Interest Rate
Starting at 9.99% p.a.
Loan Tenure
12-84 Months
Hidden Charges
0%

EMI Calculator for ₹15 Lakh Loan

Plan your EMIs using our online EMI calculator. Enter the loan amount, tenure and interest rate. The calculator will display the EMI instantly. Try now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹100000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
9.99%
30%

Tenure

Months
12 Months
84 Months

Why Choose Poonawalla Fincorp

collateral icon Collateral-free Loan
interest rate icon Attractive
Interest Rate
document icon Minimal
Documentation
EMI icon Flexible
Repayment Option
foreclosure icon Zero Foreclosure
Charges
charges icon No Hidden
Charges

Apply for a Personal Loan Online in Just 3 Steps

Step1

Click on “Apply Now”

Tap the “Apply Now”button to initiate your application.

Step2

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Step3

Upload Documents

Upload the necessary documents for quicker approval.

On successful verification, the loan amount will be disbursed into your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Submit just a few essential documents:

  • Address Proof: Utility Bills, Passport, or Rent Agreement.
  • KYC Documents: Aadhaar Card, PAN Card, Voter ID, Driving License, or Passport.
  • Employment Proof: Official email ID or Employee ID card.
  • Financial Documents: Bank statements for the last 3 months.
  • Income Proof: Recent salary slips for the last 1 month.

  • Wedding
  • Home renovation
  • Travel
  • Medical emergency
  • Education

  • Salaried Individuals 
  • Salaried doctors
  •  Salaried Chartered Accountants
  • Salaried Company Secretaries

  • Have a strong CIBIL score
  • Review and improve credit report
  • Manage debt-to-income ratio
  • Keep documents ready in advance

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

At Poonawalla Fincorp, we do not impose any end-use restriction for our ₹15 Lakh Personal Loan. You can use it for any purpose, such as weddings, emergency medical expenses, higher education, home renovation, etc.

Yes, you can get a ₹15 Lakh Loan without collateral from Poonawalla Fincorp. Since a Personal Loan is a collateral-free loan, you can get it without pledging any asset.

The following are the most critical factors affecting the EMI amount of a loan:

  • Loan amount
  • Interest rate
  • Loan tenure