Loan Amount
Up to ₹50 Lakh
Interest Rate
Starting at 9.99%* p.a.
Loan Tenure
12-84 Months

EMI Calculator for a Loan on ₹40,000 Salary

Estimate your EMI by using our Personal Loan EMI calculator. Just enter the loan amount, interest rate and tenure to check your EMI amount within seconds. Try now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99%
30%

Tenure

Months
12 Months
84 Months

Plan your repayments with our Personal Loan EMI Calculator

Why Choose Poonawalla Fincorp

collateral icon No Collateral
Required
Quick Icon Faster Loan
Approval
EMI Icon Flexible
EMIs
Interest Rate Icon Competitive
Interest Rate
document icon Minimal
Documentation
Zero Icon No Hidden
Charges

Apply for a Personal Loan In Just 3 Steps

Step 1 icon

Click on “Apply Now”

Tap the “Apply Now” button to initiate your application.

Step 2 icon

Enter Details

Enter your DOB, PAN card number, monthly income, and residential details.

Step 3 icon

Upload Documents

Upload the necessary documents for quicker approval.

Get exclusive offers thoughtfully customised just for you

Submit just a few essential documents:

  • KYC Documents: PAN Card, Driving License, Aadhaar Card, Voter ID or Passport.
  • Income Proof: Salary slip for 1 month and bank statements for the last 3 months
  • Proof of Employment: Official mail ID or Employee ID Card.
  • Address Proof: Rent Agreement, Utility Bills, or Passport.

Note: The list of documents mentioned above is indicative. Additional documents may be required during the loan processing stage.

  • Cover higher education costs
  • Debt consolidation
  • Host a grand wedding
  • Make high-value purchases
  • Purchase your dream car

  • Meet the loan eligibility criteria
  • Maintain a low debt-to-income ratio
  • Track your credit score and repayment history
  • Prepare all necessary documents
  • Avoid multiple loan applications

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

You can get a loan of up to ₹50 Lakh for a Personal Loan on ₹40,000 salary depending on your creditworthiness, eligibility, and our internal policy.

No, there are no hidden charges levied on Poonawalla Fincorp’s Personal Loan. All the fee and charges are mentioned upfront and are mentioned on the agreement.

The maximum loan tenure is 84 months for a Personal Loan on ₹40,000 monthly salary.