Loan Amount
Up to ₹25 Crore
Loan Tenure
3-15 Years
Interest Rate*
Starting at 9.5%* p.a.

Avail of a ₹2 Crore Loan Against Property

Leverage your property to meet your fund requirements with ₹2 Crore Loan. Secure funds against any property as collateral for business expansion, educational expenses, wedding, etc.

Get the loan amount at an affordable interest rate with minimal documentation, quick approval, and flexible repayment tenure. Apply now!

Why Choose Poonawalla Fincorp

Fair Loan-to-Value (LTV) Ratio
Minimal
Documentation
Attractive Interest Rate
Flexible
Repayment Option
Quick
Application
No Hidden
Charges

EMI Calculator for Loan Against Property

Plan and manage your finances seamlessly with our user-friendly EMI calculator. Enter your loan amount, tenure and interest rate to get your EMI amount instantly. Try now!

Optimize Your Loan Against Property Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹5100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9 %
15 %

Tenure

Months
36Months
180Months

Apply for a Loan Against Property in Just 3 Steps

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Enter Details

Enter your contact, personal, occupation, and property ownership details.

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for ₹2 Crore Loan Against Property

Meet the following criteria to qualify:

  • Age
  • Occupation
  • Experience/Vintage
  • Citizenship

Click to know more about eligibility criteria in detail

Documents Required for ₹2 Crore Loan Against Property

Submit the following documents while applying:

  • Property Documents
  • Identity Proof
  • Address Proof
  • Income Proof
  • Bank Account Statement

Click to know more about documentation in detail

Interest Rate and Charges for ₹2 Crore Loan Against Property

Get a loan from us at a competitive interest rate and transparent charges:

INTEREST RATE
Strating from
9.5
%*p.a.

PROCESSING FEE
Up to
2
% + applicable taxes

FORECLOSURE CHARGES
5
% on principal outstanding + applicable taxes

Details of Interest Rate and Charges for LAP of ₹2 Crore

Interest Rate
9.5%* p.a. onwards
Loan Amount
From ₹51 Lakh to ₹25 Crore
Loan Processing Fees
Up to 2% plus applicable taxes
Lowest EMI per month
₹1044* per Lakh for 180 months
Maximum Tenure
3-15 years
Foreclosure/Prepayment Charges
5% on principle outstanding plus applicable taxes

5% on principle partly paid amount plus applicable taxes
Default Charges
24% per annum plus taxes
Cheque Bounce Charges
₹500/- Per Bounce
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Who Can Get a ₹2 Crore Loan Against Property?

  • Salaried individuals
  • Self-employed individuals
  • Firm/company

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

Can I get a loan against my home?

Yes, it is possible to get a loan against your home by pledging your commercial or residential property as collateral.

Does the LAP EMI calculator function the same as the LAP eligibility calculator?

No, the Loan Against Property EMI calculator is not similar to the Loan Against Property eligibility calculator. EMI calculator doesn't reveal your loan eligibility.

Can I apply for ₹2 Crore Loan Against Property if I am a co-owner?

Yes, as a co-owner of the property, you can apply for ₹2 Crore Loan Against the Property. However, all co-owners must be joint applicants for the loan.

Which factors should be considered when using the Loan Against Property EMI calculator?

While using the LAP EMI calculator, consider the loan amount, tenure of loan, and rate of interest.
*T&C Apply