Avail of a Loan Against Industrial Property With Quick Approval
Unlock the value of your industrial assets and access funds to accelerate business growth with a Loan Against Property from Poonawalla Fincorp. By mortgaging your industrial property, you can secure substantial financing of up to ₹25 Crore. This can support your business expansion, working capital requirements, or the purchase of industrial land.
With minimal paperwork and a streamlined approval system, businesses can access funds quickly and efficiently. Apply now for a loan against industrial property and get quick access to funds.
EMI Calculator for a Loan Against Industrial Property
To plan your finances wisely, you should first understand what your EMI will be on a secured loan. A Loan Against Property EMI calculator helps you accurately estimate your monthly instalments. Simply enter the loan amount, interest rate, and repayment tenure to instantly view your EMI breakdown.
Why Choose Poonawalla Fincorp
Fair Loan-to-Value
(LTV) Ratio
No HiddenCharges
Flexible EMIs
Quick Approval
Online Application Process
Attractive Interest Rate
Apply for a Loan Against Property in Just 3 Steps
Click on "Apply Now”
Tap the Apply Now button to initiate your application.
Enter Details
Enter your contact, personal, occupation, and property ownership details.
Upload Documents
Upload the necessary documents for quicker approval.
On successful verification, the loan amount will be disbursed into your bank account instantly.
Although our eligibility criteria differ based on whether you are self-employed or an established firm/company, here are some of the main details:
- Age
- Citizenship
- Experience/Vintage
- Occupation
Click to know more about the eligibility criteria in detail.
Provide the necessary documents, depending on whether you are a self-employed individual or an established firm/company, to avail of our property mortgage loan:
- KYC documents
- Income Proof
- Property Papers
- Bank Account Statement
- Address Proof
Click to know more about the documentation in detail.
We offer a mortgage loan at attractive interest rates and nominal charges:
Upto 5% on principle partly paid amount plus applicable taxes
Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf
*T&C Apply
● Expanding your business
● Purchasing newer equipment
● Consolidating existing high-interest debt
● Paying for medical emergencies
● Refurbishing your home
● Covering higher education expenses
If you own industrial property and are looking to unlock its value for funding, you may be eligible to apply under the following applicant categories.
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Salaried Individuals: Salaried professionals working with LLPs, private limited companies, or public limited companies who have a stable income and a valid bank account.
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Self-Employed Professionals: Business owners, proprietors, partners, or directors with a stable source of income and a proven business track record.
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Companies and Partnership Firms: Businesses such as partnership firms or private limited companies engaged in manufacturing, servicing, or trading activities.
A Loan Against Industrial Property from Poonawalla Fincorp is designed to support a wide range of borrowers. It offers flexible financing solutions for both individual professionals and business entities.
Following these simple tips can strengthen your application and improve the likelihood of faster loan approval:
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Check Eligibility Criteria: Review the lender’s requirements related to age, income, business vintage, and property ownership before submitting your application.
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Maintain a Credit Utilisation Ratio of up to 30%: Keeping your credit card usage low shows responsible credit behaviour and positively impacts your credit profile.
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Borrow Only What You Need: Applying for a reasonable loan amount based on your repayment capacity improves your chances of approval.
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Check Your Cibil Score: A higher credit score indicates strong creditworthiness and can help you secure better loan terms.
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Arrange the Necessary Documents: Upload documents, such as KYC, income proof, property papers, and bank statements, on time to avoid delays in loan approval.
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Avoid Multiple Loan Applications: Submitting multiple loan applications at once may negatively affect your credit score and reduce your chances of approval.
Happy Customers, Happy Us
I am incredibly grateful for the outstanding support I received throughout my loan process. The guidance provided made every step feel manageable and stress-free. What stood out most was the humility and genuine willingness to help at every stage, qualities that made a significant difference in my experience. Without this support, the journey would have been far more challenging. I truly appreciate the dedication and helpful nature that was consistently demonstrated. The efforts put forth were invaluable, and I feel fortunate to have worked with someone so committed and supportive.
Throughout my loan journey, the Poonawalla Fincorp team showcased exceptional dedication, in-depth product knowledge, and a truly customer-centric approach. At every stage, they guided me with patience and clarity, making the entire process seamless, transparent, and timely. Their proactive communication and unwavering willingness to go the extra mile are a testament to the organization’s high standards of service excellence. Such professionalism not only fosters strong customer trust but also reinforces Poonawalla Fincorp’s reputation as a leading, customer-focused financial institution. I extend my heartfelt thanks to the entire team for their commendable efforts and wish them continued success in all their endeavors.
It was really great working with Poonawalla Fincorp. Thanks to the support and coordination by the team. I was able to get a significant portion of my requirements despite having a bit of a mess in my financial records. The loan processing and disbursement process at Poonawalla Fincorp was super smooth. They were incredibly cooperative and helpful. I’m looking forward to building a healthy relationship with them in the future. Thank you.
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loan against property26 Mar 2026| 5 min -
loan against property13 Mar 2026| 4 min
Frequently Asked Questions
A Loan Against Industrial Property is a secured loan in which you pledge your residential and commercial properties as collateral to obtain funds. The property remains in your ownership while the lender holds it as security until the loan is fully repaid.
Poonawalla Fincorp offers competitive floating interest rates starting from around 9.5%* p.a. However, it depends on factors such as the borrower’s credit profile, loan amount, and repayment tenure.
You can typically avail of a loan ranging from around ₹50 Lakh up to ₹25 Crore. It depends on the property's market value, your repayment capacity, and the lender’s evaluation.
Yes, the funds obtained through a Loan Against Industrial Property may be used for various business purposes. This includes purchasing industrial land, expanding operations, or meeting working capital requirements, subject to the lender’s approval.
The repayment tenure can range from 3 to 15 years, depending on the borrower’s eligibility, loan amount, and the lender’s policies.
Foreclosure or prepayment charges may apply depending on the loan agreement and the lender’s terms and conditions. Borrowers should review the applicable charges at the time of loan sanction.
Eligible industrial properties may include manufacturing units, industrial sheds, warehouses, cold storage facilities, and properties located in industrial estates. Acceptance of the property depends on the lender’s evaluation and documentation.
Lenders generally provide 50%–70% of the property’s market value as the loan amount. The final sanctioned amount depends on factors such as property valuation, credit profile, and repayment capacity.
Applicants usually need to submit identity proof, address proof, income proof such as ITR or financial statements, recent bank statements, and property ownership documents for verification.
A Home Loan is specifically used to purchase or construct a residential property. A Loan Against Property allows you to pledge an existing property and use the funds for various personal or business purposes while continuing to retain ownership of the property.