. This is along with fast approval and an easy application process.
Our online Personal Loan provides instant financial support for various needs. This can include medical emergencies, wedding expenses, education costs, or debt consolidation, without requiring any collateral.
Personal Loan EMI Calculator
Our Personal Loan EMI Calculator helps you to make plans for easy payments each month. You need to just enter the loan amount, interest rate, and the repayment tenure to immediately compute fixed monthly instalments.
Plan your repayments with out Personal Loan EMI Calculator
Why Choose Poonawalla Fincorp
Apply for a Personal Loan Online in Just 3 Steps
Click on “Apply Now”
Tap the “Apply Now”button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, KYC details and residential details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Poonawalla Fincorp has the following criteria to qualify you as a Personal Loan borrower:
|
Learn more about eligibility criteria for a Personal Loan
To successfully apply for a Personal Loan, applicants will need to provide their basic details such as registration information, bank details, and identity documents like PAN and Aadhaar, along with the following documents:
|
Learn more about documents required for a Personal Loan
Get a personal use loan at an attractive interest rate and charges:
|
Click here to learn more about the interest rates and charges of our Personal Loan.
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
Personal loans are flexible and come with no end-use restrictions, making them suitable for a wide range of needs:
-
Medical Emergency: Cover unexpected medical expenses such as surgeries, treatments, or hospitalisation with quick access to funds.
-
Education Expenses: Finance higher education, professional courses, or overseas studies for yourself or a family member.
-
Wedding Expenses: Manage wedding-related costs, including the venue, catering, decorations, and ceremonies.
-
Home Renovation: Renovate your home with repairs, interior design, modernisation, or expansion.
-
Debt Consolidation: Combine multiple debts, including credit card bills, into a single loan with a manageable repayment plan.
-
Travel: Plan domestic or international holidays, honeymoons, or family trips without draining your savings.
-
Shopping: Purchase high-value items such as electronics, furniture, appliances, or other essentials during festive seasons.
Get Funds Quickly With
Minimal
Documentation
Happy customers, happy us
Throughout my loan journey, the Poonawalla Fincorp team showcased exceptional dedication, in-depth product knowledge, and a truly customer-centric approach. At every stage, they guided me with patience and clarity, making the entire process seamless, transparent, and timely.Their proactive communication and unwavering willingness to go the extra mile are a testament to the organization’s high standards of service excellence. Such professionalism not only fosters strong customer trust but also reinforces Poonawalla Fincorp’s reputation as a leading, customer-focused financial institution.I extend my heartfelt thanks to the entire team for their commendable efforts and wish them continued success in all their endeavors.
I am incredibly grateful for the outstanding support I received throughout my loan process. The guidance provided made every step feel manageable and stress-free. What stood out most was the humility and genuine willingness to help at every stage, qualities that made a significant difference in my experience.Without this support, the journey would have been far more challenging. I truly appreciate the dedication and helpful nature that was consistently demonstrated. The efforts put forth were invaluable, and I feel fortunate to have worked with someone so committed and supportive.
It was really great working with Poonawalla Fincorp. Thanks to the support and coordination by the team. I was able to get a significant portion of my requirements despite having a bit of a mess in my financial records. The loan processing and disbursement process at Poonawalla Fincorp was super smooth. They were incredibly cooperative and helpful. I’m looking forward to building a healthy relationship with them in the future. Thank you.
Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!
Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.
I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!
A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.
I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.
I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
Explore Different Types of Personal Loans As Per Salary
Explore Different Types of Personal Loans As Per Amount
Explore Different Types of Personal Loans for Various Purposes
Explore Different Types of Personal Loans As Per Cities


Explore Loan & Calculators
Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s
FinHub
-
Personal Loan28 Mar 2026 | 5 Minutes
Frequently Asked Questions
A Personal Loan is offered by lending institutions to help borrowers meet any urgent financial need or fulfil their aspirations. It is unsecured, meaning the borrowers do not pledge collateral. Also, a Personal Loan does not come with end-usage restrictions. Borrowers can use this loan to address any immediate requirements.
Apply for a Personal Loan from Poonawalla Fincorp in just 3 steps:
- Step 1: Click on ‘Apply Now’.
- Step 2: Enter your personal details.
- Step 3: Upload the required documents.
A Personal Loan is a collateral-free loan, and it is used for:
- Medical emergencies
- Home renovation
- Wedding
- Higher education
- Vacation
In other words, a Personal Loan is used to fulfil any urgent financial requirement.
In other words, a Personal Loan is used to fulfil any urgent financial requirement.
The documentation requirements for a Personal Loan from Poonawalla Fincorp are:
- KYC Documents - PAN card, Aadhaar card, Driving license, Voter ID, Passport.
- Address Proof - Passport, Utility bills, Rent agreement.
- Income Proof - Salary slips for the last 3 months.
- Financial Proof - Bank statement for the last 3 months.
- Employment Proof - Office email, Office ID card (in case office email ID is not confirmed).
The minimum credit score required for availing of a Loan for personal usage from Poonawalla Fincorp is 750.
Poonawalla Fincorp is one of the largest and fastest-growing Non-Banking Financial Services Companies with a rich legacy of trust, transparency, and a customer-first approach. Here are a few benefits and features of a Personal Loan from Poonawalla Fincorp:
- High loan amount: Get up to ₹50 Lakh.
- Complete transparency: No hidden charges.
- Hassle-free application: Digital process with minimal documentation.
- Quick approval and disbursal: No need to wait for days to get the loan.
- Competitive interest rates: Personal Loan interest rates start at 9.99% p.a.
- Flexible EMIs: With a loan tenure of 12-84 months, choose your EMIs at your convenience.
- No foreclosure charges: Prepay the Personal Loan without paying any charges.
To qualify for a Personal Loan, you must be an Indian citizen aged between 21 and 60 years, have at 1 year of work experience, be employed in a stable job, and earn a minimum monthly income of ₹30,000.
Personal Loan repayment tenure ranges from 12 to 84 months, allowing you to choose a tenure that fits your financial plans and monthly budget.
Poonawalla Fincorp offers personal use loans at competitive interest rates with minimal documentation, quick approval, and flexible repayment tenure, ensuring a hassle-free and convenient borrowing experience.
A CIBIL score of 750 or above is preferred by lenders for Personal Loan approval. However, having a good repayment history and stable income can further strengthen your application.
Personal loan interest rate is calculated based on the principal amount, interest rate, and tenure. Lenders generally use the reducing balance method, meaning the interest is charged only on the outstanding principal amount.
With Poonawalla Fincorp, Personal Loan approvals are quick after submitting the required documents, meeting the loan eligibility criteria, and successful verification.