Terms and Conditions applicable to Poonawalla Fincorp - Rewards and Redemption Scheme (“T&C”):
For the purpose of these T&C:- "Scheme" shall mean the reward and redemption scheme of PFL.
- "User" shall mean a person who has downloaded and signed up on the Poonawalla Fincorp application/platform.
- "Loyalty Program" refers to the reward program of LSRPL under the brand name "Zillion".
- "LSRPL" or "Zillion" shall mean Loyalty Solutions and Research Limited, a company incorporated under the Companies Act, 1956, having its Registered Office at Florence, J.L.Nehru Road, Vakola, Santacruz (E). Mumbai 400055 and unless it be repugnant to the subject or context thereof, include its successors and assigns operating under the brand name of 'Zillion'.
- "Loyalty Coins" shall be the reward points awarded under the Loyalty Program by PFL.
- "Zillion Website" shall mean the website at url: www.zillionrewards.in.
- "Scheme Termination Date" shall mean the date on which the Rewards & Redemption Scheme is terminated by PFL at its sole discretion.
- "PFL" shall mean Poonawalla Fincorp Limited.
Terms & Conditions:
1. User hereby agrees that PFL may share the User’s personal information like name and mobile number with Zillion for the purpose of Loyalty Program.
2. Loyalty Program under the Rewards and Redemption scheme is valid only for the User.
3. The Reward & Redemption Scheme shall be in force for a limited period.
4. Under the Reward & Redemption Scheme, PFL shall reward Loyalty Coins to members for valid transactions.
5. Computation of reward points as may be done by PFL under the Rewards & Redemption Scheme shall be final, conclusive, and binding on the User and shall not be liable to any dispute.
6. Loyalty Coins will be subject to withholding of taxes as per applicable laws.
7. The Loyalty Coins earned are visible under the “Rewards and Redemption” section of Poonawalla Fincorp application/platform.
8. Users shall be able to redeem their Loyalty Coins through the Zillion reward catalogue. Further information on the same is available on www.zillionrewards.in. No cash or credit alternative is available for the Loyalty Coins.
9. All products/vouchers/services available for redemption via Loyalty Program are subject to availability of the same and manufacturer's warranties/restrictions at the time of redemption. Resale, modification, trade or unlawful reproduction, of Loyalty Coins is prohibited.
10. The User hereby agrees to be notified about the Loyalty Coins awarded on the registered mobile number.
11. Nothing contained herein shall be construed as a binding obligation on PFL or Zillion to continue the Loyalty Program after the Scheme Termination Date or to substitute the Loyalty Program by a similar or a new scheme.
12. Redemption of the Loyalty Coins is voluntary, and subject to such charges as may be levied by Zillion, such charges shall be deemed to be voluntarily incurred by the User and Poonawalla Fincorp shall in no way be liable or responsible for the same.
13. The User acknowledges and agrees that PFL shall not be responsible for any actions, claims, demands, liabilities, losses, damages, costs, charges, or expenses, whether directly or indirectly, that the User or any other person may incur under the Rewards & Redemption Scheme including under the Loyalty Program.
14. PFL reserves the right to nullify the Loyalty Coins earned by the User under the Reward & Redemption Scheme.
15. PFL expressly reserves the right, at any time and without prior notice to the User, to add, alter, modify, change or vary all or in part, or withdraw altogether the Reward & Redemption Scheme or any other reward point scheme that PFL may introduce from time to time.
16. PFL does not guarantee and make any representation about the quality, usefulness and worthiness of the products/vouchers/services and shall not be responsible if the same are in any way found to be defective.
17. Under the Reward & Redemption Scheme, in addition to the T&C, as mentioned herein, the User shall also be governed by the terms of LSRPL for Zillion available at https://zillionrewards.in/tnc. Please visit www.zillionrewards.in for further details. In case of any contradiction between the terms prescribed herein and those available on the Zillion Website, the terms available on the Zillion Website shall prevail, only in connection with the Loyalty Program, however, in case of any rights or liabilities of PFL, these T&C shall prevail. Disputes, if any, pertaining to Zillion shall be resolved directly by the User with LSRPL, without any reference or recourse to PFL, in any manner whatsoever and PFL shall not be liable for any such dispute that may arise between the User and LSRPL under the Loyalty Program.
18. PFL reserves the right to modify/change all or any of the T&C applicable to the Rewards & Redemption Schemes without assigning any reasons or without any prior intimation whatsoever to the User. Nothing contained herein shall amount to a commitment or representation by PFL to continue the schemes.
19. The T&Cs shall be in addition to and not in substitution/derogation of the Terms and Conditions, Disclaimers, Privacy Policy of PFL.
20. Disputes, if any, arising out of or in connection, with or as a result of the Rewards & Redemption Scheme, shall be subject to the exclusive jurisdiction of competent courts at Pune.