Loan Amount
Up to ₹25 Crore
Interest Rate
Starting at 9.5%* p.a.
Loan Tenure
3-15 Years

Apply for a Loan of ₹80 Lakh Against Your Property

Meet your financial aspirations by applying for a Loan Against Property of ₹80 Lakh from Poonawalla Fincorp. Enjoy a seamless loan journey with minimal documentation, no hidden charges, simple eligibility criteria, and swift disbursal.

Get access to substantial funds to support business expansion, meet educational expenses, pay for your travel/vacations or fulfil other financial goals. Apply now and turn your aspirations into reality!

Why Choose Poonawalla Fincorp

High Sanction Limit High Loan
Amount
No Hidden Charges No Hidden
Charges
Flexible Repayment Options Flexible Repayment
Tenure
Minimal
Documentation
Online
Application
Swift Approval Swift
Approval

Loan Against Property EMI Calculator

Use our EMI Calculator to compute the EMI for ₹80 Lakh mortgage loan. Simply enter the loan amount, tenure and interest rates to know the EMI instantly. Try it now!

Optimize Your Loan Against Property Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹5100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9 %
15 %

Tenure

Months
36Months
180Months

Apply for a Loan Against Property in Just 3 Steps

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Enter Details

Enter your contact, personal, occupation, and property ownership details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for ₹80 Lakh Loan Against Property

Qualify for the loan with our simple eligibility criteria:

  • Age Limit
  • Nationality
  • Work Experience
  • Business Stability

Click to know more about eligibility criteria in detail

Documents Required for ₹80 Lakh Loan Against Property

Submit minimal paperwork, based on whether you are salaried, self-employed or owner of a firm/company, to apply for the mortgage loan:

  • KYC Documents
  • Income Proof
  • Bank Account Statement
  • Property Papers
  • Address Proof

Click to know more about documentation in detail

Interest Rate and Charges for ₹80 Lakh Loan Against Property

Avail of ₹80 Lakh Loan Against Property with attractive interest rate and nominal charges:

Interest Rate
9.5%* p.a. onwards
Loan Amount
From ₹51 Lakh to ₹25 Crore
Loan Processing Fees
2% plus applicable taxes
Lowest EMI
Starting from ₹1,044* per Lakh for 180 months
Maximum Tenure
3-15 years (12 years for Industrial/Warehouse)
Foreclosure/Prepayment Charges
5% on principle outstanding plus applicable taxes

5% on principle partly paid amount plus applicable taxes
Default Charges
24% per annum plus taxes
Cheque Bounce Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Different Uses of a Loan Against Property

  • Business expansion
  • Meeting overseas education expenses
  • Consolidation of existing high-interest debts
  • Home renovation
  • Medical emergencies

Who Can Avail of an ₹80 Lakh Loan Against Property

  • Salaried Individuals
  • Self-employed Professionals
  • Firms and Companies

Tips for Successful Loan Against Property Application

  • Know your financial objectives for availing of the loan
  • Check the eligibility criteria before applying for LAP
  • Choose the loan amount required to meet your needs
  • Check your credit score
  • Prepare the necessary documents before applying

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

What is the minimum tenure for availing of an ₹80 Lakh Loan Against Property?

The minimum repayment tenure for ₹80 Lakh Loan Against Property is 3 years

What is the minimum interest rate for an ₹80 Lakh Loan Against Property?

Poonawalla Fincorp offers a Loan Against Property at interest rates starting from 9.5%* p.a. Maintain a good credit score to secure the loan with quick approval and favourable loan terms.

What happens if I default on my Loan Against Property?

Defaulting can lead to penalties, legal action, and the risk of losing the mortgaged property. It is, therefore, essential to communicate with the lender if you are facing difficulties in repaying the loan.

*T&C Apply