Loan Amount
Up to ₹5 Lakh
Interest Rate
Starting at 16%* p.a.
Loan Tenure
12 - 36 Months

Get a Smart TV on EMI Online

Bring home a new smart TV with better picture quality, resolution, and sound without exhausting your savings. Avail of an Instant Loan of up to ₹5 Lakh from Poonawalla Fincorp and enjoy flexible repayment tenure, quick disbursal and other benefits.

Why Choose Poonawalla Fincorp

High Loan
Amount
Online
Application
Collateral-free
Loan
Competitive
Interest Rate
Minimal
Paperwork
Flexible
EMIs
No
Hidden Charges

Instant Loan EMI Calculator

Plan your monthly repayment by using our EMI calculator instantly. Just enter the loan amount, interest rate and tenure to get your EMIs instantly. Calculate now!

Optimise Your Personal Loan Experience
With Monthly Budget Planning

Monthly Payable Amount₹8,791
Principal Amount
₹50000
Interest Payable
₹5,493

Loan Amount

Interest Rate

%
16 %
36 %

Tenure

Months
12Months
36Months

Apply for an Instant Loan Online

Click on "Apply Now”

Tap the Apply Now button to initiate your application.

Enter Details

Enter your DOB, PAN card number, monthly income, KYC details and residential details.

Instant Disbursement

The loan amount will be credited to your bank account instantly.

Get exclusive offers thoughtfully customised just for you

Eligibility Criteria for an Instant Loan

Access our flexible financing solution instantly by meeting our simple eligibility criteria:

  • Age: Between 25 and 55 years.
  • Citizenship: Indian
  • Annual Income: At least ₹3 Lakh.
  • Credit Score: 750 and above.

Documents Required for an Instant Loan

Submit just a few essential documents:

  • KYC Documents: Aadhaar Card and PAN Card.

Interest Rate and Charges for an Instant Loan

Poonawalla Fincorp offers an Instant Loan at attractive interest rate and nominal charges:

Interest Rate
16%*p.a. onwards
Loan Amount
₹50,000 to ₹5 Lakh
Loan Processing Fees
Upto 4.5%
Loan Tenure
12 – 36 months
Prepayment/Foreclosure Charges
4% + taxes in case of BT
Default Charges
24% p.a. plus taxes
Repayment Instrument Dishonour Charges
₹500 per bounce plus applicable taxes
Stamp Duty
At actuals (as per state)
Hidden Charges
Nil

Default Charges: Penalty will be charged for nonpayment of EMI amount and for non-compliance of material terms and conditions, as more particularly specified at Default Charges.pdf

*T&C Apply

Benefits of Buying a Smart TV on EMI

  • Higher Loan Amount: With an Instant Loan, get a higher loan amount up to ₹5 Lakh and buy a smart TV of your choice without affecting your bank balance 
  • Affordable: When you buy a TV on EMI, you significantly lower the monthly monetary obligation. 
  • Quick Approval and Disbursement: It takes a short while for a loan approval and disbursal. 
  • Flexible Repayment: With Poonawalla Fincorp’s Instant Loan, you can select your repayment tenure up to 36 months. 
  • Minimal Documentation: You only require KYC documents and address proof to avail yourself of the benefits of an Instant Loan.

Get Funds Quickly With
Minimal
Documentation

1

Click 'Apply Now' Fill out the online form to start your loan application.

2

Upload Documents Provide your KYC documents to complete the verification.

3

Get Funds Get the loan amount
disbursed to your bank account.

Happy Customers, Happy Us

Get exclusive access to simplified
Personal Finance
Information at
Poonawalla Fincorp’s FinHub

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Frequently Asked Questions

1. What are the eligibility criteria for getting an Instant Loan?

An Instant Loan has simple eligibility criteria to allow the maximum number of people to benefit from this product. Here are 3 eligibility criteria: 

  • Age: Between 25 to 55 years. 
  • Citizenship: Indian. 
  • Annual Household Income: At least ₹3Lakh. 
2. Why buy a TV on EMI without a credit card?

There are various reasons why you should buy a TV on EMI, 4 of which are listed below: 

  • Affordable 
  • High loan amount 
  • Flexible repayment option 
  • Minimal documentation