Interest Rate
16%* p.a. Onwards
Loan Tenure
12-36 Months
Hidden Charges
Zero
Apply Online for a ₹5 Lakh Instant Loan for Small Financial Needs
Managing urgent expenses becomes easier when you have quick access to funds. A ₹5 Instant Loan is an ideal solution for unplanned needs like medical emergencies, travel, education, or home improvements.
You can get the funds you need quickly without pledging any collateral through Poonawalla Fincorp’s online application process. This loan can help you meet both short-term and long-term financial requirements, offering flexibility and convenience. A ₹5 Lakh loan allows you to preserve your savings by breaking a large expense into manageable EMIs. Apply today!
₹5 Lakh Personal Loan EMI for Different Repayment Tenures
Before applying for an Instant Loan, it's essential to understand how the EMIs work when you take out a loan. The EMI is determined based on the amount borrowed, the interest rate, and the length of time over which you will make the payments:
| Loan Amount | Interest Rate | Tenure | Approx. EMI |
|---|---|---|---|
| ₹5,00,000 | 16% p.a. | 12 Months | ₹45,365 |
| ₹5,00,000 | 16% p.a. | 24 Months | ₹24,490 |
| ₹5,00,000 | 16% p.a. | 36 Months | ₹17,578 |
Planning your EMIs in advance helps ensure your payment amount fits within your monthly budget.
₹5 Lakh Loan EMI Calculator
Use our Personal Loan EMI calculator to plan your monthly payments accurately for your ₹5 Lakh Loan. Enter the loan amount, tenure and interest to calculate the EMI amount seamlessly. Calculate now!
If you want to plan your EMI for a ₹5 Lakh loan, using an EMI calculator can be helpful.
An EMI calculator helps you understand your monthly payments and the total cost of borrowing. You simply need to enter:
- The total loan amount
- The interest rate offered
- The loan tenure
After entering these details, the calculator will display your monthly EMI and the total interest payable over the loan tenure. You can adjust different loan parameters to choose an EMI option that best fits your budget.
Optimise Your Personal Loan Experience
With Monthly Budget Planning
Monthly Payable Amount₹8,791
Principal Amount
₹ 50000
Interest Payable
₹5,493
Why Choose Poonawalla Fincorp
Collateral-free Loan
Flexible EMIs
QuickApproval
Hassle-free Application
Minimal Documentation
Zero HiddenCharges
How to Apply for an Instant Loan Online in Just 3 Steps
Click on "Apply Now”
Tap the Apply Now button to initiate your application.
Enter Details
Enter your DOB, PAN card number, monthly income, KYC details and residential details.
Instant Disbursement
The loan amount will be credited to your bank account instantly.
Get exclusive offers thoughtfully customised just for you
An error occurred while processing the template.
Syntax error in template "20096#20121#330626" in line 331, column 27: Unknown built-in: "repalce". Help (latest version): https://freemarker.apache.org/docs/ref_builtins.html; you're using FreeMarker 2.3.32. The alphabetical list of built-ins: abs, absolute_template_name, ancestors, api, boolean, byte, c, c_lower_case, c_upper_case, cap_first, capitalize, ceiling, children, chop_linebreak, chunk, cn, contains, counter, date, date_if_unknown, datetime, datetime_if_unknown, default, double, drop_while, ends_with, ensure_ends_with, ensure_starts_with, esc, eval, eval_json, exists, filter, first, float, floor, groups, has_api, has_content, has_next, html, if_exists, index, index_of, int, interpret, is_boolean, is_collection, is_collection_ex, is_date, is_date_like, is_date_only, is_datetime, is_directive, is_enumerable, is_even_item, is_first, is_hash, is_hash_ex, is_indexable, is_infinite, is_last, is_macro, is_markup_output, is_method, is_nan, is_node, is_number, is_odd_item, is_sequence, is_string, is_time, is_transform, is_unknown_date_like, iso, iso_h, iso_h_nz, iso_local, iso_local_h, iso_local_h_nz, iso_local_m, iso_local_m_nz, iso_local_ms, iso_local_ms_nz, iso_local_nz, iso_m, iso_m_nz, iso_ms, iso_ms_nz, iso_nz, iso_utc, iso_utc_fz, iso_utc_h, iso_utc_h_nz, iso_utc_m, iso_utc_m_nz, iso_utc_ms, iso_utc_ms_nz, iso_utc_nz, item_cycle, item_parity, item_parity_cap, j_string, join, js_string, json_string, keep_after, keep_after_last, keep_before, keep_before_last, keys, last, last_index_of, left_pad, length, long, lower_abc, lower_case, map, markup_string, matches, max, min, namespace, new, next_sibling, no_esc, node_name, node_namespace, node_type, number, number_to_date, number_to_datetime, number_to_time, parent, previous_sibling, remove_beginning, remove_ending, replace, reverse, right_pad, root, round, rtf, seq_contains, seq_index_of, seq_last_index_of, sequence, short, size, sort, sort_by, split, starts_with, string, substring, switch, take_while, then, time, time_if_unknown, trim, truncate, truncate_c, truncate_c_m, truncate_m, truncate_w, truncate_w_m, uncap_first, upper_abc, upper_case, url, url_path, values, web_safe, with_args, with_args_last, word_list, xhtml, xml
1<style>
2.collapse{
3display:none;
4}
5.collapse.show{
6display:block;
7}
8.benefitsBox .faqAcc .collapse{margin-top:0!important}
9.faqAcc .btn.btn-link{text-decoration:none}
10.faqAcc .card{width:100%}
11.faqAcc .card button span{display:block!important}
12.faqAcc .card[data-collapse="false"]{display:flex;flex-direction:row}
13.faqAcc .card[data-collapse="false"] .card-header{position:static;max-width:34%;}
14.faqAcc .card[data-collapse="false"] .collapse.show{width:62%;}
15.faqAcc .card[data-collapse="false"] .card-header,.faqAcc .card[data-collapse="false"] .collapse.show{display:inline-block}
16.faqAcc .card[data-collapse="false"] .collapse{margin:0!important}
17.faqAcc .card[data-collapse="false"] .collapse.show .stmap-wrapper{margin-top:0!important}
18@media screen and (max-width:991px){
19.faqAcc .card[data-collapse="false"]{display:block}
20.faqAcc .card[data-collapse="false"] .card-header,.faqAcc .card[data-collapse="false"] .collapse.show{width:100%;max-width:100%;display:block}
21}
22@media (max-width: 767px) {
23.faqWrapper.benefitsBox .accordion.faqAcc .card-header .btn h2{font-size:24px!important;}
24}
25</style>
26<noscript>
27<style>
28.collapse{
29display:block !important;
30}
31.noscript{
32display:none !important;
33}
34</style>
35</noscript>
36
37 <script>
38
39 $(document).ready(function () {
40
41 $('.MsoTableGrid td').filter(function () {
42 return $.trim($(this).text()) === 'Dishonour Charges';
43 }).each(function () {
44
45 var $row = $(this).parent('tr');
46
47 if ($row.children('td').length === 2) {
48 $row.remove();
49 }
50
51 });
52
53 $('.loanDtlList').each(function () {
54 var label = $.trim($(this).find('.cntText').text());
55
56 if (label.toLowerCase() === 'bounce charges') {
57 $(this).remove();
58 }
59});
60
61});
62
63 $(document).ready(function () {
64 $('.opnAll .card').attr('data-collapse', 'false');
65 $('.opnAll .card .collapse').addClass('show');
66 $('.opnAll .card .fa')
67 .removeClass('fa-plus')
68 .addClass('fa-minus');
69});
70
71$(document)
72 .off('click.opnAllToggle') // prevent double binding
73 .on(
74 'click.opnAllToggle',
75 '.opnAll .card-header .btn, .opnAll .card-header .fa',
76 function (e) {
77
78 e.preventDefault();
79 e.stopImmediatePropagation(); // 🚨 block global JS
80
81 var $card = $(this).closest('.card');
82 var $collapse = $card.find('.collapse');
83 var $icon = $card.find('.fa');
84
85 // TOGGLE ONLY CURRENT CARD
86 if ($collapse.hasClass('show')) {
87 // CLOSE
88 $collapse.removeClass('show');
89 $icon.removeClass('fa-minus').addClass('fa-plus');
90 $card.attr('data-collapse', 'true');
91 } else {
92 // OPEN
93 $collapse.addClass('show');
94 $icon.removeClass('fa-plus').addClass('fa-minus');
95 $card.attr('data-collapse', 'false');
96 }
97 }
98 );
99
100
101
102
103 if (!window['funaccordion']) {
104 window.funaccordion = function(ele){
105
106 $(ele).find('.card').first().find('span').hide();
107 $(ele).find('.card').first().attr('data-collapse','false')
108 $(ele).find('.btn').click(function(){
109 var eles = $(this);
110 var collapseacr = $(this).parent().parent().attr('data-collapse') == "false" ? false : true;
111 console.log('collapseacr', collapseacr)
112 if(collapseacr){
113 $(ele).find('.card').attr('data-collapse','true')
114 $(this).parent().parent().attr('data-collapse','false')
115 $(ele).find('.card').find('span').show();
116 $(ele).find('.card').find('.fa').removeClass('fa-minus');
117 $(ele).find('.card').find('.fa').addClass('fa-plus');
118 $(this).find('.fa').removeClass('fa-plus');
119 $(this).find('.fa').addClass('fa-minus');
120 $(ele).find('.card').find('.collapse').removeClass('show');
121 $(this).parent().find('span').hide();
122 $(this).parent().parent().find('.collapse').addClass('show');
123 }else{
124 $(ele).find('.card').attr('data-collapse','true')
125 $(ele).find('.card').find('span').show();
126 $(ele).find('.card').find('.fa').removeClass('fa-minus');
127 $(ele).find('.card').find('.fa').addClass('fa-plus');
128 $(ele).find('.card').find('.collapse').removeClass('show');
129 }
130
131 });
132 }
133
134
135 setTimeout(function(){
136 $('.accordion:not(.opnAll)').each(function(index,elem){
137 if (!window['accordeng'+index]) {
138 window['accordeng'+index] = new window.funaccordion(elem)
139
140 }
141 })
142 $('.overviewLeftTab .nav-link').click(function(){
143 var elethis = $(this);
144 setTimeout(function(){
145 $('.overviewLeftTab .nav-link').removeClass('active');
146 elethis.addClass('active');
147 var enablediv = elethis.attr('href');
148 $('#v-pills-tabContent .tab-pane').removeClass('show');
149 $('#v-pills-tabContent .tab-pane').removeClass('active');
150 //$('#v-pills-tabContent').find('#'enablediv).addClass('active');
151 // $('#v-pills-tabContent').find('#'enablediv).addClass('show');
152 },1000)
153 });
154 },2000)
155 }
156
157
158 </script>
159
160
161
162 <div class="producttab-wrapper">
163<div class="container-fluid">
164 <div class="faqWrapper benefitsBox plCharges">
165
166 <div class="accordion faqAcc opnAll" >
167 <!--------------------Eligibility Criteria for an Loan------------------>
168 <div class="sections">
169 <div id="section-2" class="section collapsed" aria-hidden="false">
170 <#if (Fieldset61037842.Text49203868.getData())?? && Fieldset61037842.Text49203868.getData()!="" && !(Fieldset61037842.Text49203868.getData()?lower_case?contains("<script"))>
171 <div class="card">
172 <div class="card-header" >
173 <button type="button" class="btn btn-link noscript accordion-toggle" > <h2><span><#if (Fieldset61037842.Text49203868.getData())?? && !(Fieldset61037842.Text49203868.getData()?lower_case?contains("<script"))>
174 ${Fieldset61037842.Text49203868.getData()}
175</#if></span></h2> <i class="fa fa-plus"></i></button>
176 </div>
177 <div class="collapse accordion-answer" >
178 <div class="card-body">
179 <div class="row">
180 <#--<div class="col-md-12 col-lg-4 mob-hide">
181 <h2 class="heading"><#if (Fieldset61037842.Text49203868.getData())?? && !(Fieldset61037842.Text49203868.getData()?lower_case?contains("<script"))>
182 ${Fieldset61037842.Text49203868.getData()}
183</#if></h2>
184 </div>-->
185 <div class="col-md-12">
186 <#if (Fieldset61037842.Field58706025.getData())?? && Fieldset61037842.Field58706025.getData()!="" && !(Fieldset61037842.Field58706025.getData()?lower_case?contains("<script"))>
187 <p><#if (Fieldset61037842.Field58706025.getData())??>
188 ${Fieldset61037842.Field58706025.getData()}
189</#if></p>
190
191 <ul class="customList">
192 <#if Fieldset61037842.Fieldset87157537.getSiblings()?has_content>
193 <#list Fieldset61037842.Fieldset87157537.getSiblings() as cur_Fieldset61037842_Fieldset87157537>
194 <#if (cur_Fieldset61037842_Fieldset87157537.Text35245876.getData())?? && cur_Fieldset61037842_Fieldset87157537.Text35245876.getData()!="" >
195 <li><span class="textHead"><#if (cur_Fieldset61037842_Fieldset87157537.Text35245876.getData())??>
196 ${cur_Fieldset61037842_Fieldset87157537.Text35245876.getData()}
197</#if></span>
198<#if (cur_Fieldset61037842_Fieldset87157537.Field19283450.getData())?? && cur_Fieldset61037842_Fieldset87157537.Field19283450.getData()!="">
199 ${cur_Fieldset61037842_Fieldset87157537.Field19283450.getData()}
200</#if>
201<#if (cur_Fieldset61037842_Fieldset87157537.DescriptionRichText.getData())?? && cur_Fieldset61037842_Fieldset87157537.DescriptionRichText.getData()!="">
202 ${cur_Fieldset61037842_Fieldset87157537.DescriptionRichText.getData()}
203</#if>
204</li>
205</#if>
206 </#list>
207</#if>
208 </ul>
209 <p><#if (Fieldset61037842.Text72741272.getData())??>
210 ${Fieldset61037842.Text72741272.getData()}
211</#if></p>
212</#if>
213
214<#if (Fieldset61037842.RichText33402282.getData())?? && Fieldset61037842.RichText33402282.getData()!="" && !(Fieldset61037842.RichText33402282.getData()?lower_case?contains("<script"))>
215 ${Fieldset61037842.RichText33402282.getData()}
216</#if>
217
218 </div>
219 </div>
220
221 </div>
222 </div>
223 </div>
224 </#if>
225 </div>
226 </div>
227 <!--------------------------Documents Required for an Loan----------------->
228
229 <#if (Field97640345.Field29111255.getData())?? && Field97640345.Field29111255.getData()!="" && !(Field97640345.Field29111255.getData()?lower_case?contains("<script")) >
230 <div class="card">
231 <div class="card-header" >
232 <button type="button" class="btn btn-link noscript" > <h2><span><#if (Field97640345.Field29111255.getData())?? && !(Field97640345.Field29111255.getData()?lower_case?contains("<script"))>
233 ${Field97640345.Field29111255.getData()}
234</#if></span></h2> <i class="fa fa-plus"></i></button>
235 </div>
236 <div class="collapse" >
237 <div class="card-body">
238 <div class="row">
239 <#--<div class="col-md-12 col-lg-4 mob-hide">
240 <h2 class="heading"><#if (Field97640345.Field29111255.getData())?? && !(Field97640345.Field29111255.getData()?lower_case?contains("<script"))>
241 ${Field97640345.Field29111255.getData()}
242</#if></h2>
243 </div>-->
244 <div class="col-md-12">
245 <#if (Field97640345.Field09976905.getData())?? && Field97640345.Field09976905.getData()!="" && !(Field97640345.Field09976905.getData()?lower_case?contains("<script"))>
246 <p><#if (Field97640345.Field09976905.getData())??>
247 ${Field97640345.Field09976905.getData()}
248</#if></p>
249
250 <ul class="customList">
251 <#if Field97640345.Field69184595.getSiblings()?has_content>
252 <#list Field97640345.Field69184595.getSiblings() as cur_Field97640345_Field69184595>
253 <#if (cur_Field97640345_Field69184595.Field76030145.getData())?? && cur_Field97640345_Field69184595.Field76030145.getData()!="" >
254 <li><span class="textHead"><#if (cur_Field97640345_Field69184595.Field76030145.getData())??>
255 ${cur_Field97640345_Field69184595.Field76030145.getData()}
256</#if></span><#if (cur_Field97640345_Field69184595.Field61936918.getData())??>
257 ${cur_Field97640345_Field69184595.Field61936918.getData()}
258</#if></li>
259</#if>
260 </#list>
261</#if>
262
263 </ul>
264 <p><#if (Field97640345.Text87366389.getData())??>
265 ${Field97640345.Text87366389.getData()}
266</#if></p></#if>
267<#if (Field97640345.RichText43876702.getData())?? && Field97640345.RichText43876702.getData()!="" && !(Field97640345.RichText43876702.getData()?lower_case?contains("<script"))>
268 ${Field97640345.RichText43876702.getData()}
269</#if>
270
271 </div>
272 </div>
273 </div>
274 </div>
275 </div></#if>
276
277
278
279 <!--------------------------Interest Rate and Charges for an Loan------->
280 <div class="sections">
281 <div id="section-3" class="section collapsed" aria-hidden="false">
282 <#if (Fieldset74023099.Text63757414.getData())?? && Fieldset74023099.Text63757414.getData()!="" && !(Fieldset74023099.Text63757414.getData()?lower_case?contains("<script")) >
283 <div class="card">
284 <div class="card-header" >
285 <button type="button" class="btn btn-link noscript accordion-toggle" > <h2><span><#if (Fieldset74023099.Text63757414.getData())?? && !(Fieldset74023099.Text63757414.getData()?lower_case?contains("<script"))>
286 ${Fieldset74023099.Text63757414.getData()}
287</#if></span></h2> <i class="fa fa-plus"></i></button>
288 </div>
289 <div class="collapse accordion-answer">
290 <div class="card-body">
291 <div class="row">
292 <#--<div class="col-md-12 col-lg-4 mob-hide">
293 <h2 class="heading"><#if (Fieldset74023099.Text63757414.getData())?? && !(Fieldset74023099.Text63757414.getData()?lower_case?contains("<script"))>
294 ${Fieldset74023099.Text63757414.getData()}
295</#if></h2>
296 </div>-->
297 <div class="col-md-12">
298 <p><#if (Fieldset74023099.Field78846514.getData())?? && !(Fieldset74023099.Field78846514.getData()?lower_case?contains("<script"))>
299 ${Fieldset74023099.Field78846514.getData()}
300</#if></p>
301
302
303<!------------richText--------------->
304 <#if (Fieldset74023099.RichText76472286.getData())??>
305 <#if themeDisplay.getURLCurrent()?contains("loan-against-property")>
306 <#assign bounceCharge= "₹2000" />
307 <#else>
308 <#assign bounceCharge= "₹1500" />
309 </#if>
310 <#assign chargesTable =
311 Fieldset74023099.RichText76472286.getData()
312 ?replace(
313 "Repayment Instrument/ Security Repayment Instrument Bounce charges per instance",
314 "Repayment Instrument Bounce Charges(Cheque/NACH/Other Mandates) - first dishonour per instrument per month"
315 )
316 ?replace(
317 "Repayment Instrument Dishonour Charges",
318 "Repayment Instrument Bounce Charges<br>(Cheque/NACH/Other Mandates) - first dishonour per instrument per month"
319 )
320 ?replace(
321 "<strong>Repayment Instrument Dishonour Charges</strong>",
322 "<strong>Repayment Instrument Bounce Charges<br>(Cheque/NACH/Other Mandates) - first dishonour per instrument per month</strong>"
323 )
324 ?replace(
325 "Repayment Instrument Dishonor Charges",
326 "Repayment Instrument Bounce Charges<br>(Cheque/NACH/Other Mandates) - first dishonour per instrument per month"
327 )
328 ?replace("₹500 per bounce plus applicable taxes",bounceCharge)
329 ?replace("₹500 per bounce",bounceCharge)
330 ?replace("₹1500 per bounce",bounceCharge)
331 ?repalce("₹500 Per Bounce",bounceCharge)
332 />
333 ${chargesTable}
334</#if>
335
336<!--------------end---------------->
337
338 <div class="row plCharges-wrapper">
339 <#if Fieldset74023099.Fieldset03517685.getSiblings()?has_content>
340 <#list Fieldset74023099.Fieldset03517685.getSiblings() as cur_Fieldset74023099_Fieldset03517685>
341 <#if (cur_Fieldset74023099_Fieldset03517685.Text40525269.getData())?? && cur_Fieldset74023099_Fieldset03517685.Text40525269.getData()!="">
342 <div class="col-md-4">
343 <div class="plCharges-box">
344 <div class="title"><#if (cur_Fieldset74023099_Fieldset03517685.Text40525269.getData())?? && !(cur_Fieldset74023099_Fieldset03517685.Text40525269.getData()?lower_case?contains("<script"))>
345 ${cur_Fieldset74023099_Fieldset03517685.Text40525269.getData()}
346</#if></div>
347 <div class="plRate"><#if (cur_Fieldset74023099_Fieldset03517685.Field86042861.getData())?? && !(cur_Fieldset74023099_Fieldset03517685.Field86042861.getData()?lower_case?contains("<script"))>
348 ${cur_Fieldset74023099_Fieldset03517685.Field86042861.getData()}
349</#if></div>
350 <div class="plHead"><#if (cur_Fieldset74023099_Fieldset03517685.Field25060346.getData())?? && !(cur_Fieldset74023099_Fieldset03517685.Field25060346.getData()?lower_case?contains("<script"))>
351 ${cur_Fieldset74023099_Fieldset03517685.Field25060346.getData()}
352</#if></div>
353 <div>
354 <p><#if (cur_Fieldset74023099_Fieldset03517685.Field49224797.getData())?? && !(cur_Fieldset74023099_Fieldset03517685.Field49224797.getData()?lower_case?contains("<script"))>
355 ${cur_Fieldset74023099_Fieldset03517685.Field49224797.getData()}
356</#if></p>
357 </div>
358 </div>
359 </div>
360 </#if>
361 </#list>
362</#if>
363 </div>
364 <div class="loanCharges-wrapper">
365 <!-- <h3><#if (Fieldset74023099.Text70262321.getData())?? && !(Fieldset74023099.Text70262321.getData()?lower_case?contains("<script"))>
366 ${Fieldset74023099.Text70262321.getData()}
367</#if></h3> -->
368<#if Fieldset74023099.Fieldset06219739.getSiblings()?has_content>
369 <#list Fieldset74023099.Fieldset06219739.getSiblings() as cur_Fieldset74023099_Fieldset06219739>
370 <#if (cur_Fieldset74023099_Fieldset06219739.Field50642247.getData())?? && cur_Fieldset74023099_Fieldset06219739.Field50642247.getData()!="">
371 <div class="loanDtlList">
372 <div class="cntText">
373 <#assign fieldText = cur_Fieldset74023099_Fieldset06219739.Field50642247.getData()!"" />
374
375 <#if (fieldText?contains("Dishonor Charges")
376 || fieldText?contains("Dishonour Charges")) && themeDisplay.getURLCurrent()?contains("commercial-vehicle-loan")>
377
378 <#assign fieldText =
379 "Repayment Instrument Bounce/Return Charges levied once per instrument on the first
380 dishonour in a calendar month"
381 />
382 <#elseif fieldText?contains("Cheque Bounce Charges") >
383 <#assign fieldText =
384 "Repayment Instrument Bounce Charges (Cheque/NACH/Other Mandates) - first dishonour per instrument per month"
385 />
386 <#elseif (fieldText?contains("Repayment Instrument Dishonour Charges"))>
387 <#assign fieldText =
388 "Repayment Instrument Bounce Charges (Cheque/NACH/Other Mandates) - first dishonour per instrument per month"
389 />
390 </#if>
391<#if fieldText?contains("Cheque/ Direct Debit /Automated Clearing House (ACH) Mandate Dishonor Charge")>
392 <#assign fieldText = "Repayment Instrument Bounce Charges(Cheque/NACH/Other Mandates) First dishonour per instrument per month"/>
393</#if>
394 ${fieldText}
395</div>
396 <div class="cntCharges">
397 <#if (cur_Fieldset74023099_Fieldset06219739.Field99867447.getData())?? && !(cur_Fieldset74023099_Fieldset06219739.Field50642247.getData()?lower_case?contains("<script"))>
398
399<#if themeDisplay.getURLCurrent()?contains("loan-against-property")>
400 <#assign bounceCharge = "₹2000" />
401<#else>
402 <#assign bounceCharge = "₹1500" />
403</#if>
404
405<#assign fieldCharge =
406 cur_Fieldset74023099_Fieldset06219739.Field99867447.getData()
407 ?replace("₹500 per bounce plus applicable taxes", bounceCharge)
408 ?replace("₹500 per bounce plus applicable charges", bounceCharge)
409 ?replace("₹500 per bounce", bounceCharge)
410 ?replace("Rs. 500/- per bounce", bounceCharge)
411 ?replace("₹500/- Per Bounce", bounceCharge)
412 ?replace("Rs. 500/- per presentation", bounceCharge)
413 ?replace("₹1500 per bounce", bounceCharge)
414/>
415</#if>${fieldCharge}</div>
416 </div>
417 </#if>
418
419 </#list>
420</#if>
421 <!-- <h3 class="mt-4"><#if (Fieldset74023099.Text83334791.getData())?? && !(Fieldset74023099.Text83334791.getData()?lower_case?contains("<script"))>
422 ${Fieldset74023099.Text83334791.getData()}
423</#if></h3> -->
424<div class="pdDisclaimer"><#if (Fieldset74023099.RichText32114980.getData())?? && !(Fieldset74023099.RichText32114980.getData()?lower_case?contains("<script"))>
425 ${Fieldset74023099.RichText32114980.getData()}
426</#if></div>
427
428 </div>
429
430 </div>
431 </div>
432
433 </div>
434 </div>
435 </div>
436 </#if>
437
438 </div>
439 </div>
440
441
442
443
444
445
446
447
448
449 <#if Fieldset79912644.getSiblings()?has_content>
450 <#list Fieldset79912644.getSiblings() as cur_Fieldset79912644>
451 <#if (cur_Fieldset79912644.Text91070589.getData())?? && cur_Fieldset79912644.Text91070589.getData() !="" && !(cur_Fieldset79912644.Text91070589.getData()?lower_case?contains("<script"))>
452 <div class="card">
453 <div class="card-header" >
454 <button type="button" class="btn btn-link noscript" > <h2><span><#if (cur_Fieldset79912644.Text91070589.getData())?? && !(cur_Fieldset79912644.Text91070589.getData()?lower_case?contains("<script"))>
455 ${cur_Fieldset79912644.Text91070589.getData()}
456</#if></span></h2> <i class="fa fa-plus"></i></button>
457 </div>
458 <div class="collapse" >
459 <div class="card-body">
460 <div class="row">
461 <#--<div class="col-md-12 col-lg-4 mob-hide">
462 <h2 class="heading"><#if (cur_Fieldset79912644.Text91070589.getData())?? && !(cur_Fieldset79912644.Text91070589.getData()?lower_case?contains("<script"))>
463 ${cur_Fieldset79912644.Text91070589.getData()}
464</#if></h2>
465 </div>-->
466 <div class="col-md-12">
467 <#if (cur_Fieldset79912644.Text30901849.getData())?? && cur_Fieldset79912644.Text30901849.getData()!="" && !(cur_Fieldset79912644.Text30901849.getData()?lower_case?contains("<script"))><p>
468 ${cur_Fieldset79912644.Text30901849.getData()}
469</p></#if>
470<#if (cur_Fieldset79912644.RichText42602414.getData())?? && cur_Fieldset79912644.RichText42602414.getData()!="" && !(cur_Fieldset79912644.RichText42602414.getData()?lower_case?contains("<script"))>
471 ${cur_Fieldset79912644.RichText42602414.getData()}
472</#if>
473
474
475 </div>
476 </div>
477 </div>
478 </div>
479 </div></#if>
480 </#list>
481</#if>
482
483
484
485 <#if (Fieldset58395051.Text39848241.getData())?? && Fieldset58395051.Text39848241.getData()!="" && !(Fieldset58395051.Text39848241.getData()?lower_case?contains("<script")) >
486 <div class="card">
487 <div class="card-header" >
488 <button type="button" class="btn btn-link noscript" > <h2><span><#if (Fieldset58395051.Text39848241.getData())?? && !(Fieldset58395051.Text39848241.getData()?lower_case?contains("<script"))>
489 ${Fieldset58395051.Text39848241.getData()}
490</#if></span></h2> <i class="fa fa-plus"></i></button>
491 </div>
492 <div class="collapse">
493 <div class="card-body">
494 <div class="row">
495 <div class="col-md-12 col-lg-4">
496 <#--<h2 class="heading mob-hide">
497 <#if Fieldset58395051.Text39848241.getData()?? && !(Fieldset58395051.Text39848241.getData()?lower_case?contains("<script"))>
498 ${Fieldset58395051.Text39848241.getData()}
499 </#if>
500 </h2>-->
501 <div class="stmap-wrapper overviewLeftTab">
502 <div class="nav flex-column nav-pills" id="v-pills-tab-2" role="tablist" aria-orientation="vertical">
503 <#if Fieldset58395051.Fieldset37845459.getSiblings()?has_content>
504 <#list Fieldset58395051.Fieldset37845459.getSiblings() as cur_Fieldset58395051_Fieldset37845459>
505 <a class="nav-link <#if cur_Fieldset58395051_Fieldset37845459_index == 0>active</#if>" id="tab${cur_Fieldset58395051_Fieldset37845459_index + 1}" data-toggle="pill" href="#pl${cur_Fieldset58395051_Fieldset37845459_index + 1}" role="tab" aria-controls="pl${cur_Fieldset58395051_Fieldset37845459_index + 1}" aria-selected="false">
506
507 <#if (cur_Fieldset58395051_Fieldset37845459.Text77971014.getData())?? && cur_Fieldset58395051_Fieldset37845459.Text77971014.getData() !="" && !(cur_Fieldset58395051_Fieldset37845459.Text77971014.getData()?lower_case?contains("<script"))>
508 ${cur_Fieldset58395051_Fieldset37845459.Text77971014.getData()}
509 </#if>
510 <span class="d-none rightArrow"></span>
511 </a>
512 </#list>
513 </#if>
514 </div>
515 </div>
516 </div>
517 <div class="col-md-12 col-lg-8">
518 <div class="tab-content" id="v-pills-tabContent-2">
519 <#if Fieldset58395051.Fieldset37845459.getSiblings()?has_content>
520 <#list Fieldset58395051.Fieldset37845459.getSiblings() as cur_Fieldset58395051_Fieldset37845459>
521 <div class="tab-pane fade <#if cur_Fieldset58395051_Fieldset37845459_index == 0>show active</#if>" id="pl${cur_Fieldset58395051_Fieldset37845459_index + 1}" role="tabpanel" aria-labelledby="tab${cur_Fieldset58395051_Fieldset37845459_index + 1}">
522
523 <#if (cur_Fieldset58395051_Fieldset37845459.RichText64455098.getData())?? && cur_Fieldset58395051_Fieldset37845459.RichText64455098.getData() !="" && !(cur_Fieldset58395051_Fieldset37845459.RichText64455098.getData()?lower_case?contains("<script"))>
524 ${cur_Fieldset58395051_Fieldset37845459.RichText64455098.getData()}
525 </#if>
526
527 </div>
528 </#list>
529 </#if>
530 <div class="mt-4">
531 <a href="<#if Fieldset58395051.Fieldset70708261.Text79546169.getData()?? && !(Fieldset58395051.Fieldset70708261.Text79546169.getData()?lower_case?contains("<script"))>
532 ${Fieldset58395051.Fieldset70708261.Text79546169.getData()}
533 </#if>" title="Apply Now">
534 <#if Fieldset58395051.Fieldset70708261.Field04532994.getData()?? && Fieldset58395051.Fieldset70708261.Field04532994.getData()!="" && !(Fieldset58395051.Fieldset70708261.Field04532994.getData()?lower_case?contains("<script"))>
535 <button class="btn btn-primary">
536
537 ${Fieldset58395051.Fieldset70708261.Field04532994.getData()}
538
539 </button> </#if>
540 </a>
541
542
543</div>
544
545 </div>
546
547
548
549
550
551 </div>
552
553
554 </div>
555 </div>
556
557 </div>
558 </div>
559 </#if>
560
561
562
563
564 </div>
565
566 </div>
567 </div>
568 </div>
Get Funds Quickly With
Minimal
Documentation
Happy Customers, Happy Us
Shripal Patel
Printing Press, Ahmedabad
I opted for a Loan Against Property balance transfer with Poonawalla Fincorp, and the experience exceeded my expectations. The application process was completely digital, quick, and required minimal paperwork. Getting a significantly lower interest rate helped me reinvest in my business. With better financial flexibility, I was able to scale operations efficiently, leading to a 30% increase in business turnover. Poonawalla Fincorp made the entire journey stress-free, and I highly recommend their services to any business owner looking for smart financial solutions.
Parveen Solanki
Hospital Equipment Manufacturer, Faridabad
Poonawalla Fincorp’s Pre-owned Car Loan made the entire financing process effortless. The loan approval was quick, and the minimal documentation made it even more convenient. Within just a couple of days, the funds were disbursed, allowing me to purchase a well-maintained pre-owned vehicle without any hassle. The repayment options were flexible, and the entire experience was seamless. Thanks to Poonawalla Fincorp, I could get my car without any financial strain. Highly recommended!
Samir Shethia
Builder and Developer, Bandra - Mumbai
Securing a loan to purchase a commercial property with rental income was crucial for my business. Having previously worked with Poonawalla Fincorp, I was confident in their services. The process was incredibly smooth and transparent. The quick disbursement and excellent post-sales support made the entire experience stress-free. Thanks to Poonawalla Fincorp, I now own a prime commercial property in Mumbai, which has significantly boosted my business. Their quick turnaround time and excellent post-sales support made all the difference. I wholeheartedly recommend them to anyone in need.
Mahendra Deora
Water Supply Business, Jodhpur
I had a great experience with Poonawalla Fincorp’s Pre-owned Car Loan. The offered loan amount was as per my expectations, and the entire process was smooth and hassle-free. The documentation was minimal, and the loan was disbursed in just two days! What stood out was the flexibility—repayment was easy, and the EMI structure was well-planned. The loan approval process was straightforward, making it convenient to get the car I wanted without any delays. Overall, the service was excellent, and I highly recommend Poonawalla Fincorp to anyone looking for an easy and quick loan process!
Akshay Jain
IT Professional , Jaipur
A friend in need, is a friend indeed. Poonawalla fincorp has been like one of those friends for me, who has supported me in my journey. With no hidden charges and no prepayment charges, the company has provided me with the adequate funds I needed for me professional practice. From the loan application process to the disbursal of funds, I did not face any problems. My experience was hassle-free and smooth. Not just me, all my fellow professionals and friends have had a wonderful experience with Poonawalla Fincorp’s Professional Loan.
Manoj Desai
CA, Hubli
I am practicing Chartered Accountant (CA) based out of Hubli. There were working capital issues that i was facing like upgrading my firm’s overall infrastructure, hiring well-qualified staff and digitization. Poonawalla fincorp hab been of great support when it comes to funding these requirements. I’ve got one of the best interest rates available in the market, my documentation process was fast & hassle-free. and the digital application process made it very simple to get a Professional Loan as a CA. I recommend to CAs to consider Poonawalla Fincorp for their working capital or any other funding requirements.
Bhavna Bora
Founder, One Pharma
I run a chain of farmacy stores with 5 branches in pune. With the growing polpularity of home delivery, my customers were expecting the same from me as well. However, the extra capital requirement made it difficulf for me to hire delivery persons. With Poonawalla fincorp’s Business loan, I am now able to compete with online pharmacy retailers, manage working capital and upgrade my system. My customers have grown 50-60%. The loan applicatipn process is digital, simple and speedy. I was delighted to get my loan amount disbursed quickly, allowing me to upgrade my operationg seamlessly.
Home Renovation Loan
Marriage Loan
Travel Loan
Medical Emergency Loan
Loan for Shopping
Debt Consolidation Loan
Loan for Higher Education
Cash Loan
Personal Loan Balance Transfer
Consumer Durable Loan
Loan for 1 Year
Quick Loan
Long Term Loan
Collateral-free Loan
Urgent Personal Loan
Short Term Personal Loan
Instant Online Loan
Small Personal Loan
Ahmedabads
Bangalore
Chennai
Delhi
Hyderabad
Indore
Mumbai
Pune
Surat
Coimbatore
Kolkata
Jaipur
Guwahati
Cochin
Gurgaon
Noida
Madurai
Nagpur
Bhopal
Kozhikode
Kakinada
Ahmednagar
Gwalior
Panipat
Ludhiana
Patiala
Mysore
Purulia
Jind
Puducherry
Patna
Muzaffarpur
Rajkot
Nashik
Kolhapur
Kharagpur
Satna
Kollam
Ghaziabad
Bokaro
Thodupuzha
Amritsar
Jhunjhunu
Rajahmundry
Bathinda
Chittorgarh
Moradabad
Ratnagiri
Varanasi
Palakkad
Gaya
Faridabad
Rohtak
Ujjain
Vadodara
Balasore
Shimoga
Karnal
Karimnagar
Mehsana
Aligarh
Malda
Khammam
Tumkur
Pathanamthitta
Alwar
Jodhpur
Greater-Noida
Firozabad
Cuttack
Akola
Chandigarh
Junagadh
Dhanbad
Bareilly
Sikar
Korba
Salem
Kurukshetra
Vizianagaram
Pathankot
Motihari
Chomu
Anantpur
Warangal
Kanpur
Jalandhar
Amravati
Vapi
Vijayawada
Trivandrum
Bilaspur
Kurnool
Sambalpur
Kannur
Gorakhpur
Jalna
Bahadurgarh
Hubli
Thane
Trichy
Rewari
Jabalpur
Mathura
Dehradun
Kottayam
Bhiwandi
Jhansi
Bhilai
Malappuram
Jamnagar
Durgapur
Bhubaneswar
Raipur
Siliguri
Bhavnagar
Jamshedpur
Sonipat
Darbhanga
Dhamtari
Sirsa
Thrissur
Agra
Baramati
Ajmer
Kota
Hoshiarpur
Bhiwani
Ambikapur
Ranchi
Vellore
Raigarh
Meerut
Nellore
Ambala
Imphal
Lucknow
Bikaner
Get exclusive access to simplified
Personal Finance Information at
Poonawalla Fincorp’s
FinHub
Personal Loan
17 Sep 2026
|
4 Minute Read
Personal Loan
17 Sep 2026
|
5 Minute Read
Personal Loan
17 Sep 2026
|
4 Minute Read
Personal Loan
17 Sep 2026
|
6 Minute Read
Personal Loan
17 Sep 2026
|
5 Minute Read
Frequently Asked Questions
Yes, Poonawalla Fincorp offers loan tenures from 12 to 36 months, so borrowers can choose a repayment schedule that matches their financial capacity.
A longer tenure reduces the monthly EMI but may increase the total interest paid over the loan term.
The minimum income requirement is ₹3 lakh per year (household income), which is approximately ₹25,000 per month.
To qualify, you must meet these criteria:
- Age between 25 and 55 years
- Must be an Indian citizen
- Must be salaried or self-employed (working with approved organisations)
- Minimum annual income of ₹3 lakh
The loan amount is credited to your bank account instantly after successful verification and approval.
You can apply online in 3 simple steps:
- Click on Apply Now
- Enter personal, KYC, and income details
- Upon approval, the loan is disbursed instantly to your bank account
The loan amount is credited instantly after approval, subject to successful verification.
Generally, applicants need PAN and Aadhaar for KYC verification. Additional documents may be required based on the applicant profile and lender assessment.
No, Poonawalla Fincorp does not levy hidden charges on this loan. Applicable charges such as processing fees, taxes, and other fees are disclosed upfront
EMI depends on three factors:
- Loan amount
- Interest rate
- Repayment tenure
Example:
- ₹5,00,000 for 12 months at 16% p.a.
- EMI ≈ ₹45,365
- Total interest ≈ ₹44,385
The processing fee is up to 5% of the loan amount + applicable taxes.
If you miss an EMI:
- Penalty charges apply (default charges around 24% p.a. + taxes)
- Additional charges like bounce fees may also apply
The repayment tenure ranges from 12 to 36 months.
The total repayment depends on your tenure and interest rate.
Example:
-
₹5,00,000 for 12 months at 16% p.a.
-
Total repayment ≈ ₹5,44,385
Yes, you can change your EMI (Equated Monthly Instalment) or tenure, but the process depends entirely on your lender's policies and the type of loan you have.