Personal Loan

How to Get an Online Loan Within Less Than 1-Hour by Phone?

Poonawalla Fincorp Team
4/17/25 10:17 AM  | 2 Minutes
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Table of Content

Are you looking for an online loan that you can get in an hour? If you’re a salaried employee, then your search ends here. You can now get an online loan instantly with just a few taps on your phone. Whether it’s an unexpected expense or a last-minute travel, an online personal loan is the perfect solution to meet your urgent financial needs without any hassle. Read more in this blog on how getting a loan has become easier and more convenient than ever.

Useful Tips To Get Online Loan Within An Hour

1.    Choose the Right Lender
Start by searching a lender that offers loan through digital application process. Not all lenders guarantee fast disbursal, therefore, look for ones who offer instant approvals or 1 hour-disbursal. Poonawalla Fincorp offers online loans with 100% online application process. This not only makes your entire loan journey swift and easy but also gives you the flexibility to apply for a loan anytime from anywhere.

2.    Check Your Eligibility
To be eligible check out the following criteria:
•    Age: Between 23 and 58 years at the time of loan maturity.
•    Citizenship: Indian.
•    Monthly Income: ₹22,000 and above.
•    Employment: Full-time employment with a private or public limited company.
•    Work Experience: Minimum 6 months, with at least 1 month in the current company.

3.    Check the Documents Required
To apply, you must submit following documents:
•    KYC Documents: PAN Card and Aadhaar Card.
•    Financial Statements: Bank statements for the last 7 months.
•    Proof of Employment: EPFO check or verified official email id (through OTP Verification).

4.    Complete the Application
Once you have checked your eligibility and required documents, now it’s time to fill out the application form. Enter your personal details and employment details. You will also need to share your income, job type and bank account information where the loan amount will be transferred.

If you’re looking for a quick online loan, Poonawalla Fincorp offers Prime Personal Loan of up to ₹15 lakh with flexible repayment tenure of up to 84 months. Apply now and meet your financial needs without any hassle.

Also Read - 24-Hour Loans: How to Get Funds Within a Day

How to Apply for a Prime Personal Loan

Follow the 3 simple steps to apply:

Step 1: Click on “Apply Now”
Tap on the ‘Apply Now’ button to initiate your application.
Step 2: Enter Your Details
Enter your DOB, PAN card number, monthly income, and residential details.
Step 3: Upload Your Documents
Upload the necessary or required documents for quicker approval.

Once your verification is successful, the loan amount will be disbursed into your bank account instantly.

Also Read - Why Choose 24-Hour Loan Lenders for Your Emergency Needs?

Conclusion

An online loan is a convenient way to secure funds whenever you need it. By choosing the right lender, checking your eligibility and the required documents, you can get your loan digitally within less than 1-hourPoonawalla Fincorp offers a Prime Personal Loan of up to ₹15 Lakh with instant approval and 100% digital application process. Apply now and get the funds you need in no time.

About the Author

Poonawalla Fincorp Team
Our team of expert writers and editors are passionate about providing authentic and valuable information on finance. Our aim is to simplify financial and finance-related concepts. We strive to help our readers become more aware and empowered to make informed financial decisions.
Disclaimer

We take utmost care to provide information based on internal data and reliable sources. However, this article and associated web pages provide generic information for reference purposes only. Readers must make an informed decision by reviewing the products offered and the terms and conditions. Loan disbursal is at the sole discretion of Poonawalla Fincorp.

*Terms and Conditions apply

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